{"id":114796,"date":"2025-10-09T15:09:11","date_gmt":"2025-10-09T07:09:11","guid":{"rendered":"https:\/\/roo.cash\/blog\/?p=114796"},"modified":"2026-03-23T12:54:03","modified_gmt":"2026-03-23T04:54:03","slug":"what-is-cbdc","status":"publish","type":"post","link":"https:\/\/roo.cash\/blog\/what-is-cbdc\/","title":{"rendered":"\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08CBDC\uff09\u662f\u4ec0\u9ebc\uff1f\u8207\u6bd4\u7279\u5e63\u3001\u7a69\u5b9a\u5e63\u5dee\u5728\u54ea\uff1f"},"content":{"rendered":"\n<p><a href=\"https:\/\/roo.cash\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5c0e\u8b80\uff5c\u7576\u4f60\u807d\u5230\u300c\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\u300d\u9019\u5e7e\u500b\u5b57\u6642\uff0c\u53ef\u80fd\u7b2c\u4e00\u500b\u53cd\u61c9\u662f\uff1a\u300c\u9019\u4e0d\u5c31\u662f\u6bd4\u7279\u5e63\u55ce\uff1f\u300d\u5176\u5be6\u5b8c\u5168\u4e0d\u4e00\u6a23\u3002\u5404\u570b\u592e\u884c\u9019\u5e7e\u5e74\u7d1b\u7d1b\u958b\u59cb\u7814\u7a76\u6240\u8b02\u7684CBDC\uff08Central Bank Digital Currency\uff09\uff0c\u4e5f\u5c31\u662f\u300c\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\u300d\uff0c\u60f3\u6253\u9020\u51fa\u80fd\u50cf\u73fe\u91d1\u4e00\u6a23\u597d\u7528\u4f46\u66f4\u5b89\u5168\u3001\u66f4\u65b9\u4fbf\u7684\u300c\u6578\u4f4d\u7248\u6cd5\u5e63\u300d\u3002\u4e2d\u570b\u5df2\u7d93\u63a8\u51fa\u6578\u4f4d\u4eba\u6c11\u5e63\uff0c\u7f8e\u570b\u3001\u6b50\u6d32\u3001\u65e5\u672c\u4e5f\u90fd\u5728\u6e2c\u8a66\u968e\u6bb5\uff0c\u770b\u5f97\u51fa\u6574\u500b\u4e16\u754c\u90fd\u5728\u5f80\u300c\u6578\u4f4d\u8ca8\u5e63\u300d\u65b9\u5411\u9081\u9032\u3002<\/p>\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u672c\u6587\u6574\u7406\u76f8\u95dc\u512a\u60e0\u8207\u6ce8\u610f\u4e8b\u9805\uff0c\u51fa\u767c\u524d\u5efa\u8b70\u81f3\u5b98\u65b9\u7db2\u7ad9\u78ba\u8a8d\u6700\u65b0\u8cc7\u8a0a\u3002<\/p>\n<\/blockquote>\n\n\n\n\n\n<p>\u4f46\u73fe\u5728\u7684\u6578\u4f4d\u8ca8\u5e63\u4e16\u754c\u5176\u5be6\u6709\u4e09\u500b\u4e3b\u89d2\uff1aCBDC\u3001<a href=\"https:\/\/roo.cash\/blog\/stablecoin-bitcoin-difference\/\">\u6bd4\u7279\u5e63\u548c\u7a69\u5b9a\u5e63<\/a>\u3002\u540d\u5b57\u807d\u8d77\u4f86\u90fd\u5f88\u50cf\uff0c\u529f\u80fd\u537b\u5dee\u5f88\u5927\u3002\u9019\u7bc7\u6587\u7ae0\u6703\u7528\u6700\u7c21\u55ae\u7684\u65b9\u5f0f\u5e36\u4f60\u4e86\u89e3\u5b83\u5011\u7684\u5dee\u5225\uff0c\u8b93\u4f60\u4e0d\u9700\u8981\u662f\u91d1\u878d\u5c08\u696d\uff0c\u4e5f\u80fd\u4e00\u6b21\u770b\u61c2\u9019\u5834\u300c\u6578\u4f4d\u9322\u300d\u9769\u547d\u80cc\u5f8c\u7684\u610f\u7fa9\u3002\u5ef6\u4f38\u95b1\u8b80\ud83d\udc49<a href=\"https:\/\/roo.cash\/blog\/why-stablecoin-depeg\/\">\u7a69\u5b9a\u5e63\u70ba\u4f55\u6703\u5d29\u76e4\uff1f\u812b\u9264\u8207\u639b\u9264\u6a5f\u5236\u4e00\u6b21\u770b\u61c2<\/a>\u3001<a href=\"https:\/\/roo.cash\/blog\/stablecoin-bitcoin-difference\/\">\u7a69\u5b9a\u5e63\u600e\u9ebc\u8cb7\uff1f\u6709\u5229\u606f\u55ce\uff1f\u65b0\u624b\u5fc5\u770b\u8cfc\u8cb7\u8207\u8cea\u62bc\u5165\u9580\u6307\u5357<\/a><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%A4%AE%E8%A1%8C%E6%95%B8%E4%BD%8D%E8%B2%A8%E5%B9%A3%EF%BC%88CBDC%EF%BC%89%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" >\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08CBDC\uff09\u662f\u4ec0\u9ebc\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#CBDC_%E7%9A%84%E9%81%8B%E4%BD%9C%E5%8E%9F%E7%90%86\" >CBDC \u7684\u904b\u4f5c\u539f\u7406<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#CBDC_%E7%9A%84%E4%B8%BB%E8%A6%81%E9%A1%9E%E5%9E%8B\" >CBDC \u7684\u4e3b\u8981\u985e\u578b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%85%A8%E7%90%83%E4%BB%A3%E8%A1%A8%E6%A1%88%E4%BE%8B\" >\u5168\u7403\u4ee3\u8868\u6848\u4f8b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#CBDC_%E7%9A%84%E6%A0%B8%E5%BF%83%E7%89%B9%E6%80%A7%E8%88%87%E5%84%AA%E7%BC%BA%E9%BB%9E\" >CBDC \u7684\u6838\u5fc3\u7279\u6027\u8207\u512a\u7f3a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E6%AF%94%E7%89%B9%E5%B9%A3%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F%E7%82%BA%E4%BD%95%E4%B8%8D%E7%AD%89%E6%96%BC_CBDC%EF%BC%9F\" >\u6bd4\u7279\u5e63\u662f\u4ec0\u9ebc\uff1f\u70ba\u4f55\u4e0d\u7b49\u65bc CBDC\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E6%AF%94%E7%89%B9%E5%B9%A3%E7%9A%84%E5%9F%BA%E6%9C%AC%E6%A6%82%E5%BF%B5\" >\u6bd4\u7279\u5e63\u7684\u57fa\u672c\u6982\u5ff5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%92%8C_CBDC_%E6%9C%80%E5%A4%A7%E7%9A%84%E4%B8%8D%E5%90%8C\" >\u548c CBDC \u6700\u5927\u7684\u4e0d\u540c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E7%82%BA%E4%BB%80%E9%BA%BC%E6%AF%94%E7%89%B9%E5%B9%A3%E4%B8%8D%E7%AD%89%E6%96%BC_CBDC%EF%BC%9F\" >\u70ba\u4ec0\u9ebc\u6bd4\u7279\u5e63\u4e0d\u7b49\u65bc CBDC\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E7%A9%A9%E5%AE%9A%E5%B9%A3%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F%E4%BB%8B%E6%96%BC%E6%AF%94%E7%89%B9%E5%B9%A3%E8%88%87_CBDC_%E4%B9%8B%E9%96%93%E7%9A%84%E3%80%8C%E4%B8%AD%E9%96%93%E5%9C%B0%E5%B8%B6%E3%80%8D\" >\u7a69\u5b9a\u5e63\u662f\u4ec0\u9ebc\uff1f\u4ecb\u65bc\u6bd4\u7279\u5e63\u8207 CBDC \u4e4b\u9593\u7684\u300c\u4e2d\u9593\u5730\u5e36\u300d<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E7%A9%A9%E5%AE%9A%E5%B9%A3%E7%9A%84%E5%8E%9F%E7%90%86\" >\u7a69\u5b9a\u5e63\u7684\u539f\u7406<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%B8%B8%E8%A6%8B%E7%9A%84%E7%A9%A9%E5%AE%9A%E5%B9%A3%E7%A8%AE%E9%A1%9E\" >\u5e38\u898b\u7684\u7a69\u5b9a\u5e63\u7a2e\u985e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E7%A9%A9%E5%AE%9A%E5%B9%A3%E7%9A%84%E5%84%AA%E7%BC%BA%E9%BB%9E\" >\u7a69\u5b9a\u5e63\u7684\u512a\u7f3a\u9ede<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#CBDC_vs_%E6%AF%94%E7%89%B9%E5%B9%A3_vs_%E7%A9%A9%E5%AE%9A%E5%B9%A3%EF%BC%9A%E5%B7%AE%E7%95%B0%E6%AF%94%E8%BC%83%E8%A1%A8\" >CBDC vs \u6bd4\u7279\u5e63 vs \u7a69\u5b9a\u5e63\uff1a\u5dee\u7570\u6bd4\u8f03\u8868<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%90%84%E5%9C%8B%E6%8E%A8%E5%8B%95_CBDC_%E7%9A%84%E7%8F%BE%E6%B3%81%E8%88%87%E8%B6%A8%E5%8B%A2\" >\u5404\u570b\u63a8\u52d5 CBDC \u7684\u73fe\u6cc1\u8207\u8da8\u52e2<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E4%B8%AD%E5%9C%8B%EF%BC%9A%E6%9C%80%E6%97%A9%E9%80%B2%E5%85%A5%E5%AF%A6%E6%B8%AC%E7%9A%84%E5%9C%8B%E5%AE%B6\" >\u4e2d\u570b\uff1a\u6700\u65e9\u9032\u5165\u5be6\u6e2c\u7684\u570b\u5bb6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E6%AD%90%E6%B4%B2%E8%88%87%E8%8B%B1%E5%9C%8B%EF%BC%9A%E8%AC%B9%E6%85%8E%E6%8E%A8%E9%80%B2%E3%80%81%E5%BC%B7%E8%AA%BF%E9%9A%B1%E7%A7%81\" >\u6b50\u6d32\u8207\u82f1\u570b\uff1a\u8b39\u614e\u63a8\u9032\u3001\u5f37\u8abf\u96b1\u79c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E7%BE%8E%E5%9C%8B%EF%BC%9A%E4%BB%8D%E5%9C%A8%E7%A0%94%E7%A9%B6%E9%9A%8E%E6%AE%B5\" >\u7f8e\u570b\uff1a\u4ecd\u5728\u7814\u7a76\u968e\u6bb5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%85%B6%E4%BB%96%E5%9C%B0%E5%8D%80\" >\u5176\u4ed6\u5730\u5340<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#CBDC_%E7%9A%84%E6%9C%AA%E4%BE%86%E6%8C%91%E6%88%B0%EF%BC%9A%E9%9A%B1%E7%A7%81%E3%80%81%E7%9B%A3%E7%AE%A1%E8%88%87%E4%BF%A1%E4%BB%BB\" >CBDC \u7684\u672a\u4f86\u6311\u6230\uff1a\u96b1\u79c1\u3001\u76e3\u7ba1\u8207\u4fe1\u4efb<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E9%9A%B1%E7%A7%81%EF%BD%9C%E4%BE%BF%E5%88%A9%E8%88%87%E7%9B%A3%E6%8E%A7%E4%B9%8B%E9%96%93%E7%9A%84%E5%B9%B3%E8%A1%A1\" >\u96b1\u79c1\uff5c\u4fbf\u5229\u8207\u76e3\u63a7\u4e4b\u9593\u7684\u5e73\u8861<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E7%9B%A3%E7%AE%A1%EF%BD%9C%E8%B7%A8%E5%9C%8B%E6%A8%99%E6%BA%96%E4%BB%8D%E6%9C%AA%E7%B5%B1%E4%B8%80\" >\u76e3\u7ba1\uff5c\u8de8\u570b\u6a19\u6e96\u4ecd\u672a\u7d71\u4e00<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E4%BF%A1%E4%BB%BB%EF%BD%9C%E4%BA%BA%E6%B0%91%E9%A1%98%E4%B8%8D%E9%A1%98%E6%84%8F%E4%BD%BF%E7%94%A8%E6%94%BF%E5%BA%9C%E7%9A%84%E3%80%8C%E6%95%B8%E4%BD%8D%E9%8C%A2%E3%80%8D\" >\u4fe1\u4efb\uff5c\u4eba\u6c11\u9858\u4e0d\u9858\u610f\u4f7f\u7528\u653f\u5e9c\u7684\u300c\u6578\u4f4d\u9322\u300d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/roo.cash\/blog\/what-is-cbdc\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C_FAQ\" >\u5e38\u898b\u554f\u984c FAQ<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u592e\u884c\u6578\u4f4d\u8ca8\u5e63-cbdc-\u662f\u4ec0\u9ebc\"><span class=\"ez-toc-section\" id=\"%E5%A4%AE%E8%A1%8C%E6%95%B8%E4%BD%8D%E8%B2%A8%E5%B9%A3%EF%BC%88CBDC%EF%BC%89%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08CBDC\uff09\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08Central Bank Digital Currency\uff0c\u7c21\u7a31CBDC\uff09\u662f\u4e00\u7a2e\u7531<strong>\u592e\u884c\u767c\u884c\u3001\u4ee5\u570b\u5bb6\u4fe1\u7528\u4f5c\u70ba\u80cc\u66f8<\/strong>\u7684\u300c\u6578\u4f4d\u7248\u73fe\u91d1\u300d\u3002\u5b83\u7684\u50f9\u503c\u8207\u7d19\u9214\u76f8\u540c\uff0c\u53ea\u662f\u5b58\u5728\u65bc\u96fb\u5b50\u9322\u5305\u4e2d\uff0c\u4e0d\u9700\u8981\u900f\u904e\u9280\u884c\u6216\u7b2c\u4e09\u65b9\u652f\u4ed8\u5e73\u53f0\uff0c\u5c31\u80fd\u5b8c\u6210\u4ed8\u6b3e\u3001\u8f49\u5e33\u8207\u6536\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cbdc-\u7684\u904b\u4f5c\u539f\u7406\"><span class=\"ez-toc-section\" id=\"CBDC_%E7%9A%84%E9%81%8B%E4%BD%9C%E5%8E%9F%E7%90%86\"><\/span>CBDC \u7684\u904b\u4f5c\u539f\u7406<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>CBDC \u7684\u57fa\u672c\u6d41\u7a0b\u662f\uff1a<strong>\u592e\u884c\u767c\u884c \u2192 \u914d\u767c\u7d66\u9280\u884c\u6216\u652f\u4ed8\u6a5f\u69cb \u2192 \u6c11\u773e\u4f7f\u7528\u6578\u4f4d\u9322\u5305\u4ea4\u6613<\/strong>\u3002<\/p>\n\n\n\n<p>\u9019\u8b93\u8f49\u5e33\u901f\u5ea6\u66f4\u5feb\u3001\u6210\u672c\u66f4\u4f4e\uff0c\u4e5f\u4e0d\u53d7\u9280\u884c\u71df\u696d\u6642\u9593\u9650\u5236\u3002\u7531\u65bc\u4ea4\u6613\u8cc7\u6599\u80fd\u5373\u6642\u8a18\u9304\uff0c\u653f\u5e9c\u4e5f\u80fd\u66f4\u7cbe\u6e96\u5730\u767c\u653e\u88dc\u52a9\u6216\u8ffd\u8e64\u91d1\u6d41\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cbdc-\u7684\u4e3b\u8981\u985e\u578b\"><span class=\"ez-toc-section\" id=\"CBDC_%E7%9A%84%E4%B8%BB%E8%A6%81%E9%A1%9E%E5%9E%8B\"><\/span>CBDC \u7684\u4e3b\u8981\u985e\u578b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6839\u64da\u4f7f\u7528\u5c0d\u8c61\u4e0d\u540c\uff0cCBDC \u53ef\u5206\u70ba\u5169\u7a2e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u96f6\u552e\u578b\uff08Retail CBDC\uff09<\/strong>\uff1a\u9762\u5411\u4e00\u822c\u6c11\u773e\uff0c\u7528\u65bc\u65e5\u5e38\u6d88\u8cbb\u8207\u8f49\u5e33\uff0c\u4f8b\u5982\u4e2d\u570b\u7684\u6578\u4f4d\u4eba\u6c11\u5e63\uff08e-CNY\uff09\u3002<\/li>\n\n\n\n<li><strong>\u6279\u767c\u578b\uff08Wholesale CBDC\uff09<\/strong>\uff1a\u63d0\u4f9b\u91d1\u878d\u6a5f\u69cb\u9593\u7684\u8cc7\u91d1\u6e05\u7b97\u8207\u7d50\u7b97\uff0c\u4f8b\u5982\u6b50\u6d32\u592e\u884c\u6b63\u5728\u958b\u767c\u7684 e-euro\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u5168\u7403\u4ee3\u8868\u6848\u4f8b\"><span class=\"ez-toc-section\" id=\"%E5%85%A8%E7%90%83%E4%BB%A3%E8%A1%A8%E6%A1%88%E4%BE%8B\"><\/span>\u5168\u7403\u4ee3\u8868\u6848\u4f8b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u76ee\u524d\u591a\u500b\u570b\u5bb6\u5df2\u6295\u5165 CBDC \u7814\u7a76\u8207\u8a66\u884c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e2d\u570b\uff1a\u6578\u4f4d\u4eba\u6c11\u5e63\uff08e-CNY\uff09\u9032\u5165\u5be6\u969b\u6e2c\u8a66\u968e\u6bb5\u3002<\/li>\n\n\n\n<li>\u6b50\u6d32\uff1a\u6578\u4f4d\u6b50\u5143\uff08e-euro\uff09\u4ecd\u5728\u958b\u767c\u4e2d\u3002<\/li>\n\n\n\n<li>\u5df4\u54c8\u99ac\uff1a\u63a8\u51fa\u5168\u7403\u9996\u500b\u6b63\u5f0f\u4e0a\u7dda\u7684\u592e\u884c\u6578\u4f4d\u8ca8\u5e63 Sand Dollar\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u6574\u9ad4\u4f86\u770b\uff0cCBDC \u8b93\u300c\u9322\u300d\u771f\u6b63\u6578\u4f4d\u5316\uff0c\u65e2\u80fd\u4fdd\u6709\u653f\u5e9c\u80cc\u66f8\u7684\u7a69\u5b9a\u6027\uff0c\u4e5f\u80fd\u9054\u5230\u96fb\u5b50\u652f\u4ed8\u7684\u5373\u6642\u6027\u8207\u4fbf\u5229\u6027\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cbdc-\u7684\u6838\u5fc3\u7279\u6027\u8207\u512a\u7f3a\u9ede\"><span class=\"ez-toc-section\" id=\"CBDC_%E7%9A%84%E6%A0%B8%E5%BF%83%E7%89%B9%E6%80%A7%E8%88%87%E5%84%AA%E7%BC%BA%E9%BB%9E\"><\/span>CBDC \u7684\u6838\u5fc3\u7279\u6027\u8207\u512a\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\u7d50\u5408\u4e86\u73fe\u91d1\u7684\u5b89\u5168\u8207\u96fb\u5b50\u652f\u4ed8\u7684\u4fbf\u5229\u3002\u5b83<strong>\u7531\u592e\u884c\u76f4\u63a5\u767c\u884c<\/strong>\uff0c\u4e0d\u9700\u8981\u900f\u904e\u9280\u884c\u6216\u7b2c\u4e09\u65b9\u652f\u4ed8\u6a5f\u69cb\u5c31\u80fd\u5b8c\u6210\u4ea4\u6613\uff0c\u8f49\u5e33\u5e7e\u4e4e\u662f\u5373\u6642\u7684\uff0c\u8b93\u8de8\u5883\u652f\u4ed8\u3001\u653f\u5e9c\u88dc\u52a9\u767c\u653e\u7b49\u90fd\u66f4\u6709\u6548\u7387\u3002\u7136\u800c\u9019\u7a2e\u4fbf\u5229\u80cc\u5f8c\u4e5f\u6f5b\u85cf\u98a8\u96aa\u3002\u6240\u6709\u4ea4\u6613\u8a18\u9304\u90fd\u96c6\u4e2d\u5728\u592e\u884c\u7cfb\u7d71\u4e2d\uff0c<strong>\u96b1\u79c1\u554f\u984c\u8207\u8cc7\u5b89\u98a8\u96aa<\/strong>\u56e0\u6b64\u6210\u70ba\u6700\u5927\u722d\u8b70\uff0c\u4e00\u65e6\u7cfb\u7d71\u51fa\u73fe\u554f\u984c\uff0c\u5f71\u97ff\u7bc4\u570d\u5c07\u4e0d\u53ea\u662f\u55ae\u4e00\u9280\u884c\uff0c\u800c\u662f\u6574\u500b\u652f\u4ed8\u9ad4\u7cfb\u3002<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;width:100%;}\n.tg td, .tg th {\n  border-color:#c0c0c0;\n  border-style:solid;\n  border-width:1px;\n  font-family:Arial, sans-serif;\n  font-size:14px;\n  padding:10px 8px;\n  word-break:normal;\n}\n.tg .tg-cko6 {\n  background-color:rgb(23,37,85); \/* \u6df1\u85cd\u6a19\u984c\u5217 *\/\n  color:#ffffff;\n  font-size:18px;\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-36sn {\n  background-color:rgb(239,239,239); \/* \u7070\u5e95\u6b04\u540d *\/\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-8qcb {\n  background-color:#ffffff;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg tbody tr:nth-child(even) td {\n  background-color:rgb(239,239,239); \/* \u4ea4\u932f\u5e95\u8272 *\/\n}\n<\/style>\n\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\">\n<thead>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"3\">CBDC\uff08\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff09\u512a\u9ede\u8207\u98a8\u96aa\u5c0d\u7167\u8868<\/th>\n  <\/tr>\n  <tr>\n    <td class=\"tg-36sn\">\u9762\u5411<\/td>\n    <td class=\"tg-36sn\">\u512a\u9ede<\/td>\n    <td class=\"tg-36sn\">\u98a8\u96aa<\/td>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-8qcb\">\u652f\u4ed8\u6548\u7387<\/td>\n    <td class=\"tg-8qcb\">\u5373\u6642\u7d50\u7b97\u3001\u5168\u5929\u5019\u4ea4\u6613<\/td>\n    <td class=\"tg-8qcb\">\u7cfb\u7d71\u58d3\u529b\u8207\u5b89\u5168\u98a8\u96aa<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u653f\u7b56\u5de5\u5177<\/td>\n    <td class=\"tg-8qcb\">\u653f\u5e9c\u80fd\u7cbe\u6e96\u63a7\u7ba1\u8ca8\u5e63\u6d41\u52d5<\/td>\n    <td class=\"tg-8qcb\">\u96b1\u79c1\u8207\u76e3\u63a7\u7591\u616e<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u91d1\u878d\u666e\u60e0<\/td>\n    <td class=\"tg-8qcb\">\u7121\u9280\u884c\u6236\u4e5f\u80fd\u4f7f\u7528<\/td>\n    <td class=\"tg-8qcb\">\u6280\u8853\u9580\u6abb\u9ad8<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u6210\u672c\u6548\u76ca<\/td>\n    <td class=\"tg-8qcb\">\u6e1b\u5c11\u5370\u9214\u8207\u73fe\u91d1\u6d41\u901a\u6210\u672c<\/td>\n    <td class=\"tg-8qcb\">\u5efa\u7f6e\u8207\u7dad\u8b77\u6210\u672c\u9ad8<\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n\n<p>\u6574\u9ad4\u4f86\u8aaa\uff0cCBDC \u7684\u6700\u5927\u6311\u6230\u5728\u65bc\u5982\u4f55\u5728\u300c\u4fbf\u5229\u300d\u8207\u300c\u88ab\u76e3\u63a7\u300d\u4e4b\u9593\u53d6\u5f97\u5e73\u8861\uff0c\u65e2\u80fd\u63a8\u52d5\u91d1\u878d\u666e\u60e0\u8207\u652f\u4ed8\u6548\u7387\uff0c\u53c8\u4e0d\u8b93\u6c11\u773e\u5931\u53bb\u5c0d\u500b\u4eba\u96b1\u79c1\u7684\u4fe1\u4efb\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u6bd4\u7279\u5e63\u662f\u4ec0\u9ebc-\u70ba\u4f55\u4e0d\u7b49\u65bc-cbdc\"><span class=\"ez-toc-section\" id=\"%E6%AF%94%E7%89%B9%E5%B9%A3%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F%E7%82%BA%E4%BD%95%E4%B8%8D%E7%AD%89%E6%96%BC_CBDC%EF%BC%9F\"><\/span> \u6bd4\u7279\u5e63\u662f\u4ec0\u9ebc\uff1f\u70ba\u4f55\u4e0d\u7b49\u65bc CBDC\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u8ac7\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08CBDC\uff09\u524d\uff0c\u5f88\u591a\u4eba\u6703\u5148\u60f3\u5230\u300c\u90a3\u4e0d\u5c31\u662f\u6bd4\u7279\u5e63\u55ce\uff1f\u300d\u4f46\u4e8b\u5be6\u4e0a\uff0c<strong>\u6bd4\u7279\u5e63\u548c CBDC \u5e7e\u4e4e\u662f\u7ad9\u5728\u8ca8\u5e63\u4e16\u754c\u7684\u5169\u500b\u6975\u7aef<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u6bd4\u7279\u5e63\u7684\u57fa\u672c\u6982\u5ff5\"><span class=\"ez-toc-section\" id=\"%E6%AF%94%E7%89%B9%E5%B9%A3%E7%9A%84%E5%9F%BA%E6%9C%AC%E6%A6%82%E5%BF%B5\"><\/span>\u6bd4\u7279\u5e63\u7684\u57fa\u672c\u6982\u5ff5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6bd4\u7279\u5e63\u8a95\u751f\u65bc 2009 \u5e74\uff0c\u662f\u7531\u7db2\u8def\u793e\u7fa4\u900f\u904e<strong>\u5340\u584a\u93c8\u6280\u8853<\/strong>\u5171\u540c\u7dad\u8b77\u7684\u6578\u4f4d\u8cc7\u7522\u3002\u5b83\u6c92\u6709\u653f\u5e9c\u6216\u9280\u884c\u767c\u884c\uff0c\u800c\u662f\u900f\u904e\u300c\u6316\u7926\u300d\u7522\u751f\u65b0\u5e63\uff0c\u6bcf\u7b46\u4ea4\u6613\u90fd\u8a18\u9304\u5728\u516c\u958b\u900f\u660e\u7684\u5340\u584a\u93c8\u4e0a\u3002\u6bd4\u7279\u5e63\u7684\u6578\u91cf\u4e0a\u9650\u53ea\u6709 <strong>2100 \u842c\u679a<\/strong>\uff0c\u56e0\u6b64\u88ab\u8996\u70ba\u300c\u7a00\u7f3a\u7684\u6578\u4f4d\u9ec3\u91d1\u300d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u548c-cbdc-\u6700\u5927\u7684\u4e0d\u540c\"><span class=\"ez-toc-section\" id=\"%E5%92%8C_CBDC_%E6%9C%80%E5%A4%A7%E7%9A%84%E4%B8%8D%E5%90%8C\"><\/span>\u548c CBDC \u6700\u5927\u7684\u4e0d\u540c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>CBDC \u662f\u300c\u7531\u653f\u5e9c\u767c\u884c\u3001\u7a69\u5b9a\u6d41\u901a\u300d\u7684\u6cd5\u5b9a\u8ca8\u5e63\uff0c\u6bd4\u7279\u5e63\u5247\u662f\u300c\u7531\u7528\u6236\u5171\u8b58\u7dad\u6301\u3001\u50f9\u683c\u6ce2\u52d5\u5927\u300d\u7684\u52a0\u5bc6\u8cc7\u7522\u3002\u524d\u8005\u5f37\u8abf\u7a69\u5b9a\u8207\u76e3\u7ba1\uff0c\u5f8c\u8005\u8ffd\u6c42\u81ea\u7531\u8207\u53bb\u4e2d\u5fc3\u5316\u3002<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;width:100%;}\n.tg td, .tg th {\n  border-color:#c0c0c0;\n  border-style:solid;\n  border-width:1px;\n  font-family:Arial, sans-serif;\n  font-size:14px;\n  padding:10px 8px;\n  word-break:normal;\n}\n.tg .tg-cko6 {\n  background-color:rgb(23,37,85); \/* \u6df1\u85cd\u8272\u6a19\u984c\u5217 *\/\n  color:#ffffff;\n  font-size:18px;\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-36sn {\n  background-color:rgb(239,239,239); \/* \u7070\u5e95\u6b04\u540d *\/\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-8qcb {\n  background-color:#ffffff;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg tbody tr:nth-child(even) td {\n  background-color:rgb(239,239,239); \/* \u4ea4\u932f\u5e95\u8272 *\/\n}\n<\/style>\n\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\">\n<thead>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"3\">\u6bd4\u7279\u5e63 vs CBDC \u6bd4\u8f03\u8868<\/th>\n  <\/tr>\n  <tr>\n    <td class=\"tg-36sn\">\u6bd4\u8f03\u9805\u76ee<\/td>\n    <td class=\"tg-36sn\">\u6bd4\u7279\u5e63<\/td>\n    <td class=\"tg-36sn\">CBDC<\/td>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-8qcb\">\u767c\u884c\u4e3b\u9ad4<\/td>\n    <td class=\"tg-8qcb\">\u7121\u653f\u5e9c\u767c\u884c\uff0c\u7531\u5340\u584a\u93c8\u7db2\u7d61\u7dad\u8b77<\/td>\n    <td class=\"tg-8qcb\">\u7531\u592e\u884c\u767c\u884c<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u63a7\u5236\u6b0a<\/td>\n    <td class=\"tg-8qcb\">\u53bb\u4e2d\u5fc3\u5316\uff0c\u6c92\u4eba\u80fd\u64cd\u63a7<\/td>\n    <td class=\"tg-8qcb\">\u9ad8\u5ea6\u4e2d\u592e\u5316\uff0c\u7531\u653f\u5e9c\u638c\u63a7<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u50f9\u683c\u6ce2\u52d5<\/td>\n    <td class=\"tg-8qcb\">\u5287\u70c8\uff0c\u4f9d\u5e02\u5834\u4f9b\u9700\u6c7a\u5b9a<\/td>\n    <td class=\"tg-8qcb\">\u7a69\u5b9a\uff0c\u7b49\u540c\u6cd5\u5e63\u50f9\u503c<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u4ea4\u6613\u533f\u540d\u6027<\/td>\n    <td class=\"tg-8qcb\">\u9ad8\uff08\u5047\u540d\u5236\uff09<\/td>\n    <td class=\"tg-8qcb\">\u4f4e\uff08\u53ef\u76e3\u7ba1\uff09<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u4e3b\u8981\u7528\u9014<\/td>\n    <td class=\"tg-8qcb\">\u6295\u8cc7\u3001\u907f\u96aa\u3001\u8f49\u5e33<\/td>\n    <td class=\"tg-8qcb\">\u652f\u4ed8\u3001\u653f\u7b56\u5de5\u5177<\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u70ba\u4ec0\u9ebc\u6bd4\u7279\u5e63\u4e0d\u7b49\u65bc-cbdc\"><span class=\"ez-toc-section\" id=\"%E7%82%BA%E4%BB%80%E9%BA%BC%E6%AF%94%E7%89%B9%E5%B9%A3%E4%B8%8D%E7%AD%89%E6%96%BC_CBDC%EF%BC%9F\"><\/span>\u70ba\u4ec0\u9ebc\u6bd4\u7279\u5e63\u4e0d\u7b49\u65bc CBDC\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6bd4\u7279\u5e63\u50cf\u662f\u6c11\u9593\u6253\u9020\u7684\u81ea\u7531\u8ca8\u5e63\u5be6\u9a57\uff0c\u5b83\u6311\u6230\u4e86\u50b3\u7d71\u91d1\u878d\u9ad4\u7cfb\u7684\u63a7\u5236\u6b0a\uff1b\u800c CBDC \u5247\u662f\u653f\u5e9c\u5728\u6578\u4f4d\u6642\u4ee3\u5c0d\u8ca8\u5e63\u7684\u518d\u5b9a\u7fa9\uff0c\u5f37\u8abf\u7a69\u5b9a\u3001\u5b89\u5168\u8207\u653f\u7b56\u53ef\u63a7\u3002\u5169\u8005\u7406\u5ff5\u76f8\u53cd\u3001\u529f\u80fd\u4e92\u88dc\uff1a\u6bd4\u7279\u5e63\u4ee3\u8868\u53bb\u4e2d\u5fc3\u5316\u7684\u81ea\u7531\uff0c\u800c CBDC \u4ee3\u8868\u4e3b\u6b0a\u8ca8\u5e63\u7684\u79e9\u5e8f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7a69\u5b9a\u5e63\u662f\u4ec0\u9ebc-\u4ecb\u65bc\u6bd4\u7279\u5e63\u8207-cbdc-\u4e4b\u9593\u7684-\u4e2d\u9593\u5730\u5e36\"><span class=\"ez-toc-section\" id=\"%E7%A9%A9%E5%AE%9A%E5%B9%A3%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F%E4%BB%8B%E6%96%BC%E6%AF%94%E7%89%B9%E5%B9%A3%E8%88%87_CBDC_%E4%B9%8B%E9%96%93%E7%9A%84%E3%80%8C%E4%B8%AD%E9%96%93%E5%9C%B0%E5%B8%B6%E3%80%8D\"><\/span>\u7a69\u5b9a\u5e63\u662f\u4ec0\u9ebc\uff1f\u4ecb\u65bc\u6bd4\u7279\u5e63\u8207 CBDC \u4e4b\u9593\u7684\u300c\u4e2d\u9593\u5730\u5e36\u300d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u8aaa\u6bd4\u7279\u5e63\u50cf\u662f\u300c\u81ea\u7531\u5954\u653e\u7684\u6295\u8cc7\u54c1\u300d\uff0cCBDC \u662f\u300c\u653f\u5e9c\u7ba1\u63a7\u7684\u6578\u4f4d\u73fe\u91d1\u300d\uff0c\u90a3\u7a69\u5b9a\u5e63\u5c31\u4ecb\u65bc\u5169\u8005\u4e4b\u9593<strong>\u65e2\u60f3\u4fdd\u6301\u6578\u4f4d\u8ca8\u5e63\u7684\u9748\u6d3b\u6027\uff0c\u53c8\u60f3\u517c\u9867\u50f9\u683c\u7a69\u5b9a<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7a69\u5b9a\u5e63\u7684\u539f\u7406\"><span class=\"ez-toc-section\" id=\"%E7%A9%A9%E5%AE%9A%E5%B9%A3%E7%9A%84%E5%8E%9F%E7%90%86\"><\/span>\u7a69\u5b9a\u5e63\u7684\u539f\u7406<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7a69\u5b9a\u5e63\uff08Stablecoin\uff09\u7531<strong>\u79c1\u4eba\u516c\u53f8\u6216\u6a5f\u69cb\u767c\u884c<\/strong>\uff0c\u901a\u5e38\u4ee5\u6cd5\u5e63\uff08\u50cf\u7f8e\u5143\uff09\u6216\u5176\u4ed6\u8cc7\u7522\u4f5c\u70ba\u62b5\u62bc\uff0c\u78ba\u4fdd\u5b83\u7684\u50f9\u683c\u8207\u771f\u5be6\u8ca8\u5e63\u4fdd\u6301 1:1 \u7684\u7a69\u5b9a\u95dc\u4fc2\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u4f60\u6301\u6709 1 \u679a USDT\uff08\u6cf0\u9054\u5e63\uff09\uff0c\u7406\u8ad6\u4e0a\u5c31\u80fd\u96a8\u6642\u514c\u63db\u56de 1 \u7f8e\u5143\u3002\u9019\u6a23\u7684\u8a2d\u8a08\u8b93\u7a69\u5b9a\u5e63\u80fd\u5728\u52a0\u5bc6\u8ca8\u5e63\u4e16\u754c\u88e1\uff0c\u50cf\u300c\u7f8e\u5143\u300d\u4e00\u6a23\u5145\u7576\u4ea4\u6613\u5a92\u4ecb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u5e38\u898b\u7684\u7a69\u5b9a\u5e63\u7a2e\u985e\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E7%9A%84%E7%A9%A9%E5%AE%9A%E5%B9%A3%E7%A8%AE%E9%A1%9E\"><\/span>\u5e38\u898b\u7684\u7a69\u5b9a\u5e63\u7a2e\u985e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6cd5\u5e63\u62b5\u62bc\u578b<\/strong>\uff1a\u4ee5\u771f\u5be6\u7f8e\u5143\u6216\u8cc7\u7522\u5132\u5099\u4f5c\u64d4\u4fdd\uff0c\u4f8b\u5982 <strong>USDT\u3001USDC<\/strong>\u3002<\/li>\n\n\n\n<li><strong>\u52a0\u5bc6\u8cc7\u7522\u62b5\u62bc\u578b<\/strong>\uff1a\u4ee5\u52a0\u5bc6\u8ca8\u5e63\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u5982 <strong>DAI<\/strong>\u3002<\/li>\n\n\n\n<li><strong>\u6f14\u7b97\u6cd5\u7a69\u5b9a\u5e63<\/strong>\uff1a\u5229\u7528\u6f14\u7b97\u6cd5\u81ea\u52d5\u8abf\u6574\u4f9b\u9700\u4f86\u7dad\u6301\u50f9\u683c\uff0c\u4f8b\u5982\u66fe\u7206\u96f7\u7684 <strong>UST\uff08TerraUSD\uff09<\/strong>\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7a69\u5b9a\u5e63\u7684\u512a\u7f3a\u9ede\"><span class=\"ez-toc-section\" id=\"%E7%A9%A9%E5%AE%9A%E5%B9%A3%E7%9A%84%E5%84%AA%E7%BC%BA%E9%BB%9E\"><\/span>\u7a69\u5b9a\u5e63\u7684\u512a\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;width:100%;}\n.tg td, .tg th {\n  border-color:#c0c0c0;\n  border-style:solid;\n  border-width:1px;\n  font-family:Arial, sans-serif;\n  font-size:14px;\n  padding:10px 8px;\n  word-break:normal;\n}\n.tg .tg-cko6 {\n  background-color:rgb(23,37,85); \/* \u6df1\u85cd\u8272\u6a19\u984c\u5217 *\/\n  color:#ffffff;\n  font-size:18px;\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-36sn {\n  background-color:rgb(239,239,239); \/* \u7070\u5e95\u6b04\u540d *\/\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-8qcb {\n  background-color:#ffffff;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg tbody tr:nth-child(even) td {\n  background-color:rgb(239,239,239); \/* \u4ea4\u932f\u5e95\u8272 *\/\n}\n<\/style>\n\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\">\n<thead>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"3\">\u7a69\u5b9a\u5e63\u512a\u9ede\u8207\u98a8\u96aa\u5c0d\u7167\u8868<\/th>\n  <\/tr>\n  <tr>\n    <td class=\"tg-36sn\">\u9762\u5411<\/td>\n    <td class=\"tg-36sn\">\u512a\u9ede<\/td>\n    <td class=\"tg-36sn\">\u98a8\u96aa<\/td>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-8qcb\">\u50f9\u683c\u7a69\u5b9a<\/td>\n    <td class=\"tg-8qcb\">\u639b\u9264\u7f8e\u5143\u6216\u5176\u4ed6\u8cc7\u7522\uff0c\u6ce2\u52d5\u5c0f<\/td>\n    <td class=\"tg-8qcb\">\u82e5\u5132\u5099\u4e0d\u8db3\u53ef\u80fd\u812b\u9264<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u4f7f\u7528\u5f48\u6027<\/td>\n    <td class=\"tg-8qcb\">\u53ef\u5728\u5168\u7403\u52a0\u5bc6\u5e73\u53f0\u4f7f\u7528<\/td>\n    <td class=\"tg-8qcb\">\u767c\u884c\u65b9\u4fe1\u4efb\u98a8\u96aa\u9ad8<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\">\u61c9\u7528\u7bc4\u570d<\/td>\n    <td class=\"tg-8qcb\">\u652f\u4ed8\u3001\u8de8\u5883\u532f\u6b3e\u3001DeFi \u501f\u8cb8<\/td>\n    <td class=\"tg-8qcb\">\u7f3a\u4e4f\u7d71\u4e00\u76e3\u7ba1\u898f\u7bc4<\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n\n<p>\u7a69\u5b9a\u5e63\u5c31\u50cf\u662f\u300c<strong>\u6c11\u9593\u7248\u672c\u7684\u6578\u4f4d\u7f8e\u5143<\/strong>\u300d\uff0c\u65e2\u80fd\u7528\u5728\u4ea4\u6613\u548c\u652f\u4ed8\uff0c\u53c8\u4fdd\u6709\u53bb\u4e2d\u5fc3\u5316\u7684\u5f48\u6027\u3002\u5b83\u7684\u51fa\u73fe\u586b\u88dc\u4e86\u6bd4\u7279\u5e63\u50f9\u683c\u592a\u4e0d\u7a69\u3001CBDC \u53c8\u904e\u65bc\u53d7\u63a7\u4e4b\u9593\u7684\u7a7a\u767d\u3002\u4e0d\u904e\uff0c\u7531\u65bc\u4ecd\u662f\u7531\u79c1\u4eba\u6a5f\u69cb\u767c\u884c\uff0c<strong>\u900f\u660e\u5ea6\u8207\u4fe1\u4efb\u5ea6<\/strong>\u4ecd\u662f\u5b83\u80fd\u5426\u9577\u4e45\u5b58\u5728\u7684\u95dc\u9375\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cbdc-vs-\u6bd4\u7279\u5e63-vs-\u7a69\u5b9a\u5e63-\u5dee\u7570\u6bd4\u8f03\u8868\"><span class=\"ez-toc-section\" id=\"CBDC_vs_%E6%AF%94%E7%89%B9%E5%B9%A3_vs_%E7%A9%A9%E5%AE%9A%E5%B9%A3%EF%BC%9A%E5%B7%AE%E7%95%B0%E6%AF%94%E8%BC%83%E8%A1%A8\"><\/span>CBDC vs \u6bd4\u7279\u5e63 vs \u7a69\u5b9a\u5e63\uff1a\u5dee\u7570\u6bd4\u8f03\u8868<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5f88\u591a\u4eba\u7b2c\u4e00\u6b21\u807d\u5230\u9019\u4e09\u500b\u540d\u8a5e\u6642\uff0c\u90fd\u6703\u4ee5\u70ba\u5b83\u5011\u662f\u4e00\u6a23\u7684\u300c\u6578\u4f4d\u8ca8\u5e63\u300d\u3002\u4f46\u5176\u5be6\u5b83\u5011\u7684<strong>\u767c\u884c\u65b9\u5f0f\u3001\u7528\u9014\u8207\u98a8\u96aa\u5b8c\u5168\u4e0d\u540c<\/strong>\u3002<\/p>\n\n\n\n<p>\u4e0b\u9762\u9019\u5f35\u8868\u5e6b\u4f60\u5feb\u901f\u770b\u61c2\u4e09\u8005\u4e4b\u9593\u7684\u6838\u5fc3\u5dee\u7570\ud83d\udc47<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;width:100%;}\n.tg td, .tg th {\n  border-color:#c0c0c0;\n  border-style:solid;\n  border-width:1px;\n  font-family:Arial, sans-serif;\n  font-size:14px;\n  padding:10px 8px;\n  word-break:normal;\n}\n.tg .tg-cko6 {\n  background-color:rgb(23,37,85); \/* \u6df1\u85cd\u8272\u6a19\u984c\u5217 *\/\n  color:#ffffff;\n  font-size:18px;\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-36sn {\n  background-color:rgb(239,239,239); \/* \u7070\u5e95\u6b04\u540d *\/\n  font-weight:bold;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg .tg-8qcb {\n  background-color:#ffffff;\n  text-align:center;\n  vertical-align:middle;\n}\n.tg tbody tr:nth-child(even) td {\n  background-color:rgb(239,239,239); \/* \u4ea4\u932f\u5e95\u8272 *\/\n}\n<\/style>\n\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\">\n<thead>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"4\">CBDC\u3001\u6bd4\u7279\u5e63\u8207\u7a69\u5b9a\u5e63\u6bd4\u8f03\u8868<\/th>\n  <\/tr>\n  <tr>\n    <td class=\"tg-36sn\">\u6bd4\u8f03\u9805\u76ee<\/td>\n    <td class=\"tg-36sn\">CBDC\uff08\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff09<\/td>\n    <td class=\"tg-36sn\">\u6bd4\u7279\u5e63\uff08Bitcoin\uff09<\/td>\n    <td class=\"tg-36sn\">\u7a69\u5b9a\u5e63\uff08Stablecoin\uff09<\/td>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u767c\u884c\u4e3b\u9ad4<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u653f\u5e9c\u592e\u884c<\/td>\n    <td class=\"tg-8qcb\">\u7121\u4e2d\u592e\u6a5f\u69cb\uff0c\u7531\u5340\u584a\u93c8\u7db2\u7d61\u904b\u4f5c<\/td>\n    <td class=\"tg-8qcb\">\u79c1\u4eba\u516c\u53f8\u6216\u6a5f\u69cb<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u662f\u5426\u53bb\u4e2d\u5fc3\u5316<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u5426\uff0c\u9ad8\u5ea6\u4e2d\u592e\u5316<\/td>\n    <td class=\"tg-8qcb\">\u662f\uff0c\u7531\u7528\u6236\u5171\u540c\u7dad\u8b77<\/td>\n    <td class=\"tg-8qcb\">\u90e8\u5206\u53bb\u4e2d\u5fc3\u5316\uff08\u4f9d\u5e73\u53f0\u800c\u7570\uff09<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u50f9\u683c\u6ce2\u52d5<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u7121\uff0c\u7b49\u540c\u6cd5\u5e63\u50f9\u503c<\/td>\n    <td class=\"tg-8qcb\">\u5287\u70c8\u6ce2\u52d5<\/td>\n    <td class=\"tg-8qcb\">\u8f03\u7a69\u5b9a\uff0c\u53d6\u6c7a\u65bc\u62b5\u62bc\u8cc7\u7522<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u652f\u6490\u57fa\u790e<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u570b\u5bb6\u4fe1\u7528<\/td>\n    <td class=\"tg-8qcb\">\u5e02\u5834\u5171\u8b58<\/td>\n    <td class=\"tg-8qcb\">\u6cd5\u5e63\u6216\u52a0\u5bc6\u8cc7\u7522\u5132\u5099<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u4ea4\u6613\u533f\u540d\u6027<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u4f4e\uff0c\u53ef\u76e3\u7ba1<\/td>\n    <td class=\"tg-8qcb\">\u9ad8\uff08\u5047\u540d\u5236\uff09<\/td>\n    <td class=\"tg-8qcb\">\u4e2d\u7b49<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u4e3b\u8981\u7528\u9014<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u652f\u4ed8\u3001\u653f\u7b56\u5de5\u5177<\/td>\n    <td class=\"tg-8qcb\">\u6295\u8cc7\u3001\u907f\u96aa\u3001\u8f49\u5e33<\/td>\n    <td class=\"tg-8qcb\">\u652f\u4ed8\u3001\u8de8\u5883\u4ea4\u6613\u3001DeFi<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u6cd5\u511f\u5730\u4f4d<\/strong><\/td>\n    <td class=\"tg-8qcb\">\u2705 \u6709<\/td>\n    <td class=\"tg-8qcb\">\u274c \u7121<\/td>\n    <td class=\"tg-8qcb\">\u274c \u7121<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-8qcb\"><strong>\u4ee3\u8868\u6848\u4f8b<\/strong><\/td>\n    <td class=\"tg-8qcb\">e-CNY\u3001Sand Dollar<\/td>\n    <td class=\"tg-8qcb\">Bitcoin<\/td>\n    <td class=\"tg-8qcb\">USDT\u3001USDC\u3001DAI<\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5404\u570b\u63a8\u52d5-cbdc-\u7684\u73fe\u6cc1\u8207\u8da8\u52e2\"><span class=\"ez-toc-section\" id=\"%E5%90%84%E5%9C%8B%E6%8E%A8%E5%8B%95_CBDC_%E7%9A%84%E7%8F%BE%E6%B3%81%E8%88%87%E8%B6%A8%E5%8B%A2\"><\/span>\u5404\u570b\u63a8\u52d5 CBDC \u7684\u73fe\u6cc1\u8207\u8da8\u52e2<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u5168\u7403\u91d1\u878d\u6578\u4f4d\u5316\u7684\u6d6a\u6f6e\u4e0b\uff0c\u8d8a\u4f86\u8d8a\u591a\u570b\u5bb6\u958b\u59cb\u6295\u5165 <strong>\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08CBDC\uff09<\/strong> \u7684\u7814\u7a76\u8207\u8a66\u884c\u3002\u6839\u64da\u570b\u969b\u6e05\u7b97\u9280\u884c\uff08BIS\uff09\u7d71\u8a08\uff0c\u76ee\u524d\u5df2\u6709\u8d85\u904e 130 \u500b\u570b\u5bb6\u555f\u52d5\u76f8\u95dc\u5c08\u6848\uff0c\u6db5\u84cb\u5168\u7403 GDP \u7684\u4e5d\u6210\u4ee5\u4e0a\uff0c\u986f\u793a CBDC \u6b63\u9010\u6f38\u5f9e\u6982\u5ff5\u8d70\u5411\u5be6\u969b\u61c9\u7528\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%AD%E5%9C%8B%EF%BC%9A%E6%9C%80%E6%97%A9%E9%80%B2%E5%85%A5%E5%AF%A6%E6%B8%AC%E7%9A%84%E5%9C%8B%E5%AE%B6\"><\/span>\u4e2d\u570b\uff1a\u6700\u65e9\u9032\u5165\u5be6\u6e2c\u7684\u570b\u5bb6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e2d\u570b\u7684\u6578\u4f4d\u4eba\u6c11\u5e63\uff08e-CNY\uff09 \u662f\u5168\u7403\u6700\u6210\u719f\u7684 CBDC \u5c08\u6848\u3002\u81ea 2020 \u5e74\u8d77\uff0c\u4e2d\u570b\u4eba\u6c11\u9280\u884c\u5c31\u5728\u591a\u500b\u57ce\u5e02\u9032\u884c\u8a66\u9ede\uff0c\u6c11\u773e\u53ef\u7528\u624b\u6a5f App \u76f4\u63a5\u652f\u4ed8\u3001\u8f49\u5e33\u8207\u6536\u6b3e\u3002\u76ee\u524d e-CNY \u5df2\u80fd\u7528\u65bc\u8d85\u5546\u3001\u5730\u9435\u3001\u5916\u9001\u5e73\u53f0\u7b49\u5834\u666f\uff0c\u76ee\u6a19\u662f\u9010\u6b65\u53d6\u4ee3\u90e8\u5206\u73fe\u91d1\u4ea4\u6613\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AD%90%E6%B4%B2%E8%88%87%E8%8B%B1%E5%9C%8B%EF%BC%9A%E8%AC%B9%E6%85%8E%E6%8E%A8%E9%80%B2%E3%80%81%E5%BC%B7%E8%AA%BF%E9%9A%B1%E7%A7%81\"><\/span>\u6b50\u6d32\u8207\u82f1\u570b\uff1a\u8b39\u614e\u63a8\u9032\u3001\u5f37\u8abf\u96b1\u79c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6b50\u6d32\u592e\u884c\u6b63\u5728\u958b\u767c <strong>\u6578\u4f4d\u6b50\u5143\uff08e-euro\uff09<\/strong>\uff0c\u76ee\u524d\u9032\u5165\u8a2d\u8a08\u8207\u6e2c\u8a66\u968e\u6bb5\u3002\u6b50\u76df\u5f37\u8abf\u4f7f\u7528\u8005\u96b1\u79c1\u8207\u5b89\u5168\uff0c\u898f\u5283\u4ee5\u300c\u6709\u9650\u533f\u540d\u300d\u7684\u65b9\u5f0f\u904b\u4f5c\uff0c\u78ba\u4fdd\u652f\u4ed8\u8cc7\u6599\u4e0d\u88ab\u6feb\u7528\u3002\u82f1\u570b\u592e\u884c\u4e5f\u5728\u7814\u7a76\u300c\u6578\u4f4d\u82f1\u938a\uff08Digital Pound\uff09\u300d\uff0c\u9810\u8a08 2030 \u5e74\u524d\u5f8c\u624d\u6703\u6709\u5177\u9ad4\u9032\u5c55\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B%EF%BC%9A%E4%BB%8D%E5%9C%A8%E7%A0%94%E7%A9%B6%E9%9A%8E%E6%AE%B5\"><\/span>\u7f8e\u570b\uff1a\u4ecd\u5728\u7814\u7a76\u968e\u6bb5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7f8e\u570b\u806f\u6e96\u6703\uff08Fed\uff09\u5c0d CBDC \u63a1\u53d6\u8b39\u614e\u614b\u5ea6\uff0c\u76ee\u524d\u50c5\u9032\u884c\u6280\u8853\u8a55\u4f30\u8207\u610f\u898b\u8490\u96c6\u3002\u7531\u65bc\u7f8e\u5143\u5df2\u662f\u5168\u7403\u4e3b\u8981\u5132\u5099\u8ca8\u5e63\uff0c\u82e5\u63a8\u884c\u6578\u4f4d\u7f8e\u5143\uff0c\u5c07\u5c0d\u5168\u7403\u91d1\u878d\u9ad4\u7cfb\u7522\u751f\u6df1\u9060\u5f71\u97ff\uff0c\u56e0\u6b64\u5b98\u65b9\u5c1a\u672a\u8a2d\u5b9a\u4e0a\u7dda\u6642\u9593\u8868\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%B6%E4%BB%96%E5%9C%B0%E5%8D%80\"><\/span>\u5176\u4ed6\u5730\u5340<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5df4\u54c8\u99ac\uff1a\u63a8\u51fa\u5168\u7403\u9996\u500b\u6b63\u5f0f\u4e0a\u7dda\u7684 CBDC Sand Dollar\uff0c\u6c11\u773e\u5df2\u53ef\u7528\u65bc\u7576\u5730\u652f\u4ed8\u3002<\/li>\n\n\n\n<li>\u65e5\u672c\u3001\u5df4\u897f\u3001\u5370\u5ea6\uff1a\u7686\u5df2\u5c55\u958b\u5be6\u9a57\uff0c\u805a\u7126\u96f6\u552e\u578b CBDC \u7684\u652f\u4ed8\u61c9\u7528\u3002<\/li>\n\n\n\n<li>\u9999\u6e2f\u8207\u963f\u806f\u914b\uff1a\u8207\u4e2d\u570b\u3001\u6cf0\u570b\u5408\u4f5c\u53c3\u8207 mBridge \u5c08\u6848\uff0c\u5171\u540c\u6253\u9020\u8de8\u5883\u652f\u4ed8\u7d50\u7b97\u5e73\u53f0\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5168\u7403\u63a8\u52d5 CBDC \u7684\u65b9\u5411\u5df2\u9010\u6f38\u660e\u6717\uff1a<strong>\u65b0\u8208\u570b\u5bb6\u8457\u91cd\u91d1\u878d\u666e\u60e0\uff0c\u5df2\u958b\u767c\u570b\u5bb6\u5247\u91cd\u8996\u96b1\u79c1\u8207\u5b89\u5168\u3002<\/strong>\u672a\u4f86\u5e7e\u5e74\uff0c\u96a8\u8457\u8de8\u570b\u652f\u4ed8\u8207\u6578\u4f4d\u91d1\u878d\u52a0\u901f\u878d\u5408\uff0cCBDC \u5f88\u53ef\u80fd\u6210\u70ba\u5168\u7403\u652f\u4ed8\u9ad4\u7cfb\u7684\u65b0\u57fa\u790e\uff0c\u6539\u8b8a\u6211\u5011\u4f7f\u7528\u8ca8\u5e63\u7684\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cbdc-\u7684\u672a\u4f86\u6311\u6230-\u96b1\u79c1-\u76e3\u7ba1\u8207\u4fe1\u4efb\"><span class=\"ez-toc-section\" id=\"CBDC_%E7%9A%84%E6%9C%AA%E4%BE%86%E6%8C%91%E6%88%B0%EF%BC%9A%E9%9A%B1%E7%A7%81%E3%80%81%E7%9B%A3%E7%AE%A1%E8%88%87%E4%BF%A1%E4%BB%BB\"><\/span>CBDC \u7684\u672a\u4f86\u6311\u6230\uff1a\u96b1\u79c1\u3001\u76e3\u7ba1\u8207\u4fe1\u4efb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136\u5404\u570b\u90fd\u7a4d\u6975\u63a8\u52d5\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\uff08CBDC\uff09\uff0c\u4f46\u8981\u8b93\u5b83\u771f\u6b63\u666e\u53ca\u4e26\u88ab\u5927\u773e\u63a5\u53d7\uff0c\u4ecd\u6709\u4e09\u5927\u95dc\u9375\u6311\u6230\uff1a<strong>\u96b1\u79c1\u3001\u76e3\u7ba1\u8207\u4fe1\u4efb\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u96b1\u79c1-\u4fbf\u5229\u8207\u76e3\u63a7\u4e4b\u9593\u7684\u5e73\u8861\"><span class=\"ez-toc-section\" id=\"%E9%9A%B1%E7%A7%81%EF%BD%9C%E4%BE%BF%E5%88%A9%E8%88%87%E7%9B%A3%E6%8E%A7%E4%B9%8B%E9%96%93%E7%9A%84%E5%B9%B3%E8%A1%A1\"><\/span> \u96b1\u79c1\uff5c\u4fbf\u5229\u8207\u76e3\u63a7\u4e4b\u9593\u7684\u5e73\u8861<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>CBDC \u7684\u4ea4\u6613\u7d00\u9304\u90fd\u5b58\u653e\u5728\u592e\u884c\u7cfb\u7d71\u4e2d\uff0c\u96d6\u80fd\u9632\u6b62\u6d17\u9322\u8207\u8a50\u9a19\uff0c\u4f46\u4e5f\u5f15\u767c\u300c\u653f\u5e9c\u662f\u5426\u80fd\u770b\u5230\u6211\u7684\u82b1\u8cbb\u300d\u7684\u7591\u616e\u3002\u5404\u570b\u592e\u884c\u6b63\u5728\u5617\u8a66\u4e0d\u540c\u8a2d\u8a08\uff0c\u4f8b\u5982\u300c\u6709\u9650\u533f\u540d\u5236\u300d\uff1a\u5c0f\u984d\u4ea4\u6613\u4fdd\u6301\u96b1\u79c1\uff0c\u5927\u984d\u4ea4\u6613\u5247\u9700\u5be6\u540d\u9a57\u8b49\u3002\u5982\u4f55\u5728\u5b89\u5168\u8207\u81ea\u7531\u4e4b\u9593\u53d6\u5f97\u5e73\u8861\uff0c\u662f CBDC \u6210\u6557\u7684\u95dc\u9375\u4e4b\u4e00\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u76e3\u7ba1-\u8de8\u570b\u6a19\u6e96\u4ecd\u672a\u7d71\u4e00\"><span class=\"ez-toc-section\" id=\"%E7%9B%A3%E7%AE%A1%EF%BD%9C%E8%B7%A8%E5%9C%8B%E6%A8%99%E6%BA%96%E4%BB%8D%E6%9C%AA%E7%B5%B1%E4%B8%80\"><\/span>\u76e3\u7ba1\uff5c\u8de8\u570b\u6a19\u6e96\u4ecd\u672a\u7d71\u4e00<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>CBDC \u4e0d\u53ea\u5f71\u97ff\u570b\u5167\u91d1\u878d\uff0c\u4e5f\u727d\u6d89\u8de8\u5883\u4ea4\u6613\u8207\u5916\u532f\u5e02\u5834\u3002\u76ee\u524d\u5404\u570b\u7684\u6280\u8853\u67b6\u69cb\u3001\u96b1\u79c1\u898f\u7bc4\u8207\u6cd5\u5f8b\u5236\u5ea6\u90fd\u4e0d\u76f8\u540c\uff0c\u5c0e\u81f4\u570b\u969b\u4e4b\u9593\u7f3a\u4e4f\u5171\u7528\u6a19\u6e96\u3002\u50cf BIS \u4e3b\u5c0e\u7684\u300cmBridge\u300d\u8a08\u756b\uff0c\u5c31\u662f\u5e0c\u671b\u5efa\u7acb<strong>\u8de8\u570b\u6e05\u7b97\u5e73\u53f0<\/strong>\uff0c\u8b93 CBDC \u80fd\u5728\u4e0d\u540c\u570b\u5bb6\u9593\u5b89\u5168\u6d41\u901a\uff0c\u4f46\u9019\u4ecd\u9700\u8981\u6642\u9593\u8207\u5354\u8abf\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u4fe1\u4efb-\u4eba\u6c11\u9858\u4e0d\u9858\u610f\u4f7f\u7528\u653f\u5e9c\u7684-\u6578\u4f4d\u9322\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E4%BB%BB%EF%BD%9C%E4%BA%BA%E6%B0%91%E9%A1%98%E4%B8%8D%E9%A1%98%E6%84%8F%E4%BD%BF%E7%94%A8%E6%94%BF%E5%BA%9C%E7%9A%84%E3%80%8C%E6%95%B8%E4%BD%8D%E9%8C%A2%E3%80%8D\"><\/span>\u4fe1\u4efb\uff5c\u4eba\u6c11\u9858\u4e0d\u9858\u610f\u4f7f\u7528\u653f\u5e9c\u7684\u300c\u6578\u4f4d\u9322\u300d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>CBDC \u7684\u666e\u53ca\u6700\u7d42\u53d6\u6c7a\u65bc\u300c\u4fe1\u4efb\u300d\u3002\u5c0d\u4e00\u822c\u6c11\u773e\u4f86\u8aaa\uff0c\u80fd\u5426\u78ba\u4fdd\u8cc7\u91d1\u5b89\u5168\u3001\u4ea4\u6613\u9806\u66a2\u3001\u96b1\u79c1\u4e0d\u88ab\u6feb\u7528\uff0c\u6bd4\u6280\u8853\u5275\u65b0\u66f4\u91cd\u8981\u3002\u5982\u679c\u4eba\u6c11\u64d4\u5fc3\u88ab\u76e3\u63a7\u3001\u6216\u89ba\u5f97\u4f7f\u7528\u8907\u96dc\uff0cCBDC 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\u5247\u4ee3\u8868\u653f\u5e9c\u63a8\u52d5\u7684\u6578\u4f4d\u5316\u6cd5\u5e63\u3002\u672a\u4f86\u9019\u4e09\u8005\u5f88\u53ef\u80fd\u540c\u6642\u5b58\u5728\uff0c\u5404\u81ea\u6eff\u8db3\u4e0d\u540c\u7684\u9700\u6c42\u3002\u638c\u63e1\u5b83\u5011\u7684\u5dee\u7570\uff0c\u5c31\u80fd\u66f4\u6e05\u695a\u5730\u770b\u898b\u6578\u4f4d\u91d1\u878d\u6b63\u5728\u8d70\u5411\u54ea\u88e1\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C_FAQ\"><\/span>\u5e38\u898b\u554f\u984c FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1759993450122\"><strong class=\"schema-faq-question\"><strong>Q1\uff1aCBDC \u548c\u52a0\u5bc6\u8ca8\u5e63\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/strong><\/strong><p class=\"schema-faq-answer\">CBDC 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class=\"schema-faq-answer\">\u5404\u570b\u8a2d\u8a08\u4e0d\u540c\uff0c\u4f46\u591a\u534a\u53ea\u6703\u76e3\u63a7\u5927\u984d\u6216\u53ef\u7591\u4ea4\u6613\uff0c\u4e00\u822c\u65e5\u5e38\u6d88\u8cbb\u4e0d\u6703\u88ab\u8ffd\u8e64\u3002<\/p><\/div><div class=\"schema-faq-section\" id=\"faq-question-1759993490745\"><strong class=\"schema-faq-question\"><strong>Q4\uff1a\u7a69\u5b9a\u5e63\u662f\u4e0d\u662f\u6bd4 CBDC \u66f4\u81ea\u7531\uff1f<\/strong><\/strong><p class=\"schema-faq-answer\">\u7a69\u5b9a\u5e63\u78ba\u5be6\u6bd4\u8f03\u9748\u6d3b\uff0c\u4f46\u7531\u79c1\u4eba\u516c\u53f8\u767c\u884c\uff0c\u6709\u4fe1\u4efb\u548c\u812b\u9264\u98a8\u96aa\uff1bCBDC \u5247\u7531\u653f\u5e9c\u4fdd\u8b49\u3002<\/p><\/div><div class=\"schema-faq-section\" id=\"faq-question-1759993502900\"><strong class=\"schema-faq-question\"><strong>Q5\uff1a\u53f0\u7063\u4ec0\u9ebc\u6642\u5019\u6703\u6709 CBDC\uff1f<\/strong><\/strong><p 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class=\"schema-faq-answer\">\u7a69\u5b9a\u5e63\u7531\u79c1\u4eba\u6a5f\u69cb\u767c\u884c\u4e14\u7f3a\u4e4f\u592e\u884c\u7d1a\u7684\u4fe1\u7528\u80cc\u66f8\uff0c\u5b58\u5728\u767c\u884c\u6a5f\u69cb\u5012\u9589\u3001\u8cc7\u7522\u4e0d\u8db3\u7b49\u98a8\u96aa\uff0c\u800c\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\u5177\u6709\u570b\u5bb6\u4fe1\u7528\u652f\u6301\uff0c\u98a8\u96aa\u76f8\u5c0d\u8f03\u4f4e\uff0c\u4f46\u6c11\u773e\u61c9\u4e86\u89e3\u5404\u985e\u8cc7\u7522\u7279\u6027\u5f8c\u518d\u6c7a\u5b9a\u914d\u7f6e\u3002<\/p><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u7576\u4f60\u807d\u5230\u300c\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\u300d\u9019\u5e7e\u500b\u5b57\u6642\uff0c\u53ef\u80fd\u7b2c\u4e00\u500b\u53cd\u61c9\u662f\uff1a\u300c\u9019\u4e0d\u5c31\u662f\u6bd4\u7279\u5e63\u55ce\uff1f\u300d\u5176\u5be6\u5b8c\u5168\u4e0d\u4e00\u6a23\u3002\u5404\u570b\u592e\u884c\u9019\u5e7e\u5e74\u7d1b\u7d1b\u958b\u59cb\u7814\u7a76\u6240\u8b02\u7684CBDC\uff08Central Bank Digital Currency\uff09\uff0c\u4e5f\u5c31\u662f\u300c\u592e\u884c\u6578\u4f4d\u8ca8\u5e63\u300d\uff0c\u60f3\u6253\u9020\u51fa\u80fd\u50cf\u73fe\u91d1\u4e00\u6a23\u597d\u7528\u4f46\u66f4\u5b89\u5168\u3001\u66f4\u65b9\u4fbf\u7684\u300c\u6578\u4f4d\u7248\u6cd5\u5e63\u300d\u3002\u4e2d\u570b\u5df2\u7d93\u63a8\u51fa\u6578\u4f4d\u4eba\u6c11\u5e63\uff0c\u7f8e\u570b\u3001\u6b50\u6d32\u3001\u65e5\u672c\u4e5f\u90fd\u5728\u6e2c\u8a66\u968e\u6bb5\uff0c\u770b\u5f97\u51fa\u6574\u500b\u4e16\u754c\u90fd\u5728\u5f80\u300c\u6578\u4f4d\u8ca8\u5e63\u300d\u65b9\u5411\u9081\u9032\u3002 \u672c\u6587\u6574\u7406\u76f8\u95dc\u512a\u60e0\u8207\u6ce8\u610f\u4e8b\u9805\uff0c\u51fa\u767c\u524d\u5efa\u8b70\u81f3\u5b98\u65b9\u7db2\u7ad9\u78ba\u8a8d\u6700\u65b0\u8cc7\u8a0a\u3002 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