{"id":112732,"date":"2025-09-15T18:56:03","date_gmt":"2025-09-15T10:56:03","guid":{"rendered":"https:\/\/roo.cash\/blog\/?p=112732"},"modified":"2026-03-10T12:20:56","modified_gmt":"2026-03-10T04:20:56","slug":"catastrophic-illness-insurance","status":"publish","type":"post","link":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/","title":{"rendered":"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01"},"content":{"rendered":"\n<p><a href=\"https:\/\/roo.cash\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008<a href=\"https:\/\/roo.cash\/blog\/accident-insurance-disability\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u610f\u5916\u5931\u80fd\u96aa<\/mark><\/a>\u3009\u3001\u3008<a href=\"https:\/\/roo.cash\/blog\/expense-reimbursement-medical-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa<\/mark><\/a>\u3009\u6216\u3008<a href=\"https:\/\/roo.cash\/blog\/whole-life-medical-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u7d42\u8eab\u91ab\u7642\u96aa<\/mark><\/a>\u3009\u5537\uff01<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" >\u91cd\u5927\u50b7\u75c5\u96aa\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E7%90%86%E8%B3%A0%E7%AF%84%E5%9C%8D\" >\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\u7bc4\u570d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E4%B8%8D%E5%90%8C%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E5%B7%AE%E5%9C%A8%E5%93%AA%EF%BC%9F\" >\u4e0d\u540c\u91cd\u5927\u50b7\u75c5\u96aa\u5dee\u5728\u54ea\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E4%B8%80%E5%B9%B4%E6%9C%9F%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\" >\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E7%B5%82%E8%BA%AB%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\" >\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" >\u91cd\u5927\u50b7\u75c5\u96aa\u6709\u54ea\u4e9b\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E5%9C%8B%E6%B3%B0%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\" >\u570b\u6cf0\u91cd\u5927\u50b7\u75c5\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E5%AF%8C%E9%82%A6%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\" >\u5bcc\u90a6\u91cd\u5927\u50b7\u75c5\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E5%87%B1%E5%9F%BA%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\" >\u51f1\u57fa\u91cd\u5927\u50b7\u75c5\u96aa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E5%84%AA%E7%BC%BA%E9%BB%9E\" >\u91cd\u5927\u50b7\u75c5\u96aa\u512a\u7f3a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E8%88%87%E7%9B%B8%E4%BC%BC%E7%94%A2%E5%93%81%E5%B7%AE%E7%95%B0\" >\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u76f8\u4f3c\u7522\u54c1\u5dee\u7570<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" >\u91cd\u5927\u50b7\u75c5\u96aa\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u91cd\u5927\u50b7\u75c5\u96aa\u662f\u4ec0\u9ebc\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91cd\u5927\u50b7\u75c5\u96aa\u662f\u4f9d\u7167\u5168\u6c11\u5065\u4fdd\u5236\u5ea6\u4e2d\u300c\u91cd\u5927\u50b7\u75c5\u5361\u300d\u7684\u5b9a\u7fa9\u8a2d\u8a08\uff0c\u6db5\u84cb 22 \u5927\u985e\u3001\u8d85\u904e 300 \u7a2e\u91cd\u5927\u50b7\u75c5\uff0c\u4fdd\u969c\u5167\u5bb9\u7d50\u5408\u5065\u4fdd\u7684\u5b98\u65b9\u8a8d\u5b9a\u6a19\u6e96\uff0c\u7a81\u7834\u50b3\u7d71\u91cd\u5927\u75be\u75c5\u96aa\u50c5\u91dd\u5c0d\u5c11\u6578\u7279\u5b9a\u75be\u75c5\u7684\u9650\u5236\uff0c\u88ab\u4fdd\u96aa\u4eba\u53ea\u8981\u53d6\u5f97\u91cd\u5927\u50b7\u75c5\u5361\u6216\u76f8\u61c9\u91ab\u5e2b\u8a3a\u65b7\u8b49\u660e\uff0c\u5373\u7b26\u5408\u7406\u8ce0\u689d\u4ef6\u3002<\/p>\n\n\n\n<p>\u6b64\u4fdd\u96aa\u7279\u8272\u5728\u65bc\u4e00\u6b21\u7d66\u4ed8\u7684\u7406\u8ce0\u65b9\u5f0f\uff0c\u53ef\u5354\u52a9\u75c5\u60a3\u964d\u4f4e\u56e0\u9577\u671f\u6cbb\u7642\u53ca\u5931\u80fd\u9020\u6210\u7684\u5bb6\u5ead\u7d93\u6fdf\u98a8\u96aa\uff0c\u5c24\u5176\u9069\u5408\u9700\u8981\u9577\u671f\u91ab\u7642\u7167\u8b77\u7684\u91cd\u75c5\u60a3\u8005\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<table id=\"tablepress-18\" class=\"tablepress tablepress-id-18 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none;color:#FFF;background-color:transparent;font-size:20px\">\u4fdd\u96aa\u7e73\u8cbb\u4fe1\u7528\u5361\u63a8\u85a6\uff01<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">\u63a8\u85a6\u4fe1\u7528\u5361<\/td><td class=\"column-2\">\u5361\u7247\u6b0a\u76ca\u7279\u8272<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><blockquote  id=\"card-taishin-richart-new_lite\" class=\"roo-embed\" data-type=\"card\" data-alias=\"taishin-richart\" data-size=\"new_lite\" style=\"width:100%;max-width:520px;border:0;padding:20px;\"><br \/>\n    <div style=\"padding:20px;margin:20px; background: rgba(248, 248, 248, 1);border: 1px solid rgba(0, 0, 0, 0.1);box-shadow: 0px 4px 8px 0px rgba(0, 0, 0, 0.1);border-radius: 8px;display: flex;align-items:center;flex-direction:column;\"><br \/>\n      <div class=\"roo-skeleton\" style=\"max-width:160px;width:40%;height:100px;border-radius: 4px;background: #E6EBEE;margin:20px;\"><\/div><br \/>\n        <span><a href=\"https:\/\/roo.cash\/creditcard\/info\/%E5%8F%B0%E6%96%B0Richart%E5%8D%A1-taishin-richart\" style=\"color: #4D7E9D;font-size: 24px;line-height: 40px;font-weight: 700;text-decoration: none;\">\u53f0\u65b0 Richart\u5361<\/a><\/span><br \/>\n        <a href=\"https:\/\/roo.cash\" class=\"roo-home-link\" style=\"color: #4D7E9D;font-size: 24px;line-height: 40px;font-weight: 700;text-decoration: none;\"><span>\u888b\u9f20\u91d1\u878d\u9996\u9801<\/span><\/a><br \/>\n        <div class=\"roo-skeleton\" style=\"width:100%;height:20px;border-radius: 4px;background: #E6EBEE;margin-top:16px;\"><\/div><br \/>\n        <div class=\"roo-skeleton\" style=\"width:100%;height:20px;border-radius: 4px;background: #E6EBEE;margin-top:16px;\"><\/div><br \/>\n        <div class=\"roo-skeleton\" style=\"width:100%;height:52px;border-radius: 4px;background: #E6EBEE;margin-top:28px;\"><\/div><br \/>\n    <\/div><br \/>\n  <\/blockquote><br \/>\n  <script async src=\"https:\/\/static.roo.cash\/embed\/embed_card.js\" charset=\"UTF-8\"><\/script><\/td><td class=\"column-2\"><span style=\"font-size:18px; color:#180459; font-weight:bold\">\u4fdd\u8cbb 1.3% \u56de\u994b<\/span> <br \/>\n\u4e00\u6b21\u4ed8\u6e05<br \/>\n\u4eab 1.3% \u53f0\u65b0 Point\uff08\u4fe1\u7528\u5361\uff09\u56de\u994b<br \/>\n<br \/>\n\u203b \u570b\u5916\u4fdd\u96aa\u4ea4\u6613\u3001\u8e89\u7e73\u4fdd\u8cbb\u3001\u6295\u8cc7\u578b\u4fdd\u8cbb\u3001<br \/>\n\u5f48\u6027\u7e73\u4fdd\u8cbb\u3001\u55ae\u7b46\u6d88\u8cbb\u5206\u671f 0 \u5229\u7387\u4e4b\u4ea4\u6613\u4e0d\u9069\u7528<br \/>\n<br \/>\n<br \/>\n\ud83d\udd3a \u671f\u9650\u81f3 2026\/03\/31<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><blockquote id=\"card-esun-pi-new_lite\" class=\"roo-embed\" data-type=\"card\" data-alias=\"esun-pi\" data-size=\"new_lite\" style=\"width:100%;max-width:520px;border:0;padding:0px;\"><div style=\"padding:20px;margin:20px; background: rgba(248, 248, 248, 1);border: 1px solid rgba(0, 0, 0, 0.1);box-shadow: 0px 4px 8px 0px rgba(0, 0, 0, 0.1);border-radius: 8px;display: flex;align-items:center;flex-direction:column;\"><div class=\"roo-skeleton\" style=\"max-width:160px;width:40%;height:100px;border-radius: 4px;background: #E5E5E5;margin:20px;\"><\/div><span><a href=\"https:\/\/roo.cash\/creditcard\/info\/%E7%8E%89%E5%B1%B1Pi%E6%8B%8D%E9%8C%A2%E5%8C%85%E4%BF%A1%E7%94%A8%E5%8D%A1-esun-pi\" style=\"color: #2567B7;font-size: 16px;line-height: 24px;font-weight: 700;text-decoration: none;\">\u7389\u5c71 Pi \u62cd\u9322\u5305\u4fe1\u7528\u5361<\/a><\/span><a href=\"https:\/\/roo.cash\" style=\"color: #2567B7;font-size: 16px;line-height: 24px;font-weight: 700;text-decoration: none;\"><span>\u888b\u9f20\u91d1\u878d\u9996\u9801<\/span><\/a><div class=\"roo-skeleton\" style=\"width:100%;height:52px;border-radius: 4px;background: #E5E5E5;margin-top:28px;\"><\/div><\/div><\/blockquote>        <script async src=\"https:\/\/static.roo.cash\/embed\/embed_card.js?ts=1724817429078\" charset=\"UTF-8\"><\/script><\/td><td class=\"column-2\"><span style=\"font-size:18px; color:#180459; font-weight:bold\">\u4fdd\u8cbb\u56de\u994b 1.2% \u7121\u4e0a\u9650<\/span> <br \/>\n\u6301\u5361\u7e73\u4fdd\u8cbb\u6700\u9ad8 1.2% P \u5e63\u56de\u994b\u7121\u4e0a\u9650<br \/>\n<br \/>\n<span style=\"font-size:18px; color:#180459; font-weight:bold\">\u4fdd\u96aa\u6d88\u8cbb\u6eff\u984d \u767b\u9304\u4eab 6 \u671f 0 \u5229\u7387<\/span> <br \/>\n\u6301 Pi \u62cd\u9322\u5305\u4fe1\u7528\u5361\u4fdd\u96aa\u6d88\u8cbb\u55ae\u7b46\u6eff 6,000 \u5143<br \/>\n\u767b\u9304\u5373\u53ef\u4eab 6 \u671f 0 \u5229\u7387<br \/>\n<br \/>\n\ud83d\udd3a \u671f\u9650\u81f3 2026\/2\/28<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><blockquote  id=\"card-sinopac-coin-new_lite\" class=\"roo-embed\" data-type=\"card\" data-alias=\"sinopac-coin\" data-size=\"new_lite\" style=\"width:100%;max-width:520px;border:0;padding:20px;\"><br \/>\n    <div style=\"padding:20px;margin:20px; background: rgba(248, 248, 248, 1);border: 1px solid rgba(0, 0, 0, 0.1);box-shadow: 0px 4px 8px 0px rgba(0, 0, 0, 0.1);border-radius: 8px;display: flex;align-items:center;flex-direction:column;\"><br \/>\n      <div class=\"roo-skeleton\" style=\"max-width:160px;width:40%;height:100px;border-radius: 4px;background: #E6EBEE;margin:20px;\"><\/div><br \/>\n        <span><a href=\"https:\/\/roo.cash\/creditcard\/info\/%E6%B0%B8%E8%B1%90%E5%B9%A3%E5%80%8D%E5%8D%A1-sinopac-coin\" style=\"color: #4D7E9D;font-size: 24px;line-height: 40px;font-weight: 700;text-decoration: none;\">\u6c38\u8c50 \u5e63\u500d\u5361<\/a><\/span><br \/>\n        <a href=\"https:\/\/roo.cash\" class=\"roo-home-link\" style=\"color: #4D7E9D;font-size: 24px;line-height: 40px;font-weight: 700;text-decoration: none;\"><span>\u888b\u9f20\u91d1\u878d\u9996\u9801<\/span><\/a><br \/>\n        <div class=\"roo-skeleton\" style=\"width:100%;height:20px;border-radius: 4px;background: #E6EBEE;margin-top:16px;\"><\/div><br \/>\n        <div class=\"roo-skeleton\" style=\"width:100%;height:20px;border-radius: 4px;background: #E6EBEE;margin-top:16px;\"><\/div><br \/>\n        <div class=\"roo-skeleton\" style=\"width:100%;height:52px;border-radius: 4px;background: #E6EBEE;margin-top:28px;\"><\/div><br \/>\n    <\/div><br \/>\n  <\/blockquote><br \/>\n  <script async src=\"https:\/\/static.roo.cash\/embed\/embed_card.js\" charset=\"UTF-8\"><\/script><\/td><td class=\"column-2\"><span style=\"font-size:18px; color:#180459; font-weight:bold\">\u4fdd\u8cbb 1.2% \u73fe\u91d1\u56de\u994b<\/span> <br \/>\n\u6301\u5e63\u500d\u5361\u4ee3\u7e73\u4fdd\u8cbb\uff08\u542b\u58fd\u96aa\uff0b\u7522\u96aa\uff09 <br \/>\n\u4eab 1.2% \u73fe\u91d1\u56de\u994b\u7121\u4e0a\u9650\uff01<br \/>\n<br \/>\n\u203b \u5df2\u8fa6\u7406\u5206\u671f\u4e4b\u4fdd\u8cbb\u4ea4\u6613\u5c07\u4e0d\u518d\u4eab\u6709\u4fdd\u8cbb 1.2% \u73fe\u91d1\u56de\u994b\u3002<br \/>\n<br \/>\n\ud83d\udd3a \u671f\u9650\u81f3 2026\/06\/30<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\">\u66f4\u65b0\u65e5\u671f\uff1a2026\/01\/19<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\u7bc4\u570d\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E7%90%86%E8%B3%A0%E7%AF%84%E5%9C%8D\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\u7bc4\u570d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u7406\u8ce0\u7bc4\u570d\u6db5\u84cb\u591a\u9805\u56b4\u91cd\u75be\u75c5\uff0c\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u764c\u75c7\uff08\u5404\u671f\u5225\uff09\u3001\u6162\u6027\u814e\u81df\u8870\u7aed\u3001\u91cd\u5927\u71d2\u71d9\u50b7\u3001\u5668\u5b98\u79fb\u690d\u3001\u8166\u4e2d\u98a8\u5f8c\u907a\u75c7\u3001\u56b4\u91cd\u5275\u50b7\u7b49\u7b49\u3002\u7406\u8ce0\u57fa\u6e96\u4e3b\u8981\u63a1\u7528\u5168\u6c11\u5065\u4fdd\u767c\u653e\u7684\u91cd\u5927\u50b7\u75c5\u5361\uff0c\u6216\u91ab\u7642\u6a5f\u69cb\u958b\u5177\u7684\u6b63\u5f0f\u8a3a\u65b7\u66f8\u3002\u7406\u8ce0\u65b9\u5f0f\u901a\u5e38\u70ba\u4e00\u6b21\u6027\u7d66\u4ed8\uff0c\u4ea6\u6709\u90e8\u5206\u5546\u54c1\u63d0\u4f9b\u5206\u671f\u7d66\u4ed8\u9078\u9805\uff0c\u4e26\u4e14\u8c41\u514d\u5f8c\u7e8c\u4fdd\u8cbb\uff0c\u78ba\u4fdd\u88ab\u4fdd\u96aa\u4eba\u75c5\u6cc1\u671f\u9593\u4ecd\u5177\u6709\u4fdd\u96aa\u4fdd\u969c\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4e0d\u540c\u91cd\u5927\u50b7\u75c5\u96aa\u5dee\u5728\u54ea\"><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E5%90%8C%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E5%B7%AE%E5%9C%A8%E5%93%AA%EF%BC%9F\"><\/span>\u4e0d\u540c\u91cd\u5927\u50b7\u75c5\u96aa\u5dee\u5728\u54ea\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91cd\u5927\u50b7\u75c5\u96aa\u4f9d\u7167\u4fdd\u96aa\u671f\u9650\u53ef\u5206\u70ba\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5169\u8005\u7684\u672c\u8cea\u5dee\u7570\u5728\u4fdd\u969c\u671f\u9650\u8207\u4fdd\u8cbb\u7d50\u69cb\u3002<\/p>\n\n\n\n<p>\u4e00\u5e74\u671f\u96aa\u4fdd\u969c\u671f\u9650\u70ba\u4e00\u5e74\uff0c\u4fdd\u8cbb\u76f8\u5c0d\u4f4e\u5ec9\uff0c\u96a8\u8457\u5e74\u9f61\u589e\u9577\u53ef\u80fd\u8abf\u6574\u4fdd\u8cbb\uff0c\u9069\u5408\u77ed\u671f\u4fdd\u969c\u9700\u6c42\u6216\u9810\u7b97\u6709\u9650\u8005\uff1b\u7d42\u8eab\u96aa\u5247\u627f\u8afe\u4fdd\u969c\u6642\u9593\u81f3\u7d42\u8eab\uff0c\u4fdd\u8cbb\u56fa\u5b9a\u4f46\u8f03\u9ad8\uff0c\u9069\u5408\u9700\u8981\u9577\u671f\u7a69\u5b9a\u4fdd\u969c\u8207\u6709\u9577\u9060\u7406\u8ca1\u898f\u5283\u8005\u3002<\/p>\n\n\n\n<p>\u6709\u9700\u6c42\u7684\u670b\u53cb\u5728\u9762\u81e8\u5169\u8005\u9078\u64c7\u6642\uff0c\u53ef\u4ee5\u4f9d\u7167\u500b\u4eba\u8ca1\u52d9\u72c0\u6cc1\u3001\u7576\u524d\u8207\u672a\u4f86\u7684\u5065\u5eb7\u98a8\u96aa\uff0c\u4ee5\u53ca\u5df1\u8eab\u6240\u9700\u4fdd\u969c\u9700\u6c42\u505a\u51fa\u8abf\u6574\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E5%B9%B4%E6%9C%9F%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\"><\/span>\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\u901a\u5e38\u4f5c\u70ba\u9644\u7d04\u5b58\u5728\uff0c\u6295\u4fdd\u5e74\u9f61\u7bc4\u570d\u5ee3\uff08\u6db5\u84cb 0 \u81f3 65 \u6b72\uff09\uff0c\u4fdd\u969c\u671f\u9650\u70ba 1 \u5e74\uff0c\u53ef\u7e8c\u4fdd\u81f3 80 \u6b72\u3002\u4fdd\u984d\u591a\u6a23\uff0c\u901a\u5e38\u4ecb\u65bc 10 \u842c\u81f3 200 \u842c\u5143\u3002<\/p>\n\n\n\n<p>\u56e0\u4fdd\u8cbb\u8f03\u4f4e\u4e14\u53ef\u9748\u6d3b\u8abf\u6574\u7684\u7279\u6027\uff0c\u9069\u5408\u8ffd\u6c42\u77ed\u671f\u4fdd\u969c\u3001\u5177\u5f48\u6027\u914d\u7f6e\u9700\u6c42\u7684\u6295\u4fdd\u4eba\u3002\u7406\u8ce0\u689d\u4ef6\u660e\u78ba\uff0c\u4ee5\u53d6\u5f97\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u5361\u6216\u91ab\u5e2b\u7b26\u5408\u689d\u4ef6\u8a3a\u65b7\u66f8\u70ba\u6a19\u6e96\uff0c\u7406\u8ce0\u5f8c\u7e7c\u7e8c\u4fdd\u969c\u53ef\u4f9d\u7e8c\u4fdd\u689d\u6b3e\u64cd\u4f5c\u3002<\/p>\n\n\n\n<p>\u82e5\u4ee5 30 \u6b72\u7537\u6027\u70ba\u4f8b\uff0c\u6295\u4fdd 100 \u842c\u5143\u4fdd\u984d\u7684\u4fdd\u8cbb\u5927\u7d04\u6703\u843d\u5728 NT$3,100 \u81f3 NT$3,700 \u9019\u4e00\u5340\u9593\uff0c\u591a\u6578\u9644\u7d04\u540c\u6b65\u63d0\u4f9b\u4fdd\u8cbb\u8c41\u514d\u529f\u80fd\uff0c\u63d0\u9ad8\u4fdd\u969c\u5b8c\u6574\u6027\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\"><span class=\"ez-toc-section\" id=\"%E7%B5%82%E8%BA%AB%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\"><\/span>\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\u70ba\u4e3b\u7d04\u578b\u5546\u54c1\uff0c\u63d0\u4f9b\u81f3\u6700\u9ad8 100 \u6b72\u7684\u4fdd\u969c\u671f\u9650\uff0c\u9069\u5408\u9577\u671f\u98a8\u96aa\u7ba1\u7406\u3002\u6295\u4fdd\u5e74\u9f61\u901a\u5e38\u843d\u5728 0 \u81f3 60 \u6b72\uff0c\u4fdd\u984d\u9078\u64c7\u591a\u5143\uff0c10 \u842c\u81f3 500 \u842c\u5143\u7686\u6709\uff0c\u7e73\u8cbb\u671f\u9593\u843d\u5728 10 \u81f3 30 \u5e74\u4e0d\u7b49\uff0c\u53ef\u4f9d\u500b\u4eba\u9700\u6c42\u8abf\u6574\u3002<\/p>\n\n\n\n<p>\u6b64\u985e\u5546\u54c1\u7406\u8ce0\u9664\u4e86\u6db5\u84cb\u5168\u6c11\u5065\u4fdd\u5b9a\u7fa9\u7684\u91cd\u5927\u50b7\u75c5\uff0c\u5f80\u5f80\u52a0\u78bc\u5176\u9918\u75be\u75c5\u9632\u8b77\uff0c\u4e26\u63d0\u4f9b\u5305\u62ec\u8eab\u6545\u3001\u5b8c\u5168\u5931\u80fd\u4ee5\u53ca\u795d\u58fd\u91d1\u7b49\u7b49\u9644\u52a0\u4fdd\u969c\u3002\u8c41\u514d\u4fdd\u8cbb\u689d\u6b3e\u5ee3\u6cdb\u914d\u7f6e\uff0c\u4e14\u4fdd\u969c\u5167\u5bb9\u66f4\u5b8c\u6574\u3002<\/p>\n\n\n\n<p>\u5047\u5982\u70ba 30 \u6b72\u7537\u6027\u6295\u4fdd 100 \u842c\u5143 30 \u5e74\u671f\uff0c\u5e74\u7e73\u4fdd\u8cbb\u7d04\u843d\u5728 NT$20,000 \u81f3 NT$40,000\uff0c\u9069\u5408\u5177\u5099\u8f03\u5145\u88d5\u8ca1\u52d9\u80fd\u529b\u4e14\u8ffd\u6c42\u7d42\u8eab\u4fdd\u969c\u7684\u65cf\u7fa4\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<table id=\"tablepress-440\" class=\"tablepress tablepress-id-440 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\"><span style=\"font-size:24px; color:#FFF\">\u888b\u9f20\u63a8\u85a6\u4fdd\u96aa\u65b9\u6848\u8aee\u8a62<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/04\/26005414\/%E5%87%B1%E5%9F%BA%E4%BA%BA%E5%A3%BD.png\" alt=\"\u51f1\u57fa\u4eba\u58fd\" width=\"120\" hgeight=\"120\"><span style=\"font-size:18px;color:#112858\"><strong>\u51f1\u57fa\u4eba\u58fd \u9810\u7d04\u9867\u554f<\/strong><\/span><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/1CFTOL\" class=\"roo-button\">\u7acb\u5373\u4e86\u89e3<\/a><\/td><td class=\"column-2\"><span style=\"font-size:20px;color:#001f5e\"><b>\u500b\u4eba\u4fdd\u96aa\u65b9\u6848\u8aee\u8a62<\/b><\/span><span style=\"font-size:17px\"><br \/>\n\ud83d\udc4d \u51f1\u57fa\u4eba\u58fd\u9810\u7d04\u9867\u554f\u63d0\u4f9b\u514d\u8cbb\u4fdd\u96aa\u8aee\u8a62<\/span><br \/>\n<span style=\"font-size:17px\">\ud83d\udc4d \u8aee\u8a62\u5305\u542b\u4fdd\u55ae\u5065\u6aa2\u3001\u4eba\u751f\u968e\u6bb5\u4fdd\u96aa\u898f\u5283\u3001\u65b0\u751f\u5bf6\u5bf6\u4fdd\u96aa<\/span><span style=\"font-size:17px\"><br \/>\n\ud83d\udc4d \u9000\u4f11\u4fdd\u969c\u898f\u5283\u3001\u7522\u96aa\u9700\u6c42\uff0c\u81f4\u529b\u5354\u52a9\u60a8\u7684\u5e78\u798f\u4eba\u751f<\/span><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/04\/26005414\/%E5%87%B1%E5%9F%BA%E4%BA%BA%E5%A3%BD.png\" alt=\"\u51f1\u57fa\u4eba\u58fd\" width=\"120\" hgeight=\"120\"><span style=\"font-size:18px;color:#112858\"><strong>\u51f1\u57fa\u4eba\u58fd \u9810\u7d04\u9867\u554f<\/strong><\/span><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/151Gai\" class=\"roo-button\">\u7acb\u5373\u4e86\u89e3<\/a><\/td><td class=\"column-2\"><span style=\"font-size:20px;color:#001f5e\"><b>\u516c\u6559\u95d4\u5bb6\u5b89\u5eb7\u5c08\u6848<\/b><\/span><span style=\"font-size:17px\"><br \/>\n\ud83d\udc4d \u5c08\u5c6c\u516c\u6559\u4eba\u54e1\u9867\u554f\u5718\u968a\uff0c\u63d0\u4f9b\u5c08\u5c6c\u516c\u6559\u4eba\u54e1\u5718\u96aa\u548c\u500b\u4eba\u4fdd\u96aa\u8aee\u8a62\u670d\u52d9<\/span><br \/>\n<span style=\"font-size:17px\">\ud83d\udc4d \u5354\u52a9\u516c\u6559\u4eba\u54e1\u898f\u5283\u51fa\u6700\u5408\u9069\u7684\u4fdd\u96aa\u7d44\u5408\uff0c\u9054\u5230\u5168\u9762\u7684\u4fdd\u969c<\/span><span style=\"font-size:17px\"><br \/>\n\ud83d\udc4d \u63d0\u4f9b\u5168\u570b\u516c\u6559\u54e1\u5de5\u5c08\u696d\u8207\u5b8c\u6574\u7684\u5718\u9ad4\u53ca\u500b\u4eba\u4fdd\u96aa\u898f\u5283<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"2\" class=\"column-1\"><span style=\"font-size:14px; color:red\">\u672c\u7bc7\u5167\u5bb9\u7531\u888b\u9f20\u91d1\u878d\u63d0\u4f9b\u6574\u7406\uff0c\u50c5\u63d0\u4f9b\u53c3\u8003\u7528\u9014\uff0c<br>\u4e0d\u4ee3\u8868\u4fdd\u96aa\u516c\u53f8\u5be6\u969b\u65b9\u6848\u5167\u5bb9\uff0c\u5177\u9ad4\u670d\u52d9\u8207\u5546\u54c1\u8207\u5167\u5bb9\u8acb\u4ee5\u4fdd\u96aa\u516c\u53f8\u516c\u544a\u8cc7\u8a0a\u70ba\u4e3b<\/span><br \/>\n<span style=\"font-size:14px; color:#808080\"><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u91cd\u5927\u50b7\u75c5\u96aa\u6709\u54ea\u4e9b\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u570b\u6cf0\u91cd\u5927\u50b7\u75c5\u96aa\"><span class=\"ez-toc-section\" id=\"%E5%9C%8B%E6%B3%B0%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\"><\/span>\u570b\u6cf0\u91cd\u5927\u50b7\u75c5\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u570b\u6cf0\u4eba\u58fd\u5728\u91cd\u5927\u50b7\u75c5\u96aa\u5e02\u5834\u5177\u5099\u591a\u6b3e\u7522\u54c1\uff0c\u4e3b\u653b\u9577\u671f\u4e14\u591a\u5143\u4fdd\u969c\u3002\u5176\u4e2d\u8f03\u53d7\u6b61\u8fce\u7684\u7522\u54c1\u5305\u62ec\u5b9a\u671f\u53ca\u7d42\u8eab\u578b\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u8986\u84cb 21 \u985e\u91cd\u5927\u50b7\u75c5\u4e26\u8f14\u4ee5\u5065\u5eb7\u7ba1\u7406\u56de\u994b\u6a5f\u5236\u3002\u5176\u4e2d\u7684\u300c\u81ea\u7531\u914d\u4e00\u5e74\u5b9a\u671f\u521d\u6b21\u7f79\u60a3\u91cd\u5927\u50b7\u75c5\u5065\u5eb7\u4fdd\u96aa\uff08\u5916\u6ea2\u578b\uff09\u300d\u53ca\u300c\u65b0\u937e\u5fc3\u6eff\u798f\u91cd\u5927\u50b7\u75c5\u5b9a\u671f\u4fdd\u96aa\uff08\u5916\u6ea2\u578b\uff09\u300d\u4ea6\u517c\u5177\u4fdd\u8cbb\u8c41\u514d\u8207\u6eff\u671f\u91d1\u7d66\u4ed8\uff0c\u5b9a\u671f\u578b\u6700\u9ad8\u53ef\u6295\u4fdd\u81f3 60 \u6b72\uff0c\u4fdd\u8cbb\u6298\u6263\u4e5f\u6703\u56e0\u300cFitBack \u5065\u5eb7\u5427\u300d\u8a08\u756b\u800c\u63d0\u5347\uff0c\u4fdd\u8cbb\u512a\u60e0\u6700\u9ad8\u9054 3%\u3002<\/p>\n\n\n\n<p>\u7406\u8ce0\u6d41\u7a0b\u7c21\u55ae\uff0c\u4f9d\u91cd\u5927\u50b7\u75c5\u5361\u6216\u91ab\u5e2b\u8b49\u660e\u6838\u767c\u7406\u8ce0\u91d1\uff0c\u4e00\u6b21\u6027\u7d66\u4ed8\u8cc7\u91d1\uff0c\u5e6b\u52a9\u60a3\u8005\u89e3\u6c7a\u521d\u671f\u9ad8\u6602\u91ab\u7642\u8cbb\u7528\u3002\u7406\u8ce0\u7bc4\u570d\u4ea6\u6db5\u84cb\u539f\u5065\u4fdd\u4ee5\u5916\u7684\u90e8\u5206\u7279\u5b9a\u50b7\u75c5\uff0c\u5ba2\u88fd\u5316\u4fdd\u969c\u512a\u5316\u6700\u9069\u7528\u6236\u914d\u7f6e\u3002<\/p>\n\n\n\n<p>\u4fdd\u8cbb\u8a66\u7b97\u4ee5 30 \u6b72\u7537\u6027\u70ba\u4f8b\uff0c20 \u5e74\u7e73\u8cbb\u4fdd\u984d 100 \u842c\u5143\uff0c\u5e74\u4fdd\u8cbb\u7d04\u5728 NT$34,000 \u5de6\u53f3\uff0c\u9084\u53ef\u4ee5\u642d\u914d\u76f8\u95dc\u8a08\u5283\u6e1b\u4f4e\u4fdd\u8cbb\uff0c\u9f13\u52f5\u6295\u4fdd\u4eba\u900f\u904e\u5065\u5eb7\u7ba1\u7406\u8a08\u5283\u7372\u5f97\u4fdd\u8cbb\u6298\u6263\uff0c\u4e0d\u50c5\u53ef\u4ee5\u589e\u5f37\u4fdd\u969c\u50f9\u503c\u53ca\u5fa9\u539f\u6a5f\u6703\uff0c\u4e5f\u80fd\u6e1b\u4f4e\u4e0d\u5c11\u7d93\u6fdf\u8ca0\u64d4\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u5bcc\u90a6\u91cd\u5927\u50b7\u75c5\u96aa\"><span class=\"ez-toc-section\" id=\"%E5%AF%8C%E9%82%A6%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\"><\/span>\u5bcc\u90a6\u91cd\u5927\u50b7\u75c5\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5bcc\u90a6\u4eba\u58fd\u300c\u91ab\u4fdd\u5b89\u5fc3\u91cd\u5927\u50b7\u75c5\u7d42\u8eab\u5065\u5eb7\u4fdd\u96aa\uff08SDG\uff09\u300d\u662f\u5e02\u9762\u4e0a\u4fdd\u969c\u8f03\u5168\u9762\u7684\u7522\u54c1\u4e4b\u4e00\uff0c\u6295\u4fdd\u5e74\u9f61\u6db5\u84cb 0 \u81f3 60 \u6b72\uff0c\u7e73\u8cbb\u5e74\u671f\u53ef\u9078\u64c7 10 \u5e74\u300115 \u5e74\u300120 \u5e74\u6216 30 \u5e74\uff0c\u4fdd\u969c\u5e74\u9f61\u6700\u9577\u5230 100 \u6b72\u3002\u9664\u4e86\u6db5\u84cb\u5168\u6c11\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u6a19\u6e96 22 \u5927\u985e\u75be\u75c5\u53ca 300 \u591a\u689d\u9805\u76ee\u5916\uff0c\u66f4\u5f37\u5316\u4e09\u9805\u7279\u5b9a\u91cd\u5927\u50b7\u75c5\u984d\u5916\u4fdd\u969c\uff0c\u4e26\u984d\u5916\u9644\u52a0\u5169\u9805\u91cd\u5927\u75be\u75c5\u53ca\u5169\u9805\u7279\u5b9a\u50b7\u75c5\u4fdd\u8b77\u3002<\/p>\n\n\n\n<p>\u300c\u5916\u6ea2\u8a2d\u8a08\u300d\u5141\u8a31\u6295\u4fdd\u4eba\u51fa\u793a\u75ab\u82d7\u63a5\u7a2e\u8b49\u660e\u6216\u5065\u5eb7\u6aa2\u67e5\u5831\u544a\uff0c\u53ef\u65bc\u4e0b\u4e00\u5e74\u5ea6\u4eab\u6709\u4fdd\u8cbb\u6298\u6263\uff0c\u63a8\u52d5\u5065\u5eb7\u4fc3\u9032\u8207\u9632\u7bc4\u3002\u7406\u8ce0\u53ef\u9078\u64c7\u4e00\u6b21\u6027\u7d66\u4ed8\u6216\u5206\u671f\u7d66\u4ed8\u65b9\u5f0f\uff0c\u64c1\u6709\u8f03\u591a\u5143\u7684\u5f48\u6027\uff0c\u4e14\u8c41\u514d\u4fdd\u8cbb\u689d\u6b3e\u6db5\u84cb\u56e0\u610f\u5916\u906d\u53d7\u4e8c\u81f3\u516d\u7d1a\u5931\u80fd\u7684\u60c5\u6cc1\u3002<\/p>\n\n\n\n<p>\u82e5\u4ee5 30 \u6b72\u7537\u6027\u6295\u4fdd 100 \u842c\u5143\uff0c\u4e14\u9078\u64c7\u7e73\u8cbb 20 \u5e74\u7684\u60c5\u5883\u4f86\u8ad6\uff0c\u5e74\u7e73\u4fdd\u8cbb\u7d04\u5728 NT$38,000 \u81f3 NT$39,000 \u4e4b\u9593\uff0c\u4e5f\u56e0\u70ba\u5176\u9ad8\u4fdd\u969c\u3001\u591a\u91cd\u56de\u994b\u53ca\u591a\u5143\u9644\u52a0\u4fdd\u969c\u7684\u512a\u52e2\uff0c\u88ab\u8a8d\u70ba\u9069\u5408\u8ffd\u6c42\u5168\u9762\u4fdd\u969c\u8207\u5065\u5eb7\u7ba1\u7406\u7684\u6d88\u8cbb\u8005\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u51f1\u57fa\u91cd\u5927\u50b7\u75c5\u96aa\"><span class=\"ez-toc-section\" id=\"%E5%87%B1%E5%9F%BA%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA\"><\/span>\u51f1\u57fa\u91cd\u5927\u50b7\u75c5\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u51f1\u57fa\u4eba\u58fd\u63a8\u51fa\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u5b9a\u671f\u7d42\u8eab\u517c\u5177\u7684\u65b9\u6848\uff0c\u6eff\u8db3\u4e0d\u540c\u6d88\u8cbb\u8005\u9700\u6c42\u3002\u4e00\u5e74\u671f\u65b9\u6848\u6295\u4fdd\u5e74\u9f61 0 \uff5e 65 \u6b72\uff0c\u4fdd\u8b49\u7e8c\u4fdd\u53ef\u9054 80 \u6b72\uff0c\u6db5\u84cb\u5168\u6c11\u5065\u4fdd 22 \u5927\u985e\u91cd\u5927\u50b7\u75c5\uff0c\u91dd\u5c0d\u7279\u5b9a\u5fc3\u80ba\u75be\u75c5\u63d0\u4f9b\u52a0\u78bc\u4fdd\u969c\uff0c\u90e8\u5206\u6162\u6027\u7cbe\u795e\u75c5\u7406\u8ce0\u6bd4\u4f8b\u70ba\u4fdd\u984d 30%\uff0c\u4fdd\u8cbb\u8a08\u7b97\u65b9\u9762\u8209\u4f8b\u800c\u8a00\uff0c30 \u6b72\u5973\u6027\u4fdd\u984d 100 \u842c\uff0c\u5e74\u4fdd\u8cbb\u7d04 NT$3,480\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u51f1\u57fa\u4e5f\u63d0\u4f9b 20 \u5e74\u671f\u5b9a\u671f\u65b9\u6848\uff0c\u4fdd\u969c\u5ef6\u9577\u81f3 86 \u6b72\uff0c\u4fdd\u984d\u540c\u6a23\u53ef\u9054 100 \u842c\u5143\uff0c\u5e74\u7e73\u4fdd\u8cbb\u7d04\u843d\u5728 NT$40,000 \u4e0a\u4e0b\uff0c\u7e73\u8cbb\u5f48\u6027\u5927\uff0c\u63d0\u4f9b 10 \u5e74\u6216 20 \u5e74\u7e73\u8cbb\u671f\u9078\u64c7\uff0c\u4e14\u591a\u542b\u8eab\u6545\u3001\u5b8c\u5168\u5931\u80fd\u7d66\u4ed8\uff0c\u4fdd\u969c\u5b8c\u6574\u5ea6\u9ad8\u3002\u51f1\u57fa\u5728\u7522\u54c1\u8a2d\u8a08\u4e0a\u91cd\u8996\u6295\u4fdd\u5f48\u6027\u8207\u50f9\u683c\u7af6\u722d\u529b\uff0c\u9069\u5408\u91cd\u8996\u7d93\u6fdf\u6548\u76ca\u8207\u4fdd\u969c\u5e73\u8861\u7684\u6295\u4fdd\u4eba\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u91cd\u5927\u50b7\u75c5\u96aa\u512a\u7f3a\u9ede\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E5%84%AA%E7%BC%BA%E9%BB%9E\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\u512a\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u512a\u9ede\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5305\u542b\u7bc4\u570d\u6700\u5ee3\uff1a\u6db5\u84cb\u5168\u6c11\u5065\u4fdd 22 \u5927\u985e\u3001300 \u591a\u7a2e\u91cd\u5927\u50b7\u75c5\uff0c\u4fdd\u969c\u6700\u5168\u9762\u3002<\/li>\n\n\n\n<li>\u7406\u8ce0\u6a19\u6e96\u660e\u78ba\uff0c\u7533\u8acb\u904e\u7a0b\u4fbf\u6377\uff0c\u4f9d\u91cd\u5927\u50b7\u75c5\u5361\u53ca\u91ab\u5e2b\u8a3a\u65b7\u8b49\u660e\u6838\u5be6\u7406\u8ce0\uff0c\u964d\u4f4e\u7406\u8ce0\u722d\u8b70\u3002<\/li>\n\n\n\n<li>\u4e00\u6b21\u6027\u7406\u8ce0\u91d1\u53ef\u5373\u6642\u88dc\u8db3\u91ab\u7642\u53ca\u751f\u6d3b\u958b\u652f\uff0c\u6e1b\u8f15\u7d93\u6fdf\u58d3\u529b\u3002<\/li>\n\n\n\n<li>\u4fdd\u8cbb\u9748\u6d3b\uff0c\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u7522\u54c1\u53ef\u4f9d\u9700\u6c42\u9078\u64c7\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7f3a\u9ede\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u90e8\u5206\u5e38\u898b\u75be\u75c5\uff08\u4f8b\u5982\u5fc3\u81df\u8870\u7aed\uff09\u672a\u88ab\u7d0d\u5165\u7406\u8ce0\u7bc4\u570d\uff0c\u4fdd\u969c\u53ef\u80fd\u4e0d\u8db3\u3002<\/li>\n\n\n\n<li>\u5148\u5929\u6027\u75be\u75c5\u3001\u907a\u50b3\u75be\u75c5\u3001\u8077\u696d\u75c5\u666e\u904d\u4e0d\u5305\u542b\u5728\u4fdd\u969c\u5167\u3002<\/li>\n\n\n\n<li>\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\u4fdd\u8cbb\u8f03\u9ad8\uff0c\u53ef\u80fd\u9020\u6210\u7d93\u6fdf\u8ca0\u64d4\uff0c\u5c24\u5176\u662f\u4e2d\u9ad8\u9f61\u6295\u4fdd\u8005\u3002<\/li>\n\n\n\n<li>\u4e00\u4e9b\u7279\u6b8a\u689d\u4ef6\u7684\u8c41\u514d\u4fdd\u8cbb\u9650\u5236\u8f03\u56b4\u82db\u3002<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E8%88%87%E7%9B%B8%E4%BC%BC%E7%94%A2%E5%93%81%E5%B7%AE%E7%95%B0\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u76f8\u4f3c\u7522\u54c1\u5dee\u7570<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\uff0c\u5e38\u5e38\u6703\u56e0\u70ba\u540d\u7a31\u4e0a\u7684\u76f8\u4f3c\u800c\u8b93\u4eba\u6df7\u6dc6\uff0c\u5206\u4e0d\u6e05\u4e09\u8005\u7684\u5dee\u5225\uff0c\u56e0\u6b64\u888b\u9f20\u91d1\u878d\u6574\u7406\u4e86\u4e09\u8005\u7684\u5dee\u7570\uff0c\u63d0\u4f9b\u7d66\u6709\u9700\u8981\u7684\u670b\u53cb\u53c3\u8003\uff1a<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-ve35{border-color:#c0c0c0;text-align:left;vertical-align:middle}\n.tg .tg-cko6{background-color:#112858;border-color:#c0c0c0;color:#ffffff;font-size:20px;text-align:center;vertical-align:top}\n.tg .tg-u4qj{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:top}\n.tg .tg-4ydh{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n<\/style>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 12%\">\n<col style=\"width: 24%\">\n<col style=\"width: 18%\">\n<col style=\"width: 20%\">\n<col style=\"width: 26%\">\n<\/colgroup>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"5\"><span style=\"font-weight:400;font-style:normal;text-decoration:none\">\u91cd\u5927\u50b7\u75c5\u96aa vs. \u91cd\u5927\u75be\u75c5\u96aa vs. \u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa<\/span><\/th>\n  <\/tr><\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u96aa\u7a2e<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7406\u8ce0\u75be\u75c5\u6578\u91cf\u7bc4\u570d<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7406\u8ce0\u4f9d\u64da<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4fdd\u8cbb\u7d50\u69cb<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u91cd\u9ede\u7279\u8272<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u91cd\u5927\u50b7\u75c5\u96aa<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">22 \u5927\u985e\u3001300\uff0b \u75be\u75c5\uff08\u5065\u4fdd\u8a8d\u5b9a\uff09<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u5361\uff0f\u8a3a\u65b7\u66f8<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u5747\u6709<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u7bc4\u570d\u6700\u5ee3\uff0c\u7406\u8ce0\u6a19\u6e96\u660e\u78ba\uff0c\u4fdd\u969c\u5168\u9762<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u91cd\u5927\u75be\u75c5\u96aa<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">7 \u5927\u75be\u75c5\uff08\u4f9d\u4fdd\u96aa\u696d\u898f\u5b9a\uff09<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u91cd\u5927\u75be\u75c5\u8a3a\u65b7\u8b49\u660e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4e00\u5e74\u671f\u53ca\u7d42\u8eab\u578b<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4fdd\u8cbb\u8f03\u4fbf\u5b9c\uff0c\u4fdd\u969c\u660e\u78ba\u4f46\u7bc4\u570d\u8f03\u7a84<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u54c1\u9805\u8f03\u5c11\uff0c\u901a\u5e38\u6db5\u84cb\u7279\u5b9a\u56b4\u91cd\u75be\u75c5<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u7b26\u5408\u6307\u5b9a\u689d\u4ef6\u8a3a\u65b7<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u591a\u70ba\u77ed\u671f\u6216\u7279\u5b9a\u6642\u9650\u5b9a\u671f\u96aa<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u91dd\u5c0d\u7279\u6b8a\u91cd\u75c7\u8a2d\u8a08\uff0c\u7406\u8ce0\u689d\u4ef6\u8f03\u56b4\u683c<\/span><\/td>\n  <\/tr>\n<\/tbody><\/table>\n\n\n\n<p>\u91cd\u5927\u50b7\u75c5\u96aa\u8986\u84cb\u6700\u5927\u75be\u75c5\u7bc4\u570d\u8207\u6700\u9748\u6d3b\u7684\u7406\u8ce0\u65b9\u5f0f\uff0c\u9069\u5408\u8ffd\u6c42\u5168\u65b9\u4f4d\u4fdd\u969c\u8005\uff1b\u91cd\u5927\u75be\u75c5\u96aa\u5247\u56e0\u4fdd\u969c\u75be\u75c5\u6578\u91cf\u5c11\u3001\u4fdd\u8cbb\u4f4e\uff0c\u9069\u5408\u9810\u7b97\u6709\u9650\u53c8\u6709\u91dd\u5c0d\u6027\u9700\u6c42\u8005\uff1b\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u591a\u805a\u7126\u55ae\u4e00\u75be\u75c5\uff0c\u9069\u5408\u5bb6\u65cf\u5b58\u5728\u7279\u5b9a\u75c5\u53f2\u3001\u4fdd\u969c\u7bc4\u570d\u660e\u78ba\u65cf\u7fa4\u4f5c\u55ae\u9ede\u9632\u8b77\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u91cd\u5927\u50b7\u75c5\u96aa\u5e38\u898b\u554f\u984c\"><span class=\"ez-toc-section\" id=\"%E9%87%8D%E5%A4%A7%E5%82%B7%E7%97%85%E9%9A%AA%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u91cd\u5927\u50b7\u75c5\u96aa\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1757932658707\"><strong class=\"schema-faq-question\">Q1. \u91cd\u5927\u50b7\u75c5\u96aa\u662f\u5426\u4e00\u5b9a\u8981\u6301\u6709\u91cd\u5927\u50b7\u75c5\u5361\u624d\u53ef\u7406\u8ce0\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\u4ee5\u53d6\u5f97\u91cd\u5927\u50b7\u75c5\u5361\u70ba\u4e3b\uff0c\u4f46\u90e8\u5206\u4fdd\u55ae\u4ea6\u63a5\u53d7\u91ab\u5e2b\u958b\u7acb\u7b26\u5408\u689d\u4ef6\u7684\u8a3a\u65b7\u8b49\u660e\u66f8\uff0c\u7406\u8ce0\u6d41\u7a0b\u76f8\u5c0d\u9748\u6d3b\u4fbf\u5229\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757932669563\"><strong class=\"schema-faq-question\">Q2. \u54ea\u4e9b\u764c\u75c7\u7b26\u5408\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4ee5\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u5361\u6db5\u84cb\u7684\u764c\u75c7\u70ba\u7406\u8ce0\u4f9d\u64da\uff0c\u4e0d\u540c\u671f\u5225\u764c\u75c7\u5747\u5217\u5165\u4fdd\u969c\u7bc4\u570d\uff0c\u6db5\u84cb\u521d\u671f\u53ca\u665a\u671f\u764c\u75c7\uff0c\u4f46\u9700\u7b26\u5408\u4fdd\u55ae\u7279\u5b9a\u898f\u7bc4\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757932678947\"><strong class=\"schema-faq-question\">Q3. \u6295\u4fdd\u5e74\u9f61\u7684\u9650\u5236\u7bc4\u570d\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u822c\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\u6295\u4fdd\u5e74\u9f61\u70ba 0 ~ 65 \u6b72\uff0c\u7e8c\u4fdd\u53ef\u5230 80 \u6b72\uff1b\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\u6295\u4fdd\u5e74\u9f61\u70ba 0 ~ 60 \u6b72\uff0c\u4fdd\u969c\u53ef\u5ef6\u7e8c\u81f3 100 \u6b72\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1757932687081\"><strong class=\"schema-faq-question\">Q4. \u5148\u5929\u6027\u75be\u75c5\u6216\u8077\u696d\u75c5\u80fd\u5426\u7406\u8ce0\uff1f<\/strong> <p class=\"schema-faq-answer\">\u591a\u6578\u91cd\u5927\u50b7\u75c5\u96aa\u660e\u6587\u6392\u9664\u5148\u5929\u6027\u3001\u907a\u50b3\u6027\u75be\u75c5\u53ca\u8077\u696d\u75c5\u7406\u8ce0\uff0c\u6295\u4fdd\u524d\u9700\u8981\u6ce8\u610f\u67e5\u770b\u5546\u54c1\u689d\u6b3e\u3002<\/p> <\/div> <\/div>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:30px\"><strong>\u258c\u5ef6\u4f38\u95b1\u8b80\uff1a<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-verse\">\u27af <a href=\"https:\/\/roo.cash\/blog\/oversea-travel-accident-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">2025 \u6d77\u5916\u65c5\u5e73\u96aa\u61f6\u4eba\u5305\u300b\u51fa\u570b\u4fdd\u96aa\u600e\u9ebc\u8cb7\uff1f\u65c5\u5e73\u96aa\u63a8\u85a6\u6295\u4fdd\u7d44\u5408\u3001\u6ce8\u610f\u4e8b\u9805\u4e00\u628a\u6293\uff01<\/mark><\/a><br>\u27af <a href=\"https:\/\/roo.cash\/blog\/card-insurance-cashback\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u7e73\u4fdd\u96aa\u4fe1\u7528\u5361\u600e\u9ebc\u9078\uff1f2025 \u4fdd\u8cbb\u5237\u5361\uff0c\u9ad8\u56de\u994b\u8207\u6ce8\u610f\u4e8b\u9805\u4e00\u6b21\u770b\uff01<\/mark><\/a><br>\u27af <a href=\"https:\/\/roo.cash\/blog\/insurance-deductible\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u4fdd\u96aa\u81ea\u8ca0\u984d\u662f\u4ec0\u9ebc\uff1f3 \u5206\u9418\u8f15\u9b06\u770b\u61c2\u4fdd\u96aa\u81ea\u8ca0\u984d\u4f7f\u7528\u6642\u6a5f\u8207\u6ce8\u610f\u4e8b\u9805\uff01<\/mark><\/a><br>\u27af <a href=\"https:\/\/roo.cash\/blog\/car-insurance-quote\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u6c7d\u8eca\u96aa\u8a66\u7b97\u300b\u6c7d\u8eca\u4fdd\u96aa\u8a72\u600e\u9ebc\u7b97\uff1f\u5f71\u97ff\u8eca\u9ad4\u96aa\u3001\u5f37\u5236\u96aa\u3001\u8cac\u4efb\u96aa\u7684\u8b8a\u56e0\u5927\u89e3\u5bc6\uff01<\/mark><\/a><\/pre>\n","protected":false},"excerpt":{"rendered":"<p>\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01<\/p>\n","protected":false},"author":7,"featured_media":112741,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\u91cd\u5927\u50b7\u75c5\u96aa","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[2037,4815],"tags":[4426,2087,4455],"class_list":["post-112732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-roo-insurance","category-personal-insurance","tag-4426","tag-2087","tag-4455"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01 - Roo.Cash<\/title>\n<meta name=\"description\" content=\"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01\" \/>\n<meta property=\"og:description\" content=\"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01\" \/>\n<meta property=\"og:url\" content=\"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/112732\/\" \/>\n<meta property=\"og:site_name\" content=\"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/roo.taiwan\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-15T10:56:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-10T04:20:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mr. Roo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mr. Roo\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/\"},\"author\":{\"name\":\"Mr. Roo\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f\"},\"headline\":\"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01\",\"datePublished\":\"2025-09-15T10:56:03+00:00\",\"dateModified\":\"2026-03-10T04:20:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/\"},\"wordCount\":33,\"publisher\":{\"@id\":\"https:\/\/roo.cash\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg\",\"keywords\":[\"\u7406\u8ce0\",\"\u7522\u54c1\",\"\u91ab\u7642\u96aa\"],\"articleSection\":[\"Roo \u4fdd\u96aa\",\"\u4eba\u8eab\u96aa\"],\"inLanguage\":\"zh-TW\",\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/roo.cash\/blog\/#organization\"}},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/\",\"url\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/\",\"name\":\"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01 - Roo.Cash\",\"isPartOf\":{\"@id\":\"https:\/\/roo.cash\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg\",\"datePublished\":\"2025-09-15T10:56:03+00:00\",\"dateModified\":\"2026-03-10T04:20:56+00:00\",\"description\":\"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01\",\"breadcrumb\":{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932658707\"},{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932669563\"},{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932678947\"},{\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932687081\"}],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage\",\"url\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg\",\"contentUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg\",\"width\":1200,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9801\",\"item\":\"https:\/\/roo.cash\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/roo.cash\/blog\/#website\",\"url\":\"https:\/\/roo.cash\/blog\/\",\"name\":\"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash\",\"description\":\"\u888b\u9f20\u91d1\u878d Roo.Cash \u70ba\u60a8\u6bd4\u8f03\u5404\u5f0f\u91d1\u878d\u5546\u54c1\uff0c\u7d71\u6574\u5168\u53f0\u5404\u5bb6\u9280\u884c\u7684\u4fe1\u8cb8\u3001\u4fe1\u7528\u5361\u3001\u623f\u8cb8\u3001\u6578\u4f4d\u5e33\u6236\u7b49\u65b9\u6848\uff0c\u6211\u5011\u4e5f\u63d0\u4f9b\u514d\u8cbb\u8a66\u7b97\u5de5\u5177\uff0c\u8f38\u5165\u500b\u4eba\u689d\u4ef6\u5373\u53ef\u8a66\u7b97\u51fa\u6700\u5408\u9069\u81ea\u5df1\u7684\u91d1\u878d\u65b9\u6848\uff01\u82e5\u6709\u4efb\u4f55\u91d1\u878d\u76f8\u95dc\u554f\u984c\uff0c\u888b\u9f20\u91d1\u878d Roo.Cash \u4e5f\u63d0\u4f9b1:1 \u514d\u8cbb\u7dda\u4e0a\u5c08\u4eba\u8aee\u8a62\uff0c\u70ba\u60a8\u89e3\u6c7a\u5404\u5f0f\u91d1\u878d\u7591\u96e3\u96dc\u75c7\uff0c\u4f86\u554f\u888b\u9f20\u91d1\u878d\u5c31\u5c0d\u4e86\uff01\",\"publisher\":{\"@id\":\"https:\/\/roo.cash\/blog\/#organization\"},\"alternateName\":\"Roo.Cash\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/roo.cash\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/roo.cash\/blog\/#organization\",\"name\":\"\u888b\u9f20\u91d1\u878d\",\"url\":\"https:\/\/roo.cash\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png\",\"contentUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png\",\"width\":2400,\"height\":1260,\"caption\":\"\u888b\u9f20\u91d1\u878d\"},\"image\":{\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/roo.taiwan\",\"https:\/\/www.instagram.com\/roo.cash_taiwan\/\",\"https:\/\/www.threads.com\/@roo.cash_taiwan\",\"https:\/\/www.youtube.com\/@roo.cash_taiwan\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f\",\"name\":\"Mr. Roo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png\",\"contentUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png\",\"caption\":\"Mr. Roo\"},\"description\":\"\u888b\u9f20\u91d1\u878d\u5e0c\u671b\u80fd\u5efa\u7acb\u4e00\u500b\u5b89\u5168\u3001\u503c\u5f97\u4fe1\u4efb\u7684\u5e73\u53f0\uff0c\u8b93\u6c11\u773e\u53ef\u4ee5\u5728\u9019\u88e1\u627e\u5230\u6700\u597d\u7684\u91d1\u878d\u65b9\u6848\uff0c\u7528\u8cc7\u91d1\u7e7c\u7e8c\u5be6\u73fe\u5922\u60f3\u7684\u85cd\u5716\u3002 \u888b\u9f20\u91d1\u878d\u806f\u624b\u591a\u9593\u9280\u884c\u63d0\u4f9b\u512a\u60e0\u91d1\u878d\u65b9\u6848\uff0c\u4e0d\u50c5\u904b\u7528 Gogolook \u9632\u8a50\u8cc7\u6599\u5eab\u8207 AI \u6280\u8853\uff0c\u66f4\u7b26\u5408\u91d1\u7ba1\u6703\u958b\u653e\u9280\u884c (Open Banking) \u653f\u7b56\u4e2d\u8cc7\u5b89\u8a8d\u8b49\u8207\u8cc7\u6599\u50b3\u8f38\u898f\u7bc4\u3002\u888b\u9f20\u91d1\u878d\u70ba\u6bcf\u4e00\u4f4d\u6c11\u773e\u5275\u9020\u4fbf\u6377\u3001\u5b89\u5168\u3001\u9ad8\u6548\u7684\u91d1\u878d\u670d\u52d9\u9ad4\u9a57\uff0c\u4ee5\u5be6\u8e10\u666e\u60e0\u91d1\u878d\u7684\u50f9\u503c\u3002\",\"url\":\"https:\/\/roo.cash\/blog\/author\/roo-cash\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932658707\",\"position\":1,\"url\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932658707\",\"name\":\"Q1. \u91cd\u5927\u50b7\u75c5\u96aa\u662f\u5426\u4e00\u5b9a\u8981\u6301\u6709\u91cd\u5927\u50b7\u75c5\u5361\u624d\u53ef\u7406\u8ce0\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\u4ee5\u53d6\u5f97\u91cd\u5927\u50b7\u75c5\u5361\u70ba\u4e3b\uff0c\u4f46\u90e8\u5206\u4fdd\u55ae\u4ea6\u63a5\u53d7\u91ab\u5e2b\u958b\u7acb\u7b26\u5408\u689d\u4ef6\u7684\u8a3a\u65b7\u8b49\u660e\u66f8\uff0c\u7406\u8ce0\u6d41\u7a0b\u76f8\u5c0d\u9748\u6d3b\u4fbf\u5229\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932669563\",\"position\":2,\"url\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932669563\",\"name\":\"Q2. \u54ea\u4e9b\u764c\u75c7\u7b26\u5408\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u4ee5\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u5361\u6db5\u84cb\u7684\u764c\u75c7\u70ba\u7406\u8ce0\u4f9d\u64da\uff0c\u4e0d\u540c\u671f\u5225\u764c\u75c7\u5747\u5217\u5165\u4fdd\u969c\u7bc4\u570d\uff0c\u6db5\u84cb\u521d\u671f\u53ca\u665a\u671f\u764c\u75c7\uff0c\u4f46\u9700\u7b26\u5408\u4fdd\u55ae\u7279\u5b9a\u898f\u7bc4\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932678947\",\"position\":3,\"url\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932678947\",\"name\":\"Q3. \u6295\u4fdd\u5e74\u9f61\u7684\u9650\u5236\u7bc4\u570d\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u4e00\u822c\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\u6295\u4fdd\u5e74\u9f61\u70ba 0 ~ 65 \u6b72\uff0c\u7e8c\u4fdd\u53ef\u5230 80 \u6b72\uff1b\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\u6295\u4fdd\u5e74\u9f61\u70ba 0 ~ 60 \u6b72\uff0c\u4fdd\u969c\u53ef\u5ef6\u7e8c\u81f3 100 \u6b72\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932687081\",\"position\":4,\"url\":\"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932687081\",\"name\":\"Q4. \u5148\u5929\u6027\u75be\u75c5\u6216\u8077\u696d\u75c5\u80fd\u5426\u7406\u8ce0\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u591a\u6578\u91cd\u5927\u50b7\u75c5\u96aa\u660e\u6587\u6392\u9664\u5148\u5929\u6027\u3001\u907a\u50b3\u6027\u75be\u75c5\u53ca\u8077\u696d\u75c5\u7406\u8ce0\uff0c\u6295\u4fdd\u524d\u9700\u8981\u6ce8\u610f\u67e5\u770b\u5546\u54c1\u689d\u6b3e\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01 - Roo.Cash","description":"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"zh_TW","og_type":"article","og_title":"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01","og_description":"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01","og_url":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/112732\/","og_site_name":"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash","article_publisher":"https:\/\/www.facebook.com\/roo.taiwan","article_published_time":"2025-09-15T10:56:03+00:00","article_modified_time":"2026-03-10T04:20:56+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg","type":"image\/jpeg"}],"author":"Mr. Roo","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"Mr. Roo","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"2 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#article","isPartOf":{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/"},"author":{"name":"Mr. Roo","@id":"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f"},"headline":"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01","datePublished":"2025-09-15T10:56:03+00:00","dateModified":"2026-03-10T04:20:56+00:00","mainEntityOfPage":{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/"},"wordCount":33,"publisher":{"@id":"https:\/\/roo.cash\/blog\/#organization"},"image":{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg","keywords":["\u7406\u8ce0","\u7522\u54c1","\u91ab\u7642\u96aa"],"articleSection":["Roo \u4fdd\u96aa","\u4eba\u8eab\u96aa"],"inLanguage":"zh-TW","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/roo.cash\/blog\/#organization"}},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/","url":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/","name":"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01 - Roo.Cash","isPartOf":{"@id":"https:\/\/roo.cash\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage"},"image":{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg","datePublished":"2025-09-15T10:56:03+00:00","dateModified":"2026-03-10T04:20:56+00:00","description":"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u5728\u4e86\u89e3\u91ab\u7642\u76f8\u95dc\u4fdd\u96aa\u6642\uff0c\u60f3\u8981\u66f4\u52a0\u4e86\u89e3\u91cd\u5927\u50b7\u75c5\u96aa\u55ce\uff1f\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6703\u6574\u7406\u91cd\u5927\u50b7\u75c5\u96aa\u5b9a\u7fa9\u3001\u7406\u8ce0\u7bc4\u570d\u53ca\u4e00\u5e74\u671f\u8207\u7d42\u8eab\u96aa\u5dee\u7570\uff0c\u4e26\u6574\u7406\u71b1\u9580\u7522\u96aa\u516c\u53f8\u7684\u76f8\u95dc\u65b9\u6848\u3001\u4fdd\u8cbb\u8a66\u7b97\u53ca\u6295\u4fdd\u7406\u8ce0\u7d30\u7bc0\u3002\u6b64\u5916\uff0c\u4e5f\u6574\u7406\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\u7684\u512a\u7f3a\u9ede\uff0c\u4ee5\u53ca\u91cd\u5927\u50b7\u75c5\u96aa\u8207\u91cd\u5927\u75be\u75c5\u96aa\u3001\u56b4\u91cd\u7279\u5b9a\u50b7\u75c5\u96aa\u7684\u5dee\u7570\uff0c\u5e6b\u52a9\u6709\u9700\u8981\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u5728\u5168\u9762\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u5f8c\uff0c\u6839\u64da\u9700\u6c42\u548c\u9810\u7b97\u9078\u5230\u6700\u9069\u5408\u7684\u4fdd\u969c\u65b9\u6848\uff01\u9664\u4e86\u91cd\u5927\u50b7\u75c5\u96aa\uff0c\u5982\u679c\u4f60\u5c0d\u5176\u4ed6\u4fdd\u96aa\u7cfb\u5217\u6587\u7ae0\u611f\u8208\u8da3\uff0c\u4e5f\u53ef\u4ee5\u53c3\u8003\u3008\u610f\u5916\u5931\u80fd\u96aa\u3009\u3001\u3008\u5be6\u652f\u5be6\u4ed8\u91ab\u7642\u96aa\u3009\u6216\u3008\u7d42\u8eab\u91ab\u7642\u96aa\u3009\u5537\uff01","breadcrumb":{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932658707"},{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932669563"},{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932678947"},{"@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932687081"}],"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#primaryimage","url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg","contentUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/15185539\/catastrophic-illness-insurance.jpg","width":1200,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9801","item":"https:\/\/roo.cash\/blog\/"},{"@type":"ListItem","position":2,"name":"\u91cd\u5927\u50b7\u75c5\u96aa\u5168\u6307\u5357\uff5c\u7406\u8ce0\u7bc4\u570d\u3001\u512a\u7f3a\u9ede\u3001\u76f8\u4f3c\u7522\u54c1\u5dee\u7570\u4e00\u628a\u6293\uff01"}]},{"@type":"WebSite","@id":"https:\/\/roo.cash\/blog\/#website","url":"https:\/\/roo.cash\/blog\/","name":"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash","description":"\u888b\u9f20\u91d1\u878d Roo.Cash \u70ba\u60a8\u6bd4\u8f03\u5404\u5f0f\u91d1\u878d\u5546\u54c1\uff0c\u7d71\u6574\u5168\u53f0\u5404\u5bb6\u9280\u884c\u7684\u4fe1\u8cb8\u3001\u4fe1\u7528\u5361\u3001\u623f\u8cb8\u3001\u6578\u4f4d\u5e33\u6236\u7b49\u65b9\u6848\uff0c\u6211\u5011\u4e5f\u63d0\u4f9b\u514d\u8cbb\u8a66\u7b97\u5de5\u5177\uff0c\u8f38\u5165\u500b\u4eba\u689d\u4ef6\u5373\u53ef\u8a66\u7b97\u51fa\u6700\u5408\u9069\u81ea\u5df1\u7684\u91d1\u878d\u65b9\u6848\uff01\u82e5\u6709\u4efb\u4f55\u91d1\u878d\u76f8\u95dc\u554f\u984c\uff0c\u888b\u9f20\u91d1\u878d Roo.Cash \u4e5f\u63d0\u4f9b1:1 \u514d\u8cbb\u7dda\u4e0a\u5c08\u4eba\u8aee\u8a62\uff0c\u70ba\u60a8\u89e3\u6c7a\u5404\u5f0f\u91d1\u878d\u7591\u96e3\u96dc\u75c7\uff0c\u4f86\u554f\u888b\u9f20\u91d1\u878d\u5c31\u5c0d\u4e86\uff01","publisher":{"@id":"https:\/\/roo.cash\/blog\/#organization"},"alternateName":"Roo.Cash","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/roo.cash\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/roo.cash\/blog\/#organization","name":"\u888b\u9f20\u91d1\u878d","url":"https:\/\/roo.cash\/blog\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png","contentUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png","width":2400,"height":1260,"caption":"\u888b\u9f20\u91d1\u878d"},"image":{"@id":"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/roo.taiwan","https:\/\/www.instagram.com\/roo.cash_taiwan\/","https:\/\/www.threads.com\/@roo.cash_taiwan","https:\/\/www.youtube.com\/@roo.cash_taiwan"]},{"@type":"Person","@id":"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f","name":"Mr. Roo","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/roo.cash\/blog\/#\/schema\/person\/image\/","url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png","contentUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png","caption":"Mr. Roo"},"description":"\u888b\u9f20\u91d1\u878d\u5e0c\u671b\u80fd\u5efa\u7acb\u4e00\u500b\u5b89\u5168\u3001\u503c\u5f97\u4fe1\u4efb\u7684\u5e73\u53f0\uff0c\u8b93\u6c11\u773e\u53ef\u4ee5\u5728\u9019\u88e1\u627e\u5230\u6700\u597d\u7684\u91d1\u878d\u65b9\u6848\uff0c\u7528\u8cc7\u91d1\u7e7c\u7e8c\u5be6\u73fe\u5922\u60f3\u7684\u85cd\u5716\u3002 \u888b\u9f20\u91d1\u878d\u806f\u624b\u591a\u9593\u9280\u884c\u63d0\u4f9b\u512a\u60e0\u91d1\u878d\u65b9\u6848\uff0c\u4e0d\u50c5\u904b\u7528 Gogolook \u9632\u8a50\u8cc7\u6599\u5eab\u8207 AI \u6280\u8853\uff0c\u66f4\u7b26\u5408\u91d1\u7ba1\u6703\u958b\u653e\u9280\u884c (Open Banking) \u653f\u7b56\u4e2d\u8cc7\u5b89\u8a8d\u8b49\u8207\u8cc7\u6599\u50b3\u8f38\u898f\u7bc4\u3002\u888b\u9f20\u91d1\u878d\u70ba\u6bcf\u4e00\u4f4d\u6c11\u773e\u5275\u9020\u4fbf\u6377\u3001\u5b89\u5168\u3001\u9ad8\u6548\u7684\u91d1\u878d\u670d\u52d9\u9ad4\u9a57\uff0c\u4ee5\u5be6\u8e10\u666e\u60e0\u91d1\u878d\u7684\u50f9\u503c\u3002","url":"https:\/\/roo.cash\/blog\/author\/roo-cash\/"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932658707","position":1,"url":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932658707","name":"Q1. \u91cd\u5927\u50b7\u75c5\u96aa\u662f\u5426\u4e00\u5b9a\u8981\u6301\u6709\u91cd\u5927\u50b7\u75c5\u5361\u624d\u53ef\u7406\u8ce0\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\u4ee5\u53d6\u5f97\u91cd\u5927\u50b7\u75c5\u5361\u70ba\u4e3b\uff0c\u4f46\u90e8\u5206\u4fdd\u55ae\u4ea6\u63a5\u53d7\u91ab\u5e2b\u958b\u7acb\u7b26\u5408\u689d\u4ef6\u7684\u8a3a\u65b7\u8b49\u660e\u66f8\uff0c\u7406\u8ce0\u6d41\u7a0b\u76f8\u5c0d\u9748\u6d3b\u4fbf\u5229\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932669563","position":2,"url":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932669563","name":"Q2. \u54ea\u4e9b\u764c\u75c7\u7b26\u5408\u91cd\u5927\u50b7\u75c5\u96aa\u7406\u8ce0\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u4ee5\u5065\u4fdd\u91cd\u5927\u50b7\u75c5\u5361\u6db5\u84cb\u7684\u764c\u75c7\u70ba\u7406\u8ce0\u4f9d\u64da\uff0c\u4e0d\u540c\u671f\u5225\u764c\u75c7\u5747\u5217\u5165\u4fdd\u969c\u7bc4\u570d\uff0c\u6db5\u84cb\u521d\u671f\u53ca\u665a\u671f\u764c\u75c7\uff0c\u4f46\u9700\u7b26\u5408\u4fdd\u55ae\u7279\u5b9a\u898f\u7bc4\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932678947","position":3,"url":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932678947","name":"Q3. \u6295\u4fdd\u5e74\u9f61\u7684\u9650\u5236\u7bc4\u570d\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u4e00\u822c\u4e00\u5e74\u671f\u91cd\u5927\u50b7\u75c5\u96aa\u6295\u4fdd\u5e74\u9f61\u70ba 0 ~ 65 \u6b72\uff0c\u7e8c\u4fdd\u53ef\u5230 80 \u6b72\uff1b\u7d42\u8eab\u91cd\u5927\u50b7\u75c5\u96aa\u6295\u4fdd\u5e74\u9f61\u70ba 0 ~ 60 \u6b72\uff0c\u4fdd\u969c\u53ef\u5ef6\u7e8c\u81f3 100 \u6b72\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932687081","position":4,"url":"https:\/\/roo.cash\/blog\/catastrophic-illness-insurance\/#faq-question-1757932687081","name":"Q4. \u5148\u5929\u6027\u75be\u75c5\u6216\u8077\u696d\u75c5\u80fd\u5426\u7406\u8ce0\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u591a\u6578\u91cd\u5927\u50b7\u75c5\u96aa\u660e\u6587\u6392\u9664\u5148\u5929\u6027\u3001\u907a\u50b3\u6027\u75be\u75c5\u53ca\u8077\u696d\u75c5\u7406\u8ce0\uff0c\u6295\u4fdd\u524d\u9700\u8981\u6ce8\u610f\u67e5\u770b\u5546\u54c1\u689d\u6b3e\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"}]}},"_links":{"self":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/112732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/comments?post=112732"}],"version-history":[{"count":1,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/112732\/revisions"}],"predecessor-version":[{"id":112742,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/112732\/revisions\/112742"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/media\/112741"}],"wp:attachment":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/media?parent=112732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/categories?post=112732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/tags?post=112732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}