{"id":33536,"date":"2025-08-19T16:16:33","date_gmt":"2025-08-19T08:16:33","guid":{"rendered":"https:\/\/roo.cash\/blog\/?p=33536"},"modified":"2026-04-14T17:54:59","modified_gmt":"2026-04-14T09:54:59","slug":"loan-bnpl-introducrion","status":"publish","type":"post","link":"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/","title":{"rendered":"BNPL \u5148\u8cb7\u5f8c\u4ed8\u662f\u4ec0\u9ebc\uff1f\u4f7f\u7528\u65b9\u6cd5\u8207\u98a8\u96aa\u4e00\u6b21\u770b\uff01"},"content":{"rendered":"\n<p><a href=\"https:\/\/roo.cash\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5c0e\u8b80\uff5cBNPL \u662f\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u7684\u82f1\u6587\u7e2e\u5beb\uff0c\u985e\u4f3c\u65bc\u4fe1\u7528\u5361\u6d88\u8cbb\u7684\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u670d\u52d9\u3002\u53f0\u7063\u6709\u63d0\u4f9b BNPL \u5148\u8cb7\u5f8c\u4ed8\u7684\u696d\u8005\u773e\u591a\uff0c\u4e5f\u6709\u8207\u8a31\u591a\u5e73\u53f0\u5408\u4f5c\uff0c\u4f8b\u5982 <a href=\"https:\/\/roo.cash\/blog\/aftee-introduction\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">AFTEE<\/mark><\/a>\u3002\u4f46\u662f\u5728\u4f7f\u7528\u524d\uff0c\u9084\u662f\u8981\u5148\u4e00\u8d77\u4e86\u89e3 BNPL \u5148\u8cb7\u5f8c\u4ed8\u5230\u5e95\u662f\u4ec0\u9ebc\u3001BNPL \u8207<a href=\"https:\/\/roo.cash\/blog\/loan-installment-payment-without-using-credit-cards\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u7121\u5361\u5206\u671f<\/mark><\/a>\u4ee5\u53ca\u4fe1\u7528\u5361\u7684\u5dee\u5225\u3001BNPL \u5148\u8cb7\u5f8c\u4ed8\u6709\u54ea\u4e9b\u901a\u8def\u53ef\u4ee5\u4f7f\u7528\u3002\u53e6\u5916\uff0c\u5982\u679c\u77ed\u671f\u5167\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u53ef\u4ee5\u53c3\u8003<a href=\"https:\/\/roo.cash\/blog\/micro-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u5c0f\u984d\u8cb8\u6b3e<\/mark><\/a>\u3001<a href=\"https:\/\/roo.cash\/blog\/phone-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u624b\u6a5f\u8cb8\u6b3e<\/mark><\/a>\u8cc7\u8a0a\uff0c\u4f86\u6e1b\u8f15\u81ea\u5df1\u7684\u8ca1\u52d9\u8ca0\u64d4\uff01<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"pro-tip-box\">\n  <div class=\"pro-tip-label\">\u2726 \u6211\u5011\u60f3\u8b93\u4f60\u77e5\u9053\u7684\u662f<\/div>\n  <div class=\"pro-tip-content\">\n    <p>\u60f3\u8cb7\u9ad8\u55ae\u50f9\u7684 i Phone 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26px 26px;\n  box-shadow: 0 4px 10px var(--shadow-color);\n  position: relative;\n  transition: box-shadow 0.3s ease;\n}\n.pro-tip-content::after {\n  content: '';\n  position: absolute;\n  top: 6px;\n  left: 6px;\n  width: 100%;\n  height: 100%;\n  border: 1px solid var(--secondary-border);\n  border-radius: 6px;\n  z-index: -1;\n}\n.pro-tip-content p {\n  margin: 0;\n  line-height: 1.8;\n  font-size: 1rem;\n  color: #1E1E1E;\n}\n@media screen and (max-width: 600px) {\n  .pro-tip-content {\n    padding: 24px 18px 18px;\n  }\n  .pro-tip-label {\n    font-size: 1.1rem;\n    left: 14px;\n    padding: 5px 12px;\n  }\n  .pro-tip-content p {\n    font-size: 0.95rem;\n  }\n}\n<\/style>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" >BNPL \u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E7%9A%84%E9%A1%8D%E5%BA%A6%E8%88%87%E5%88%A9%E7%8E%87\" >BNPL \u7684\u984d\u5ea6\u8207\u5229\u7387<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E5%88%86%E6%9C%9F%E6%88%90%E6%9C%AC%E8%88%87%E9%9B%B6%E5%88%A9%E7%8E%87%E6%96%B9%E6%A1%88\" >\u5206\u671f\u6210\u672c\u8207\u96f6\u5229\u7387\u65b9\u6848<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E9%80%BE%E6%9C%9F%E9%82%84%E6%AC%BE%E7%9A%84%E9%A2%A8%E9%9A%AA\" >\u903e\u671f\u9084\u6b3e\u7684\u98a8\u96aa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E6%80%8E%E9%BA%BC%E7%94%A8%EF%BC%9F\" >BNPL \u600e\u9ebc\u7528\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E7%9A%84%E5%A5%BD%E8%99%95\" >BNPL \u7684\u597d\u8655<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#1_%E9%96%80%E6%AA%BB%E4%BD%8E%EF%BC%8C%E7%84%A1%E5%8D%A1%E5%8F%8B%E5%96%84\" >1. \u9580\u6abb\u4f4e\uff0c\u7121\u5361\u53cb\u5584<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#2_%E8%B3%87%E9%87%91%E8%AA%BF%E5%BA%A6%E9%9D%88%E6%B4%BB\" >2. \u8cc7\u91d1\u8abf\u5ea6\u9748\u6d3b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#3_%E5%BB%B6%E5%BE%8C%E4%BB%98%E6%AC%BE\" >3. \u5ef6\u5f8c\u4ed8\u6b3e<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E7%9A%84%E7%BC%BA%E9%BB%9E\" >BNPL \u7684\u7f3a\u9ede<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#1_%E9%80%80%E8%B2%A8%E8%99%95%E7%90%86%E9%81%8E%E6%96%BC%E7%B9%81%E7%91%A3\" >1. \u9000\u8ca8\u8655\u7406\u904e\u65bc\u7e41\u7463<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#2_%E7%BC%BA%E4%B9%8F%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%9A%84%E5%90%84%E9%A0%85%E6%AC%8A%E7%9B%8A\" >2. \u7f3a\u4e4f\u4fe1\u7528\u5361\u7684\u5404\u9805\u6b0a\u76ca<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#3_%E9%80%9A%E8%B7%AF%E8%A6%86%E8%93%8B%E5%BA%A6%E7%A2%8E%E7%89%87%E5%8C%96\" >3. \u901a\u8def\u8986\u84cb\u5ea6\u788e\u7247\u5316<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#4_%E5%B8%B3%E5%8B%99%E7%AE%A1%E7%90%86%E6%88%90%E6%9C%AC%E5%A2%9E%E5%8A%A0\" >4. \u5e33\u52d9\u7ba1\u7406\u6210\u672c\u589e\u52a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E5%92%8C%E7%84%A1%E5%8D%A1%E5%88%86%E6%9C%9F%E6%9C%89%E5%93%AA%E4%BA%9B%E5%B7%AE%E5%88%A5%EF%BC%9F\" >BNPL \u548c\u7121\u5361\u5206\u671f\u6709\u54ea\u4e9b\u5dee\u5225\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E8%88%87%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%88%86%E6%9C%9F%E7%9A%84%E5%B7%AE%E7%95%B0\" >BNPL \u8207\u4fe1\u7528\u5361\u5206\u671f\u7684\u5dee\u7570<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E8%AA%B0%E9%81%A9%E5%90%88_BNPL_%E5%85%88%E8%B2%B7%E5%BE%8C%E4%BB%98%EF%BC%9F\" >\u8ab0\u9069\u5408 BNPL \u5148\u8cb7\u5f8c\u4ed8\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E4%BF%A1%E7%94%A8%E5%B0%8F%E7%99%BD%E8%88%87%E7%A4%BE%E6%9C%83%E6%96%B0%E9%AE%AE%E4%BA%BA\" >\u4fe1\u7528\u5c0f\u767d\u8207\u793e\u6703\u65b0\u9bae\u4eba<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E7%90%86%E8%B2%A1%E6%97%8F\" >\u7406\u8ca1\u65cf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E7%9F%AD%E6%9C%9F%E3%80%81%E9%9D%9E%E8%A6%8F%E5%BE%8B%E6%80%A7%E9%AB%98%E9%A1%8D%E6%94%AF%E5%87%BA\" >\u77ed\u671f\u3001\u975e\u898f\u5f8b\u6027\u9ad8\u984d\u652f\u51fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E6%95%B8%E4%BD%8D%E5%8C%96%E8%88%87%E8%A1%8C%E5%8B%95%E6%94%AF%E4%BB%98\" >\u6578\u4f4d\u5316\u8207\u884c\u52d5\u652f\u4ed8<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#%E5%8F%B0%E7%81%A3%E6%9C%89%E5%93%AA%E4%BA%9B_BNPL_%E6%A5%AD%E8%80%85%E8%88%87%E4%BD%BF%E7%94%A8%E9%80%9A%E8%B7%AF%EF%BC%9F\" >\u53f0\u7063\u6709\u54ea\u4e9b BNPL \u696d\u8005\u8207\u4f7f\u7528\u901a\u8def\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E5%B9%B3%E5%8F%B0%E6%9C%89%E5%93%AA%E4%BA%9B\" >BNPL \u5e73\u53f0\u6709\u54ea\u4e9b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E7%9A%84%E9%A2%A8%E9%9A%AA%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" >BNPL \u7684\u98a8\u96aa\u6709\u54ea\u4e9b\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#1_%E6%B3%A8%E6%84%8F%E6%B6%88%E8%B2%BB%E9%87%91%E9%A1%8D\" >\u6ce8\u610f\u6d88\u8cbb\u91d1\u984d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#2_%E6%B3%A8%E6%84%8F%E5%84%9F%E9%82%84%E8%83%BD%E5%8A%9B\" >\u6ce8\u610f\u511f\u9084\u80fd\u529b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#3_%E6%B3%A8%E6%84%8F%E9%80%BE%E6%9C%9F%E9%82%84%E6%AC%BE%E8%A6%8F%E7%AF%84\" >\u6ce8\u610f\u903e\u671f\u9084\u6b3e\u898f\u7bc4<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/roo.cash\/blog\/loan-bnpl-introducrion\/#BNPL_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" >BNPL \u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-bnpl-\u662f\u4ec0\u9ebc\"><span class=\"ez-toc-section\" id=\"BNPL_%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>BNPL \u662f\u4ec0\u9ebc\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>BNPL \u5c31\u662f\uff02Buy now, pay later.\uff02 \u7684\u7e2e\u5beb\uff0c<br>\u662f\u4e00\u7a2e<strong>\u4ee5 3 \u671f\u70ba\u4e3b\u8981\u5206\u671f\u671f\u6578<\/strong>\u3001<strong>\u4e0d\u9700\u8981\u4fe1\u7528\u5361<\/strong>\u7684\u5206\u671f\u65b9\u5f0f\u3002<\/p><\/blockquote><\/figure>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u662f\u4e00\u7a2e\u5ef6\u5f8c\u4ed8\u6b3e\u7684\u65b0\u8208\u4ed8\u6b3e\u65b9\u5f0f\u3002\u7531\u65bc BNPL \u4e0d\u9700\u8981\u900f\u904e\u4fe1\u7528\u5361\u696d\u8005\u7684\u4fe1\u7528\u5be9\u67e5\uff0c\u56e0\u6b64\u5ee3\u53d7\u8a31\u591a\u5b78\u751f\u3001\u81ea\u7531\u696d\u8005\u7b49\u7b49\u6536\u5165\u7a0d\u4e0d\u7a69\u5b9a\u7684\u65cf\u7fa4\u6b61\u8fce\u3002<\/p>\n\n\n\n<p>\u8fd1 3 \u5e74\u4f86\u4e5f\u56e0\u70ba\u75ab\u60c5\u7684\u95dc\u4fc2\uff0c\u4ee5\u53ca Z \u4e16\u4ee3\u611b\u597d\u7db2\u8cfc\u7b49\u56e0\u7d20\uff0c\u4f7f\u5f97\u7db2\u8cfc\u4ea4\u6613\u91cf\u5927\u589e\uff0c\u9023\u5e36\u4f7f\u5f97 BNPL \u7684\u4ea4\u6613\u65b9\u5f0f\u5728\u5168\u7403\u5404\u5730\u5ee3\u70ba\u6d41\u884c\uff0c\u5728\u53f0\u7063\u4e5f\u6709\u6578\u5bb6\u696d\u8005\u5f15\u9032\u6b64\u7a2e\u4ea4\u6613\u6a21\u5f0f\uff0c\u8b93\u570b\u5167\u7684\u4f7f\u7528\u8005\u4e5f\u53ef\u4ee5\u9078\u64c7\u5982\u6b64\u65b9\u4fbf\u7684\u4ea4\u6613\u6a21\u5f0f\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bnpl-\u7684\u984d\u5ea6\u8207\u5229\u7387\"><span class=\"ez-toc-section\" id=\"BNPL_%E7%9A%84%E9%A1%8D%E5%BA%A6%E8%88%87%E5%88%A9%E7%8E%87\"><\/span><strong>BNPL \u7684\u984d\u5ea6\u8207\u5229\u7387<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BNPL \u5e73\u53f0\u5c0d\u65bc\u521d\u6b21\u63a5\u89f8\u7684\u7528\u6236\uff0c\u7cfb\u7d71\u6838\u767c\u7684\u53ef\u7528\u984d\u5ea6\u901a\u5e38\u8f03\u70ba\u4fdd\u5b88\uff0c\u7bc4\u570d\u5927\u7d04\u843d\u5728 NT$ 3,000 \u5143\u81f3 NT$ 30,000 \u5143\u4e4b\u9593\uff0c\u9580\u6abb\u76f8\u5c0d\u8f03\u4f4e\uff0c\u5e73\u53f0\u521d\u671f\u6703\u900f\u904e\u8f03\u5c0f\u7684\u4ea4\u6613\u91d1\u984d\u4f86\u89c0\u5bdf\u7528\u6236\u7684\u9084\u6b3e\u7a69\u5b9a\u5ea6\u3002<\/p>\n\n\n\n<p>\u4f46\u96a8\u8457\u4f7f\u7528\u6b21\u6578\u589e\u52a0\u4e14\u7dad\u6301\u826f\u597d\u7684\u9084\u6b3e\u7d00\u9304\uff0c\u90e8\u5206\u9ad8\u8cc7\u6b77\u7528\u6236\u6216\u4fe1\u7528\u8a55\u5206\u512a\u7570\u8005\uff0c\u984d\u5ea6\u6709\u6a5f\u6703\u4e0a\u8abf\u81f3 NT$ 20 \u842c\u5143\u4ee5\u4e0a\uff0c\u591a\u6578\u5e73\u53f0\u8a2d\u6709\u7dda\u4e0a\u7533\u8acb\u8abf\u984d\u7684\u529f\u80fd\uff0c\u6703\u6839\u64da\u7528\u6236\u7684\u6d88\u8cbb\u983b\u6b21\u8207\u8ca1\u52d9\u7a69\u5b9a\u6027\u52d5\u614b\u8abf\u6574\uff0c\u7136\u800c\uff0cBNPL \u7684\u652f\u4ed8\u63a7\u5236\u76f8\u5c0d\u56b4\u683c\uff0c\u4e00\u65e6\u55ae\u7b46\u7d50\u5e33\u91d1\u984d\u8d85\u904e\u7576\u524d\u6838\u5b9a\u7684\u4e0a\u9650\uff0c\u7cfb\u7d71\u5c07\u76f4\u63a5\u62d2\u7d55\u8a72\u7b46\u4ea4\u6613\uff0c\u7121\u6cd5\u50cf\u90e8\u5206\u4fe1\u7528\u5361\u63d0\u4f9b\u8d85\u984d\u5237\u5361\u7684\u5f48\u6027\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u5206\u671f\u6210\u672c\u8207\u96f6\u5229\u7387\u65b9\u6848\"><span class=\"ez-toc-section\" id=\"%E5%88%86%E6%9C%9F%E6%88%90%E6%9C%AC%E8%88%87%E9%9B%B6%E5%88%A9%E7%8E%87%E6%96%B9%E6%A1%88\"><\/span>\u5206\u671f\u6210\u672c\u8207\u96f6\u5229\u7387\u65b9\u6848<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u5438\u5f15\u6d88\u8cbb\u8005\u7684\u4e3b\u6253\u512a\u52e2\u5728\u65bc\u300c\u77ed\u671f\u5206\u671f\u96f6\u5229\u7387\u300d\uff0c\u5e02\u9762\u4e0a\u591a\u6578\u5e73\u53f0\u91dd\u5c0d 3 \u671f\u4ee5\u5167\u7684\u5c0f\u984d\u5206\u671f\uff0c\u901a\u5e38\u4e0d\u6536\u53d6\u984d\u5916\u7684\u5229\u606f\u6216\u5e33\u55ae\u5206\u671f\u624b\u7e8c\u8cbb\uff0c\u9019\u5c0d\u7cbe\u6253\u7d30\u7b97\u6216\u81e8\u6642\u6709\u8cc7\u91d1\u5468\u8f49\u9700\u6c42\u7684\u65cf\u7fa4\u76f8\u7576\u5177\u5099\u5438\u5f15\u529b\uff0c\u7136\u800c\u7576\u5206\u671f\u671f\u6578\u62c9\u9577\u81f3 6 \u671f\u300112 \u671f\u6216\u66f4\u591a\u6642\uff0c\u5e73\u53f0\u4fbf\u6703\u958b\u59cb\u5c0e\u5165\u5229\u606f\u6216\u5206\u671f\u670d\u52d9\u8cbb\uff0c\u6b64\u6642\u7684\u6210\u672c\u5f80\u5f80\u6703\u96b1\u85cf\u5728\u6bcf\u671f\u7684\u9084\u6b3e\u91d1\u984d\u4e2d\uff0c\u6d88\u8cbb\u8005\u9700\u8981\u4ed4\u7d30\u63db\u7b97\u7e3d\u652f\u51fa\uff0c\u907f\u514d\u652f\u51fa\u8d85\u51fa\u9810\u671f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u903e\u671f\u9084\u6b3e\u7684\u98a8\u96aa\"><span class=\"ez-toc-section\" id=\"%E9%80%BE%E6%9C%9F%E9%82%84%E6%AC%BE%E7%9A%84%E9%A2%A8%E9%9A%AA\"><\/span>\u903e\u671f\u9084\u6b3e\u7684\u98a8\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u6700\u6838\u5fc3\u7684\u98a8\u96aa\u5728\u65bc\u300c\u9072\u7e73\u300d\u5e36\u4f86\u7684\u9055\u7d04\u91d1\u8207\u6eef\u7d0d\u91d1\uff0c\u96d6\u7136\u7533\u8acb\u6642\u4e0d\u770b\u50b3\u7d71\u806f\u5fb5\u7d00\u9304\uff0c\u4f46\u4e00\u65e6\u903e\u671f\u7e73\u6b3e\uff0c\u5e73\u53f0\u6536\u53d6\u7684\u8cbb\u7528\u7387\u901a\u5e38\u6703\u5f88\u9ad8\uff0c\u9019\u4e9b\u6eef\u7d0d\u91d1\u7684\u8a08\u7b97\u65b9\u5f0f\u591a\u63a1\u6708\u4ed8\u6216\u56fa\u5b9a\u6bd4\u4f8b\uff0c\u63db\u7b97\u6210\u5e74\u5316\u5229\u7387\u5f8c\uff0c\u5f80\u5f80\u6703\u8d85\u904e\u6cd5\u5f8b\u898f\u5b9a\u7684\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u7387\u4e0a\u9650 15%\uff0c\u751a\u81f3\u6bd4\u4e00\u822c\u4fe1\u7528\u8cb8\u6b3e\u7684\u5229\u7387\u9084\u8981\u9ad8\u51fa\u8a31\u591a\uff0c\u5728\u4f7f\u7528\u524d\uff0c\u52d9\u5fc5\u8a73\u8b80\u689d\u6b3e\u4e2d\u7684\u9055\u7d04\u7f70\u5247\uff0c\u78ba\u4fdd\u80fd\u5728\u671f\u9650\u5167\u5b8c\u6210\u652f\u4ed8\uff0c\u4ee5\u514d\u539f\u672c\u7684\u6d88\u8cbb\u4fbf\u5229\u6f14\u8b8a\u6210\u6c89\u91cd\u7684\u8ca1\u52d9\u8ca0\u64d4\u3002<\/p>\n\n\n\n<table id=\"tablepress-301\" class=\"tablepress tablepress-id-301 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"4\" class=\"column-1\"><span style=\"color:white;\">\u5c0f\u984d\u501f\u6b3e\u627e JUJI \u62db\u8ca1\u9ebb\u5409<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"4\" class=\"column-1\"><a href=\"https:\/\/roo.cash\/goto\/secured\/blog-tbprs-list-juji-mobile_main\" target=\"_blank\" rel=\"noopener noreferrer\"><div style=\"display:inline-block;\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/02\/13152233\/AD_PL_2601_09_JUJI%E9%81%8E%E5%B9%B4%E7%B4%A0%E6%9D%90_1200x628.png\" alt=\"JUJI\" width=\"560\" height=\"294\" style=\"height:auto;\" \/><\/a><\/div><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"text-align:center;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u53ef\u7533\u8acb\u91d1\u984d<\/span><\/div><\/td><td colspan=\"2\" class=\"column-3\"><div style=\"text-align:left;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-style:normal;text-decoration:none\">\u2022 \u624b\u6a5f\u8cb8\u6b3e\u6700\u9ad8 NT$ 5 \u842c<br>\u2022 \u6a5f\u8eca\u8cb8\u6b3e\u6700\u9ad8 NT$ 10 \u842c<\/span><\/div><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"text-align:center;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u5e74  \u5229  \u7387<\/span><\/div><\/td><td colspan=\"2\" class=\"column-3\"><div style=\"text-align:left;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-style:normal;text-decoration:none\">8%~16%<\/span><\/div><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"text-align:center;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u624b  \u7e8c  \u8cbb<\/span><\/div><\/td><td colspan=\"2\" class=\"column-3\"><div style=\"text-align:left;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-style:normal;text-decoration:none\">NT$ 300 \u8d77<\/span><\/div><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"text-align:center;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u6700\u9ad8\u5206\u671f\u6578<\/span><\/div><\/td><td colspan=\"2\" class=\"column-3\"><div style=\"text-align:left;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-style:normal;text-decoration:none\">\u2022 \u624b\u6a5f\u8cb8\u6b3e\u6700\u9ad8 24 \u671f<br>\u2022 \u6a5f\u8eca\u8cb8\u6b3e\u6700\u9ad8 36 \u671f<\/span><\/div><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"text-align:center;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u65b9\u6848\u7279\u8272<\/span><\/div><\/td><td colspan=\"2\" class=\"column-3\"><div style=\"text-align:left;margin: 0 auto ;display:inline-block;width:100%\"><span style=\"font-style:normal;text-decoration:none\">\u2022 \u514d\u51fa\u9580\uff1a\u7dda\u4e0a\u586b\u5beb\u8cc7\u6599\u3001\u5c08\u4eba\u670d\u52d9<br>\u2022 \u5148\u8a66\u7b97\uff1a\u8a66\u7b97\u5b8c\u6eff\u610f\u518d\u8fa6\u7406<br>\u2022 \u6700\u5feb 30 \u5206\u9418\uff1a\u5f9e\u8a66\u7b97\u5230\u64a5\u6b3e\uff0c\u6700\u5feb30\u5206\u9418\u5b8c\u6210<\/span><\/div><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><\/td><td colspan=\"2\" class=\"column-2\"><div style=\"display:inline-block;margin: auto;\"><a href=\"https:\/\/roo.cash\/goto\/4a4Mgh\" class=\"roo-button\">\u5b98\u7db2\u8a66\u7b97<\/a><\/div><\/td><td class=\"column-4\"><div style=\"display:inline-block;margin: auto;\"><a href=\"https:\/\/roo.cash\/goto\/2lSYyu\" class=\"roo-button\">\u7acb\u5373\u7533\u8acb<\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bnpl-\u600e\u9ebc\u7528\"><span class=\"ez-toc-section\" id=\"BNPL_%E6%80%8E%E9%BA%BC%E7%94%A8%EF%BC%9F\"><\/span><strong>BNPL \u600e\u9ebc\u7528\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8981\u4f7f\u7528 BNPL \u670d\u52d9\uff0c\u5c31\u5f97\u5148\u81f3\u5c0d\u61c9\u7684\u7b2c\u4e09\u65b9\u696d\u8005\u9032\u884c\u8a3b\u518a\uff0c\u800c BNPL \u8a3b\u518a\u7a0b\u5e8f\u591a\u534a\u7c21\u4fbf\u3001\u5feb\u901f\uff0c\u570b\u5916 BNPL \u696d\u8005\u751a\u81f3\u50c5\u8981\u6c42\u7533\u8acb\u8005\u63d0\u4f9b\u624b\u6a5f\u865f\u78bc\uff0c\u5c31\u80fd\u5b8c\u6210\u8a3b\u518a\uff01\u5b8c\u6210\u8a3b\u518a\u5f8c\uff0cBNPL \u696d\u8005\u6703\u900f\u904e\u81ea\u5bb6\u7684\u300c\u984d\u5ea6\u8a08\u7b97\u300d\u65b9\u5f0f\uff0c\u4f86\u6c7a\u5b9a\u6bcf\u4e00\u4f4d\u4f7f\u7528\u8005\u6709\u591a\u5c11\u984d\u5ea6\u53ef\u4ee5\u4f7f\u7528\uff01<\/p>\n\n\n\n<p>\u7576\u6d88\u8cbb\u8005\u8cfc\u8cb7\u5546\u54c1\u4e26\u4f7f\u7528 BNPL \u670d\u52d9\u6642\uff0cBNPL \u696d\u8005\u6703\u5411\u5546\u5bb6\u6536\u53d6\u670d\u52d9\u8cbb\uff0c\u6bcf\u7b46\u4ea4\u6613\u624b\u7e8c\u8cbb\u7d04\u62bd 4%\uff5e9.5% \u4e0d\u7b49\uff0c\u800c\u4ed6\u5011\u6703\u5148\u5c07\u5546\u54c1\u6b3e\u9805\u588a\u4ed8\u7d66\u5546\u5bb6\uff0c\u6d88\u8cbb\u8005\u5247\u662f\u62ff\u5230\u5546\u54c1\u5f8c\uff0c\u518d\u65bc\u671f\u9593\u5167\u5411\u696d\u8005\u511f\u9084\u8a72\u7b46\u588a\u4ed8\u6b3e\uff0c\u76f4\u81f3\u9084\u6e05\u5373\u53ef\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u5546\u5bb6\u4f86\u8aaa\uff0c\u80fd\u652f\u63f4 BNPL \u5247\u4ee3\u8868\u80fd\u63a5\u89f8\u7684\u5ba2\u7fa4\u66f4\u5ee3\uff0c\u800c\u66f4\u5ee3\u7684\u5ba2\u7fa4\u5247\u4ee3\u8868\u6703\u6709\u66f4\u591a\u7372\u5229\u7684\u6a5f\u6703\uff01\u56e0\u70ba BNPL \u7684\u6027\u8cea\uff0c\u4f7f\u5f97\u5546\u5bb6\u53ef\u4ee5\u5728\u6d88\u8cbb\u8005\u8cfc\u7269\u7684\u77ac\u9593\u7372\u5f97\u6536\u5165\uff0c\u5018\u82e5\u6d88\u8cbb\u8005\u4e0d\u9084\u6b3e\uff0c\u4e5f\u662f\u5f97\u7531 BNPL \u696d\u8005\u4f86\u50ac\u6b3e\uff0c\u8207\u5546\u5bb6\u7121\u95dc\u3002<\/p>\n\n\n\n<p>\u800c\u5c0d\u65bc BNPL \u696d\u8005\u4f86\u8aaa\uff0c\u5247\u53ef\u4ee5\u900f\u904e\u4e0b\u5217\u65b9\u5f0f\u7372\u5229\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u53d6\u6d88\u8cbb\u8005\u903e\u671f\u7e73\u6b3e\u7684\u6eef\u7d0d\u91d1<\/li>\n\n\n\n<li>\u8207\u96fb\u5546\u54c1\u724c\u5354\u8b70\u7684\u62bd\u6210\u8cbb\u7528<\/li>\n<\/ul>\n\n\n\n<p>\u5176\u4e2d\u5927\u5bb6\u6700\u9700\u8981\u6ce8\u610f\u7684\u4fbf\u662f\u903e\u671f\u7e73\u6b3e\u7684\u300c\u6eef\u7d0d\u91d1\u300d\uff0c\u76ee\u524d\u5728\u53f0 BNPL \u696d\u8005\u7684\u6eef\u7d0d\u91d1\u63a1\u7528\u5faa\u74b0\u5229\u7387\u7684\u65b9\u5f0f\u8a08\u7b97\uff0c\u5229\u7387\u70ba 16%\uff0c\u6bd4\u9280\u884c\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u7387\u6574\u6574\u591a\u4e86 1%\uff01\u6240\u4ee5<a href=\"https:\/\/roo.cash\"><\/a><a href=\"https:\/\/roo.cash\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5efa\u8b70\u5927\u5bb6\u5728\u4f7f\u7528 BNPL \u8cfc\u7269\u6642\uff0c\u5343\u842c\u4e0d\u8981\u5fd8\u8a18\u9084\u6b3e\uff0c\u4e0d\u7136\u53ef\u662f\u6703\u88ab\u591a\u6536\u8a31\u591a\u8cbb\u7528\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bnpl-\u7684\u597d\u8655\"><span class=\"ez-toc-section\" id=\"BNPL_%E7%9A%84%E5%A5%BD%E8%99%95\"><\/span>BNPL \u7684\u597d\u8655<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BNPL \u4e4b\u6240\u4ee5\u80fd\u5728\u77ed\u6642\u9593\u5167\u8fc5\u901f\u666e\u53ca\uff0c\u4e3b\u8981\u6b78\u529f\u65bc\u5176\u5c0d\u50b3\u7d71\u91d1\u878d\u670d\u52d9\u7f3a\u53e3\u7684\u88dc\u8db3\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u9580\u6abb\u4f4e-\u7121\u5361\u53cb\u5584\"><span class=\"ez-toc-section\" id=\"1_%E9%96%80%E6%AA%BB%E4%BD%8E%EF%BC%8C%E7%84%A1%E5%8D%A1%E5%8F%8B%E5%96%84\"><\/span>1. \u9580\u6abb\u4f4e\uff0c\u7121\u5361\u53cb\u5584<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u6700\u660e\u986f\u7684\u512a\u9ede\u662f\u4e0d\u5fc5\u7d81\u5b9a\u4fe1\u7528\u5361\u6216\u9280\u884c\u5e33\u6236\uff0c\u5c0d\u65bc\u5b78\u751f\u3001\u81ea\u7531\u5de5\u4f5c\u8005\u6216\u793e\u6703\u65b0\u9bae\u4eba\u7b49\u300c\u4fe1\u7528\u5c0f\u767d\u300d\u4f86\u8aaa\uff0c\u7533\u8acb\u6d41\u7a0b\u901a\u5e38\u6bd4\u4fe1\u7528\u5361\u7c21\u4fbf\u8a31\u591a\uff0c\u53ea\u9700\u8eab\u5206\u8a8d\u8b49\u5373\u53ef\u5feb\u901f\u7372\u5f97\u6d88\u8cbb\u984d\u5ea6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E8%B3%87%E9%87%91%E8%AA%BF%E5%BA%A6%E9%9D%88%E6%B4%BB\"><\/span>2. \u8cc7\u91d1\u8abf\u5ea6\u9748\u6d3b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u591a\u6578\u5e73\u53f0\u63d0\u4f9b 3 \u671f\u5167\u7684\u96f6\u5229\u7387\u5206\u671f\uff0c\u9019\u8b93\u6d88\u8cbb\u8005\u5728\u9762\u5c0d\u9810\u671f\u5916\u7684\u8f03\u5927\u7b46\u958b\u652f\u6642\uff08\u5982\u5bb6\u96fb\u58de\u6389\u3001\u8cfc\u8cb7\u7b46\u96fb\u7b49\uff09\uff0c\u80fd\u5c07\u652f\u51fa\u5e73\u6524\u81f3\u672a\u4f86\u6578\u6708\uff0c\u4e14\u4e0d\u9700\u652f\u4ed8\u984d\u5916\u7684\u5229\u606f\u6210\u672c\uff0c\u5177\u5099\u826f\u597d\u7684\u8cc7\u91d1\u7de9\u885d\u6548\u679c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u5ef6\u5f8c\u4ed8\u6b3e\"><span class=\"ez-toc-section\" id=\"3_%E5%BB%B6%E5%BE%8C%E4%BB%98%E6%AC%BE\"><\/span>3. \u5ef6\u5f8c\u4ed8\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u76f8\u8f03\u65bc\u73fe\u91d1\u652f\u4ed8\u7684\u300c\u7acb\u5373\u640d\u5931\u611f\u300d\uff0cBNPL \u8b93\u6d88\u8cbb\u8005\u53ef\u4ee5\u5148\u6536\u5230\u5546\u54c1\u3001\u78ba\u8a8d\u54c1\u8cea\u5f8c\u518d\u4ed8\u6b3e\uff0cBNPL \u5148\u4eab\u53d7\u5f8c\u4ed8\u6b3e\u7684\u7279\u6027\uff0c\u5f88\u5927\u7a0b\u5ea6\u4e0a\u63d0\u5347\u4e86\u7db2\u8def\u8cfc\u7269\u7684\u9ad4\u9a57\u8207\u5b89\u5fc3\u611f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bnpl-\u7684\u7f3a\u9ede\"><span class=\"ez-toc-section\" id=\"BNPL_%E7%9A%84%E7%BC%BA%E9%BB%9E\"><\/span>BNPL \u7684\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5118\u7ba1\u4fbf\u5229\uff0c\u4f46 BNPL \u4e5f\u6709\u8a31\u591a\u91d1\u878d\u7d50\u69cb\u4e0a\u7684\u554f\u984c\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u9000\u8ca8\u8655\u7406\u904e\u65bc\u7e41\u7463\"><span class=\"ez-toc-section\" id=\"1_%E9%80%80%E8%B2%A8%E8%99%95%E7%90%86%E9%81%8E%E6%96%BC%E7%B9%81%E7%91%A3\"><\/span>1. \u9000\u8ca8\u8655\u7406\u904e\u65bc\u7e41\u7463<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728 BNPL \u7684\u4ea4\u6613\u67b6\u69cb\u4e2d\uff0c\u7531\u65bc\u6d89\u53ca\u6d88\u8cbb\u8005\u3001\u5546\u5bb6\u8207\u878d\u8cc7\u696d\u8005\u4e09\u65b9\u5354\u8b70\uff0c\u4e00\u65e6\u767c\u751f\u9000\u8ca8\u9700\u6c42\uff0c\u6d41\u7a0b\u5c07\u8b8a\u5f97\u7570\u5e38\u7e41\u7463\uff0c\u50b3\u7d71\u4fe1\u7528\u5361\u50c5\u9700\u5546\u5bb6\u5237\u9000\u5373\u53ef\uff0c\u4f46 BNPL \u4f7f\u7528\u8005\u5f80\u5f80\u5fc5\u9808\u5148\u5411\u5546\u5bb6\u7533\u8acb\u9000\u8ca8\uff0c\u7b49\u5f85\u5546\u5bb6\u901a\u77e5\u878d\u8cc7\u696d\u8005\u64a4\u92b7\u50b5\u6b0a\uff0c\u9019\u6bb5\u6e9d\u901a\u5f80\u8fd4\u7684\u6642\u9593\u5dee\u7d93\u5e38\u5c0e\u81f4\u4f7f\u7528\u8005\u5728\u5546\u54c1\u9000\u56de\u5f8c\u4ecd\u6536\u5230\u7e73\u6b3e\u63d0\u9192\uff0c\u66f4\u56b4\u91cd\u7684\u72c0\u6cc1\u662f\uff0c\u82e5\u9000\u8ca8\u6d41\u7a0b\u8de8\u8d8a\u7d50\u5e33\u9031\u671f\uff0c\u4f7f\u7528\u8005\u751a\u81f3\u5f97\u5148\u884c\u588a\u4ed8\u8a72\u7b46\u6b3e\u9805\u4ee5\u907f\u514d\u7522\u751f\u9055\u7d04\u91d1\uff0c\u5f85\u4e0b\u500b\u6708\u624d\u6536\u5230\u9000\u6b3e\uff0c\u4e14\u90e8\u5206\u5206\u671f\u624b\u7e8c\u8cbb\u5728\u5408\u7d04\u4e2d\u53ef\u80fd\u88ab\u5217\u70ba\u4e0d\u9000\u9084\u9805\u76ee\uff0c\u589e\u52a0\u4e86\u6d88\u8cbb\u8005\u7684\u96b1\u5f62\u6210\u672c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u7f3a\u4e4f\u4fe1\u7528\u5361\u7684\u5404\u9805\u6b0a\u76ca\"><span class=\"ez-toc-section\" id=\"2_%E7%BC%BA%E4%B9%8F%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%9A%84%E5%90%84%E9%A0%85%E6%AC%8A%E7%9B%8A\"><\/span>2. \u7f3a\u4e4f\u4fe1\u7528\u5361\u7684\u5404\u9805\u6b0a\u76ca<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8207\u50b3\u7d71\u4fe1\u7528\u5361\u9ad4\u7cfb\u76f8\u6bd4\uff0cBNPL \u5e7e\u4e4e\u4e0d\u5177\u5099\u4efb\u4f55\u6d88\u8cbb\u4fdd\u969c\u7684\u9644\u52a0\u50f9\u503c\uff0c\u591a\u6578\u4fe1\u7528\u5361\u63d0\u4f9b\u7684\u8cfc\u7269\u4fdd\u969c\u96aa\u3001\u73ed\u6a5f\u5ef6\u8aa4\u96aa\u6216\u662f\u91dd\u5c0d\u9ad8\u50f9\u7522\u54c1\u7684\u5ef6\u9577\u4fdd\u56fa\uff0c\u5728 BNPL \u7684\u652f\u4ed8\u6a21\u5f0f\u4e0b\u5b8c\u5168\u4e0d\u5b58\u5728\uff0c\u7576\u6d88\u8cbb\u8005\u4f7f\u7528 BNPL \u8cfc\u8cb7\u96fb\u5b50\u7522\u54c1\u6216\u65c5\u904a\u884c\u7a0b\u6642\uff0c\u7b49\u540c\u65bc\u653e\u68c4\u4e86\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u7684\u610f\u5916\u98a8\u96aa\u5206\u64d4\uff0c\u6b64\u5916\uff0cBNPL \u7684\u9ede\u6578\u56de\u994b\u6a5f\u5236\u901a\u5e38\u4fb7\u9650\u5728\u7279\u5b9a\u751f\u614b\u5708\u5167\uff0c\u96e3\u4ee5\u50cf\u4fe1\u7528\u5361\u9ede\u6578\u90a3\u6a23\u9032\u884c\u8de8\u884c\u696d\u8f49\u5e33\u3001\u514c\u63db\u822a\u7a7a\u54e9\u7a0b\u6216\u6298\u62b5\u591a\u6a23\u5316\u7684\u6d88\u8cbb\u5e33\u55ae\uff0c\u9577\u671f\u4e0b\u4f86\u6703\u964d\u4f4e\u6d88\u8cbb\u7684\u5be6\u8cea\u908a\u969b\u6548\u76ca\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u901a\u8def\u8986\u84cb\u5ea6\u788e\u7247\u5316\"><span class=\"ez-toc-section\" id=\"3_%E9%80%9A%E8%B7%AF%E8%A6%86%E8%93%8B%E5%BA%A6%E7%A2%8E%E7%89%87%E5%8C%96\"><\/span>3. \u901a\u8def\u8986\u84cb\u5ea6\u788e\u7247\u5316<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u696d\u8005\u76ee\u524d\u5927\u591a\u8655\u65bc\u5c01\u9589\u5f0f\u7684\u7af6\u722d\u74b0\u5883\uff0c\u5404\u5e73\u53f0\u4e4b\u9593\u7684\u901a\u8def\u4e26\u4e0d\u4e92\u901a\uff0c\u9020\u6210\u4f7f\u7528\u8005\u5728\u8cfc\u7269\u6642\u5fc5\u9808\u70ba\u4e86\u7279\u5b9a\u7684\u6298\u6263\u6216\u5206\u671f\u512a\u60e0\uff0c\u88ab\u8feb\u4e0b\u8f09\u4e26\u8a3b\u518a\u591a\u500b\u4e0d\u540c\u7684\u652f\u4ed8 App\uff0c\u4f8b\u5982\u5728\u7279\u5b9a\u96fb\u5546\u8cfc\u7269\u5fc5\u9808\u4f7f\u7528\u5c08\u5c6c\u7684 BNPL \u5de5\u5177\uff0c\u63db\u5230\u53e6\u4e00\u5bb6\u5be6\u9ad4\u901a\u8def\u6642\u53c8\u9700\u5207\u63db\u8edf\u9ad4\uff0c\u9019\u985e\u300c\u652f\u4ed8\u5b64\u5cf6\u300d\u73fe\u8c61\u4e0d\u50c5\u4f54\u7528\u624b\u6a5f\u7a7a\u9593\uff0c\u66f4\u5927\u5e45\u63d0\u5347\u4e86\u5e33\u52d9\u7ba1\u7406\u7684\u96e3\u5ea6\uff0c\u4f7f\u7528\u8005\u7121\u6cd5\u50cf\u4f7f\u7528 Visa \u6216 Mastercard \u90a3\u6a23\uff0c\u6191\u85c9\u55ae\u4e00\u5a92\u4ecb\u5728\u5168\u7403\u6216\u5168\u53f0\u591a\u6578\u9580\u5e02\u901a\u884c\u7121\u963b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-\u5e33\u52d9\u7ba1\u7406\u6210\u672c\u589e\u52a0\"><span class=\"ez-toc-section\" id=\"4_%E5%B8%B3%E5%8B%99%E7%AE%A1%E7%90%86%E6%88%90%E6%9C%AC%E5%A2%9E%E5%8A%A0\"><\/span>4. \u5e33\u52d9\u7ba1\u7406\u6210\u672c\u589e\u52a0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7531\u65bc\u5404\u5bb6 BNPL \u696d\u8005\u7684\u7e73\u6b3e\u671f\u9650\u8207\u7d50\u5e33\u9031\u671f\u5404\u4e0d\u76f8\u540c\uff0c\u4e14\u5927\u591a\u7121\u6cd5\u6574\u5408\u9032\u9280\u884c\u7684\u81ea\u52d5\u6263\u7e73\u7cfb\u7d71\uff0c\u4f7f\u7528\u8005\u5fc5\u9808\u983b\u7e41\u67e5\u95b1\u4e0d\u540c App \u4ee5\u78ba\u4fdd\u6c92\u6709\u6f0f\u6389\u4efb\u4f55\u4e00\u7b46\u6b3e\u9805\uff0c\u9019\u7a2e\u7834\u788e\u5316\u7684\u7e73\u6b3e\u65e5\u671f\u589e\u52a0\u4e86\u884c\u653f\u4e0a\u7684\u7ba1\u7406\u8ca0\u64d4\uff0c\u4e00\u65e6\u4f7f\u7528\u8005\u56e0\u516c\u52d9\u7e41\u5fd9\u6216\u758f\u5ffd\u800c\u932f\u904e\u67d0\u500b\u696d\u8005\u7684\u6700\u5f8c\u7e73\u6b3e\u65e5\uff0c\u96a8\u4e4b\u800c\u4f86\u7684\u88dc\u7e73\u624b\u7e8c\u8207\u5ba2\u670d\u6e9d\u901a\u6210\u672c\u6975\u9ad8\uff0c\u76f8\u8f03\u65bc\u4fe1\u7528\u5361\u53ef\u4ee5\u5c07\u591a\u7b46\u6d88\u8cbb\u6574\u5408\u5728\u540c\u4e00\u4efd\u6708\u7d50\u55ae\u4e2d\u4e26\u7531\u9280\u884c\u81ea\u52d5\u8f49\u5e33\uff0cBNPL \u5728\u65e5\u5e38\u4f7f\u7528\u7684\u4fbf\u5229\u6027\u8207\u5fc3\u7406\u8ca0\u64d4\u4e0a\uff0c\u5176\u5be6\u5b58\u5728\u8457\u4e0d\u5c0f\u7684\u843d\u5dee\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BNPL_%E5%92%8C%E7%84%A1%E5%8D%A1%E5%88%86%E6%9C%9F%E6%9C%89%E5%93%AA%E4%BA%9B%E5%B7%AE%E5%88%A5%EF%BC%9F\"><\/span><strong>BNPL \u548c\u7121\u5361\u5206\u671f\u6709\u54ea\u4e9b\u5dee\u5225\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-nmgu{background-color:#ffffff;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n.tg .tg-3wg6{background-color:#112858;border-color:#c0c0c0;color:#ffffff;font-size:20px;text-align:center;vertical-align:middle}\n.tg .tg-4ydh{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n<\/style>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 30%\">\n<col style=\"width: 40%\">\n<col style=\"width: 40%\">\n<\/colgroup>\n<thead>\n  <tr>\n    <th class=\"tg-3wg6\" colspan=\"3\"><span style=\"font-weight:400;font-style:normal;text-decoration:none\">BNPL v.s. \u7121\u5361\u5206\u671f<\/span><\/th>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5546\u54c1<\/span><\/td>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">BNPL<\/span><\/td>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7121\u5361\u5206\u671f<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u6982\u8981<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u591a\u6578\u4e0d\u6703\u984d\u5916\u6536\u53d6\u624b\u7e8c\u8cbb\u53ca\u5229\u606f<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u6bcf\u4e00\u671f\u90fd\u6703\u6709\u5c0d\u61c9\u7684\u5229\u606f\u8981\u7e73\u4ea4<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5206\u671f\u4e4b\u671f\u6578<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">3 \u671f\u70ba\u591a<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4e0d\u4e00\u5b9a\uff0c\u53ef\u80fd\u6703\u5230 30 \u671f\u7684\u72c0\u6cc1\u4e5f\u6709<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4fe1\u7528\u7d00\u9304<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4e0d\u9700\u8981<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4e0d\u9700\u8981<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u76dc\u5237\u7591\u616e<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u76f8\u7576\u4f4e<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7121<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7533\u8fa6\u624b\u7e8c<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">1 \u5c0f\u6642\u5373\u53ef\u7533\u8fa6\u5b8c\u6210<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u624b\u7e8c\u7c21\u6f54\u3001\u8017\u6642\u5c11<\/span><\/td>\n    <td class=\"tg-nmgu\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5feb\u901f\u30011 \u5929\u53ef\u8fc5\u901f\u7533\u8fa6\u5b8c\u6210<\/span><\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p>\u76f8\u4fe1\u8a31\u591a\u670b\u53cb\u5728\u770b\u5b8c\u4e0a\u8ff0\u5167\u5bb9\u5f8c\uff0c\u4e0d\u514d\u6703\u89ba\u5f97 BNPL \u8207\u7121\u5361\u5206\u671f\u5f88\u76f8\u50cf\uff0c\u78ba\u5be6 BNPL \u8207\u7121\u5361\u5206\u671f\u7684\u4e3b\u8981\u5ba2\u7fa4\u90fd\u662f\u6c92\u6709\u4fe1\u7528\u5361\u7684\u6d88\u8cbb\u8005\uff0c\u5169\u8005\u7686\u662f\u6309\u7167\u7d04\u5b9a\u597d\u7684\u671f\u6578\u6309\u6642\u9084\u6b3e\u5373\u53ef\u3002\u4f46\u7121\u5361\u5206\u671f\u6bcf\u4e00\u671f\u90fd\u6703\u6709\u5c0d\u61c9\u7684\u5229\u606f\u8981\u7e73\u4ea4\uff0c\u4e14\u56e0\u70ba\u7121\u5361\u5206\u671f\u662f\u4e00\u7a2e\u7121\u64d4\u4fdd\u4fe1\u8cb8\uff0c\u56e0\u6b64\u5229\u7387\u666e\u904d\u8f03\u9ad8\u3002<\/p>\n\n\n\n<p>\u800c\u591a\u6578\u7684 BNPL \u696d\u8005\u5247\u4e0d\u6703\u984d\u5916\u6536\u53d6\u624b\u7e8c\u8cbb\u53ca\u5229\u606f\uff0c\u53cd\u800c\u662f\u900f\u904e\u6d88\u8cbb\u984d\u5ea6\u7684\u9650\u5236\u4f86\u6e1b\u5c11\u98a8\u96aa\uff0c\u4e26\u85c9\u7531\u8207\u901a\u8def\u5408\u4f5c\u62bd\u6210\u3001\u6536\u53d6\u6eef\u7d0d\u91d1\u8cbb\u7528\u4f86\u7372\u5229\u3002\u9019\u4fbf\u662f BNPL \u8207\u7121\u5361\u5206\u671f\u7684\u6700\u5927\u5dee\u5225\u3002<\/p>\n\n\n\n<p>\u82e5\u662f\u60f3\u4e86\u89e3\u66f4\u591a\u7121\u5361\u5206\u671f\u8cc7\u8a0a\u53ef\u4ee5\u53c3\u8003\u4ee5\u4e0b\u7684\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-roo-cash wp-block-embed-roo-cash\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Hk8P0kUa9W\"><a href=\"https:\/\/roo.cash\/blog\/loan-installment-payment-without-using-credit-cards\/\">\u7121\u5361\u5206\u671f\u662f\u4ec0\u9ebc\uff1f5 \u5206\u9418\u6559\u4f60\u5982\u4f55\u5206\u8fa8\u4e26\u9078\u64c7\u5408\u6cd5\u3001\u5b89\u5168\u7684\u7121\u5361\u5206\u671f\u7ba1\u9053\uff01<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u7121\u5361\u5206\u671f\u662f\u4ec0\u9ebc\uff1f5 \u5206\u9418\u6559\u4f60\u5982\u4f55\u5206\u8fa8\u4e26\u9078\u64c7\u5408\u6cd5\u3001\u5b89\u5168\u7684\u7121\u5361\u5206\u671f\u7ba1\u9053\uff01 &#8212; \u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash\" src=\"https:\/\/roo.cash\/blog\/loan-installment-payment-without-using-credit-cards\/embed\/#?secret=cEn1p4RHiC#?secret=Hk8P0kUa9W\" data-secret=\"Hk8P0kUa9W\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bnpl-\u8207\u4fe1\u7528\u5361\u5206\u671f\u7684\u5dee\u7570\"><span class=\"ez-toc-section\" id=\"BNPL_%E8%88%87%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%88%86%E6%9C%9F%E7%9A%84%E5%B7%AE%E7%95%B0\"><\/span><strong>BNPL \u8207\u4fe1\u7528\u5361\u5206\u671f\u7684\u5dee\u7570<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u4e86\u89e3\u5b8c BNPL \u662f\u4ec0\u9ebc\u4e4b\u5f8c\uff0c\u4e5f\u8a31\u6709\u4e9b\u670b\u53cb\u6703\u597d\u5947 BNPL \u8207\u4fe1\u7528\u5361\u4e4b\u9593\u5230\u5e95\u6709\u54ea\u4e9b\u5dee\u7570\u5462\uff1f\u5225\u64d4\u5fc3\uff01<a href=\"https:\/\/roo.cash\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u9019\u5c31\u7528\u8868\u683c\u4f86\u8b93\u4f60\u8f15\u9b06\u4e86\u89e3\u5b83\u5011\u4e4b\u9593\u7684\u5dee\u5225\uff0c\u4e5f\u8b93\u4f60\u8f15\u9b06\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u5206\u671f\u65b9\u5f0f\u5594\uff01<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-ve35{background-color:#ffffff;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n.tg .tg-3wg6{background-color:#112858;border-color:#c0c0c0;color:#ffffff;font-size:20px;text-align:center;vertical-align:middle}\n.tg .tg-4ydh{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n<\/style>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 25%\">\n<col style=\"width: 25%\">\n<col style=\"width: 50%\">\n<\/colgroup>\n<thead>\n  <tr>\n    <th class=\"tg-3wg6\" colspan=\"3\"><span style=\"font-weight:400;font-style:normal;text-decoration:none\">BNPL v.s. \u4fe1\u7528\u5361\u5206\u671f<\/span><\/th>\n  <\/tr>\n<\/thead>\n    <th class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5206\u671f\u65b9\u5f0f<\/span><\/th>\n    <th class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">BNPL<\/span><\/th>\n    <th class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4fe1\u7528\u5361<\/span><\/th>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5206\u671f\u4e4b\u671f\u6578<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">3 \u671f\u70ba\u591a<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5206\u5225\u6709 3\u30016\u30019 \u671f\u7b49\u671f\u6578\u4f9b\u6d88\u8cbb\u8005\u9078\u64c7<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4fe1\u7528\u7d00\u9304<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4e0d\u9700\u8981<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u9700\u8981<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u76dc\u5237\u7591\u616e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u76f8\u7576\u4f4e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8f03\u9ad8<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7533\u8fa6\u624b\u7e8c<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">1 \u5c0f\u6642\u5373\u53ef\u7533\u8fa6\u5b8c\u6210<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u624b\u7e8c\u7c21\u6f54\u3001\u8017\u6642\u5c11<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u9280\u884c\u6838\u767c\u5361\u7247\u7d04\u8017\u6642 5 \u500b\u5de5\u4f5c\u5929<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u624b\u7e8c\u7e41\u96dc\u3001\u8017\u6642\u9577<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5411\u5e97\u5bb6\u6536\u53d6\u624b\u7e8c\u8cbb\u4e4b\u6bd4\u7387<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">5%<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">2%<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u6eef\u7d0d\u91d1<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">16%<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5faa\u74b0\u5229\u7387\u81ea 6% ~ 12% \u4e0d\u7b49\uff0c<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4e00\u822c\u8996\u500b\u4eba\u5229\u7387\u800c\u5b9a<\/span><\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5728\u5206\u671f\u4e4b\u671f\u6578\u65b9\u9762\uff0cBNPL \u4e00\u822c\u53ea\u80fd\u62c6\u6210\u4e09\u671f\u4f86\u7e73\u7d0d\u6b3e\u9805\uff0c\u7136\u800c\u6d88\u8cbb\u5b8c\u767c\u73fe\u81ea\u5df1\u7684\u6b3e\u9805\u9084\u662f\u7e73\u4e0d\u51fa\u4f86\uff0c\u4e5f\u53ef\u4ee5\u63a1\u7528\u5e33\u55ae\u5206\u671f\u7684\u624b\u7e8c\u4f86\u8b93\u6b3e\u9805\u66f4\u7d30\u5206\uff0c\u65b9\u4fbf\u6d88\u8cbb\u8005\u4ee5\u91d1\u984d\u8f03\u5c0f\u7684\u6b3e\u9805\u9032\u884c\u591a\u671f\u7e73\u7d0d\u3002\u800c\u5982\u679c\u5728\u5e33\u55ae\u5206\u671f\u904e\u5f8c\u9084\u662f\u9072\u9072\u7121\u6cd5\u7e73\u7d0d\u6b3e\u9805\uff0c\u5247\u6703\u88ab\u8655\u4ee5\u6eef\u7d0d\u91d1\u7684\u6b3e\u9805\u3002\u570b\u5167 BNPL \u7684\u6eef\u7d0d\u91d1\u591a\u70ba 16%\uff0c\u6bd4\u4f8b\u5176\u5be6\u4e5f\u76f8\u7576\u9ad8\uff0c\u56e0\u6b64<strong>\u6d88\u8cbb\u8005\u7d55\u5c0d\u8981\u5be9\u8996\u81ea\u5df1\u7684\u7d93\u6fdf\u80fd\u529b\u904e\u5f8c\u518d\u884c\u6d88\u8cbb<\/strong>\uff01<\/p>\n\n\n\n<p>\u800c BNPL \u7684\u7533\u8fa6\u4e5f\u8f03\u4fe1\u7528\u5361\u65b9\u4fbf\u8a31\u591a\uff01\u50c5\u9700\u8981\u4e0a\u7db2\u586b\u5beb\u8207\u767b\u8a18\u8cc7\u6599\uff0c\u5728\u6578\u5206\u9418\u4e4b\u5167\u5c31\u53ef\u4ee5\u5b8c\u6210\u8a3b\u518a\uff1b\u76f8\u6bd4\u7533\u8fa6\u4fe1\u7528\u5361\u9700\u8981\u64b0\u5beb\u57fa\u672c\u8cc7\u6599\u3001\u5be9\u6838\u8cc7\u683c\u3001\u5bc4\u767c\u5361\u7247\u7b49\u7e41\u7463\u4e14\u8017\u6642\u7684\u6d41\u7a0b\uff0c\u5c31\u4e0d\u96e3\u77ad\u89e3\u70ba\u4f55\u73fe\u5728\u6642\u4e0b\u5e74\u8f15\u4eba\u5e38\u5e38\u9078\u64c7 BNPL \u4f5c\u70ba\u4ed6\u5011\u7684\u652f\u4ed8\u65b9\u5f0f\u5566\uff01<\/p>\n\n\n\n<p>\u96d6\u7136\u53ef\u4ee5\u770b\u898b BNPL \u7684\u652f\u4ed8\u65b9\u5f0f\u6703\u5411\u5e97\u5bb6\u6536\u53d6\u8f03\u9ad8\u7684\u624b\u7e8c\u8cbb\uff0c\u7136\u800c\u5728\u570b\u5167\u4ecd\u6709\u5f88\u5927\u4e00\u90e8\u5206\u7684\u6210\u5e74\u4eba\u662f\u6c92\u6709\u4fe1\u7528\u5361\u7684\uff0c\u56e0\u6b64\u5546\u6a5f\u5341\u5206\u9f90\u5927\uff0c\u5728\u624b\u7e8c\u8cbb\u5408\u7406\u4e14\u5546\u54c1\u4ecd\u7136\u53ef\u4ee5\u7372\u5229\u7684\u524d\u63d0\u4e4b\u4e0b\uff0c\u5546\u5bb6\u7576\u7136\u6a02\u610f\u63d0\u4f9b BNPL \u7684\u652f\u4ed8\u65b9\u5f0f\u7d66\u9019\u6a23\u9f90\u5927\u7684\u6f5b\u5728\u5ba2\u7fa4\uff0c\uff0c\u4f46 BNPL \u7684\u7f3a\u9ede\u4e00\u65e6\u8207\u4fe1\u7528\u5361\u5c0d\u6bd4\u4e5f\u4e0d\u96e3\u770b\u51fa\uff0c\u4fe1\u7528\u5361\u96d6\u7136\u6709\u6700\u521d\u7684\u7533\u8fa6\u4e0a\u7684\u56f0\u96e3\uff0c\u4f46\u4f5c\u70ba\u91d1\u878d\u5546\u54c1\u7684\u6574\u9ad4\u53cb\u5584\u5ea6\u9084\u662f\u6703\u6bd4 BNPL \u597d\uff0c\u5728\u4f7f\u7528\u5169\u7a2e\u5de5\u5177\u6642\u9084\u662f\u8981\u5148\u518d\u4e09\u601d\u8003\u81ea\u5df1\u76ee\u524d\u7684\u60c5\u6cc1\u9069\u5408\u54ea\u7a2e\u65b9\u5f0f\u5594\uff01<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-398m{background-color:#efefef;border-color:#c0c0c0;color:#000000;font-weight:bold;text-align:left;vertical-align:middle}\n.tg .tg-otbx{background-color:#112858;border-color:#c0c0c0;color:#FFF;font-size:20px;font-weight:bold;text-align:center;\n  vertical-align:top}\n.tg .tg-nc7u{background-color:#ffffff;border-color:#c0c0c0;color:#000000;text-align:left;vertical-align:middle}\n.tg .tg-uuq4{background-color:#efefef;border-color:#c0c0c0;color:#000000;font-size:14px;font-weight:bold;text-align:left;\n  vertical-align:middle}\n<\/style>\n<table class=\"tg\" style=\"undefined;table-layout: fixed; width: 949px\"><colgroup>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 20%\">\n<col style=\"width: 40%\">\n<col style=\"width: 40%\">\n<\/colgroup>\n<thead>\n  <tr>\n    <th class=\"tg-otbx\" colspan=\"3\">BNPL vs. \u4fe1\u7528\u5361<\/th>\n  <\/tr><\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-uuq4\">\u6bd4\u8f03\u9805\u76ee<\/td>\n    <td class=\"tg-398m\">BNPL (\u5148\u8cb7\u5f8c\u4ed8)<\/td>\n    <td class=\"tg-398m\">\u4fe1\u7528\u5361<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-uuq4\">\u9000\u8ca8\u8655\u7406<\/td>\n    <td class=\"tg-nc7u\">\u6d41\u7a0b\u8f03\u4e45\uff0c\u9700\u4e09\u65b9\u78ba\u8a8d<\/td>\n    <td class=\"tg-nc7u\">\u6d41\u7a0b\u6a19\u6e96\u5316\uff0c\u8f03\u5feb\u901f<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">\u9644\u52a0\u6b0a\u76ca<\/td>\n    <td class=\"tg-nc7u\">\u5e7e\u4e4e\u6c92\u6709\u4fdd\u96aa\u6216\u6a5f\u5834\u670d\u52d9<\/td>\n    <td class=\"tg-nc7u\">\u5305\u542b\u65c5\u5e73\u96aa\u3001\u9053\u8def\u6551\u63f4\u7b49<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">\u901a\u7528\u7a0b\u5ea6<\/td>\n    <td class=\"tg-nc7u\">\u9650\u65bc\u5408\u4f5c\u901a\u8def (\u5c01\u9589\u9ad4\u7cfb)<\/td>\n    <td class=\"tg-nc7u\">\u5168\u7403\u901a\u7528 (\u958b\u653e\u9ad4\u7cfb)<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">\u7ba1\u7406\u4fbf\u5229\u6027<\/td>\n    <td class=\"tg-nc7u\">\u9700\u7ba1\u7406\u591a\u500b App \u8207\u65e5\u671f<\/td>\n    <td class=\"tg-nc7u\">\u55ae\u4e00\u9280\u884c App \u7ba1\u7406\u591a\u7b46\u4ea4\u6613<\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<table id=\"tablepress-302\" class=\"tablepress tablepress-id-302 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\"><span style=\"color:white;\">\u5c0f\u984d\u8cb8\u6b3e\u63a8\u85a6\u4e00\u89bd\u8868<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/05150915\/AD_PL_2512_11_%E7%B4%A0%E6%9D%903_1200x628.png\" alt=\"JUJI\u5c0f\u984d\u8cb8\u6b3e\"width=\"600\" height=\"314\"><br><a href=\"https:\/\/roo.cash\/goto\/secured_blog-tbprs-list-juji-mobile\" target=\"_blank\" rel=\"noopener noreferrer\">JUJI \u62db\u8ca1\u9ebb\u5409<\/a><\/div><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\">\u5e74\u5229\u7387<br \/>\n8% \u8d77<\/div><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\">\u7121\u6bcf\u6708\u6700\u4f4e\u9084\u6b3e\u91d1\u984d<\/div><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\">\u8cb8\u6b3e\u671f\u9650<br \/>\n\u4f9d\u5404\u5c08\u6848\u689d\u4ef6\u800c\u5b9a<\/div><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\">\u624b\u7e8c\u8cbb NT$ 300 \u8d77<\/div><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\">\u7b26\u5408\u898f\u5b9a\u4e4b\u624b\u6a5f<br \/>\n\u7686\u53ef\u8fa6\u7406<\/div><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td colspan=\"2\" class=\"column-1\"><div style=\"display:inline-block;margin: auto;\"><strong><br \/>\n\u2728\u65b9\u6848\u7279\u8272\u2728<br \/>\n<\/strong><div style=\"text-align:left;margin: 0 auto ;display:inline-block\"><br \/>\n<span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u5047\u65e5\u4e5f\u5be9\u4ef6\uff0c\u6025\u7528\u9031\u8f49\u4e0d\u7528\u7b49\uff01<\/span><br><br \/>\n<span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u3010\u514d\u51fa\u9580\u3011<\/span><br>\u7dda\u4e0a\u586b\u5beb\u8cc7\u6599\u3001\u5c08\u4eba\u670d\u52d9<br><br><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u3010\u5148\u8a66\u7b97\u3011<\/span><br>\u8a66\u7b97\u5b8c\u6eff\u610f\u518d\u8fa6\u7406\uff01\u6536\u8cbb\u8d85\u900f\u660e\uff01<br><br><span style=\"font-weight:bold;font-style:normal;text-decoration:none\">\u3010\u6700\u5feb 30 \u5206\u9418\u3011<\/span><br>\u5f9e\u8a66\u7b97\u5230\u64a5\u6b3e\uff0c\u6700\u5feb30\u5206\u9418\u5b8c\u6210\u3002<br><\/span><br \/>\n<\/div><\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><div style=\"display:inline-block;margin: auto;\">\u624b\u6a5f\u8cb8\u6b3e\u984d\u5ea6<br \/>\n\u6700\u9ad8 5 \u842c<\/div><\/td><td class=\"column-2\"><div style=\"display:inline-block;margin: auto;\">\u6a5f\u8eca\u8cb8\u6b3e\u984d\u5ea6<br \/>\n\u6700\u9ad8 10 \u842c<\/div><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\"><div style=\"display:inline-block;margin: auto;\"><a href=\"https:\/\/roo.cash\/goto\/3271E1\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2021\/05\/25235554\/IMG_0226.jpg\" alt=\"\u8cb8\u9f20\u91d1\u878d\" width=\"100\" height=\"37\"><\/a><br \/>\n<\/div><\/td><td class=\"column-2\"><div style=\"display:inline-block;margin: auto;\"><a href=\"https:\/\/roo.cash\/goto\/mJlDf\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2021\/05\/25235554\/IMG_0226.jpg\" alt=\"\u8cb8\u9f20\u91d1\u878d\" width=\"100\" height=\"37\"><\/a><br \/>\n<\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8ab0\u9069\u5408-bnpl-\u5148\u8cb7\u5f8c\u4ed8\"><span class=\"ez-toc-section\" id=\"%E8%AA%B0%E9%81%A9%E5%90%88_BNPL_%E5%85%88%E8%B2%B7%E5%BE%8C%E4%BB%98%EF%BC%9F\"><\/span>\u8ab0\u9069\u5408 BNPL \u5148\u8cb7\u5f8c\u4ed8\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u76f8\u4fe1\u8a31\u591a\u670b\u53cb\u6700\u5927\u7684\u7591\u60d1\u4fbf\u662f\u300cBNPL\u300d\u9019\u4e00\u6d88\u8cbb\u6a21\u5f0f\uff0c\u9069\u5408\u6211\u55ce\uff1f<a href=\"https:\/\/roo.cash\"><\/a><a href=\"https:\/\/roo.cash\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u8a8d\u70ba\uff0cBNPL \u9019\u4e00\u6d88\u8cbb\u65b9\u5f0f\u96d6\u7136\u4e3b\u6253\u6c92\u6709\u4fe1\u7528\u5361\u7684\u65cf\u7fa4\uff0c\u4f46\u662f\u5927\u5bb6\u52d9\u5fc5\u8981\u6ce8\u610f\u81ea\u8eab\u9084\u6b3e\u80fd\u529b\u3001\u662f\u5426\u8d85\u51fa\u81ea\u8eab\u53ef\u8ca0\u64d4\u984d\u5ea6\uff0c\u4e5f\u5343\u842c\u4e0d\u8981\u903e\u671f\u9084\u6b3e\uff01\u6700\u91cd\u8981\u7684\u662f\u8981\u5be9\u8996\u81ea\u8eab\u7684\u6d88\u8cbb\u7fd2\u6163\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%B0%8F%E7%99%BD%E8%88%87%E7%A4%BE%E6%9C%83%E6%96%B0%E9%AE%AE%E4%BA%BA\"><\/span>\u4fe1\u7528\u5c0f\u767d\u8207\u793e\u6703\u65b0\u9bae\u4eba<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5c0d\u65bc\u525b\u9032\u5165\u8077\u5834\u3001\u5c1a\u672a\u7d2f\u7a4d\u8db3\u5920\u9280\u884c\u4fe1\u7528\u5f80\u4f86\u7d00\u9304\u7684\u793e\u6703\u65b0\u9bae\u4eba\uff0c\u6216\u662f\u56e0\u5404\u7a2e\u539f\u56e0\u7121\u6cd5\u7533\u8fa6\u4fe1\u7528\u5361\u7684\u300c\u4fe1\u7528\u5c0f\u767d\u300d\u800c\u8a00\uff0cBNPL \u662f\u4e00\u500b\u76f8\u5c0d\u53cb\u5584\u7684\u66ff\u4ee3\u65b9\u6848\uff0c\u7531\u65bc\u9019\u985e\u670d\u52d9\u901a\u5e38\u4e0d\u9700\u8981\u7e41\u7463\u7684\u8ca1\u529b\u8b49\u660e\u8207\u9577\u671f\u806f\u5fb5\u7d00\u9304\uff0c\u53ea\u8981\u64c1\u6709\u7a69\u5b9a\u7684\u8eab\u4efd\u8a8d\u8b49\u8207\u624b\u6a5f\u9580\u865f\u5373\u53ef\u7533\u8acb\uff0c\u5728\u9762\u5c0d\u5927\u984d\u5fc5\u9700\u54c1\u652f\u51fa\uff08\u5982\u5165\u8077\u6240\u9700\u7684\u7b46\u96fb\u6216\u4ea4\u901a\u5de5\u5177\u7dad\u4fee\uff09\u6642\uff0c\u80fd\u7372\u5f97\u521d\u6b65\u7684\u8ca1\u52d9\u8abf\u5ea6\u7a7a\u9593\uff0c\u800c\u4e0d\u5fc5\u5b8c\u5168\u53d7\u9650\u65bc\u624b\u4e2d\u7684\u73fe\u91d1\u91cf\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u7406\u8ca1\u65cf\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E6%97%8F\"><\/span>\u7406\u8ca1\u65cf<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u5176\u5be6\u975e\u5e38\u9069\u5408\u5c0d\u500b\u4eba\u9810\u7b97\u6709\u56b4\u683c\u898f\u5283\u7684\u7406\u8ca1\u65cf\u7fa4\uff0c\u901a\u5e38\u4e26\u975e\u56e0\u70ba\u9918\u984d\u4e0d\u8db3\u624d\u9078\u64c7\u5206\u671f\uff0c\u800c\u662f\u70ba\u4e86\u5be6\u8e10\u300c\u73fe\u91d1\u70ba\u738b\u300d\u7684\u7406\u8ca1\u7b56\u7565\uff0c\u900f\u904e BNPL \u63d0\u4f9b\u7684 3 \u671f\u96f6\u5229\u7387\u65b9\u6848\uff0c\u4ed6\u5011\u53ef\u4ee5\u5c07\u539f\u672c\u8981\u4e00\u6b21\u4ed8\u6e05\u7684\u8cc7\u91d1\u7559\u5728\u9280\u884c\u9818\u53d6\u6578\u4f4d\u5e33\u6236\u7684\u9ad8\u5229\u6d3b\u5b58\uff0c\u6216\u662f\u6295\u5165\u5176\u4ed6\u5177\u5099\u6d41\u52d5\u6027\u7684\u6295\u8cc7\u5de5\u5177\u4e2d\uff0c\u53ea\u8981\u80fd\u78ba\u4fdd\u6bcf\u500b\u6708\u7684\u9084\u6b3e\u8a08\u756b\u5982\u671f\u57f7\u884c\uff0cBNPL \u5c0d\u4ed6\u5011\u800c\u8a00\u5c31\u662f\u4e00\u7a2e\u7121\u6210\u672c\u7684\u77ed\u671f\u8cc7\u91d1\u878d\u901a\u5de5\u5177\uff0c\u80fd\u6709\u6548\u6975\u5927\u5316\u8cc7\u91d1\u7684\u4f7f\u7528\u6548\u7387\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u77ed\u671f-\u975e\u898f\u5f8b\u6027\u9ad8\u984d\u652f\u51fa\"><span class=\"ez-toc-section\" id=\"%E7%9F%AD%E6%9C%9F%E3%80%81%E9%9D%9E%E8%A6%8F%E5%BE%8B%E6%80%A7%E9%AB%98%E9%A1%8D%E6%94%AF%E5%87%BA\"><\/span>\u77ed\u671f\u3001\u975e\u898f\u5f8b\u6027\u9ad8\u984d\u652f\u51fa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7576\u751f\u6d3b\u4e2d\u51fa\u73fe\u9810\u671f\u5916\u7684\u8f03\u5927\u7b46\u958b\u92b7\uff0c\u4f46\u53c8\u4e0d\u5e0c\u671b\u56e0\u6b64\u52d5\u7528\u5230\u61c9\u6025\u9810\u5099\u91d1\u6216\u5132\u84c4\u96aa\u6642\uff0cBNPL \u63d0\u4f9b\u4e86\u7d55\u4f73\u7684\u7de9\u885d\uff0c\u4f8b\u5982\u5728\u767e\u8ca8\u9031\u5e74\u6176\u8cfc\u8cb7\u8010\u4e45\u8ca1\u5bb6\u5177\uff0c\u6216\u662f\u8d81\u96fb\u5546\u7279\u50f9\u6642\u6c70\u63db\u8001\u820a\u5bb6\u96fb\uff0c\u5c0d\u65bc\u90a3\u4e9b\u6536\u5165\u7a69\u5b9a\u4f46\u6bcf\u500b\u6708\u53ef\u652f\u914d\u9918\u984d\u56fa\u5b9a\u7684\u4eba\u4f86\u8aaa\uff0c\u900f\u904e BNPL \u5c07\u9019\u985e\u300c\u4e00\u6b21\u6027\u91cd\u64d4\u300d\u5e73\u6524\u81f3\u672a\u4f86\u4e09\u500b\u6708\uff0c\u53ef\u4ee5\u907f\u514d\u55ae\u6708\u751f\u6d3b\u54c1\u8cea\u7522\u751f\u5287\u70c8\u6ce2\u52d5\uff0c\u8b93\u8ca1\u52d9\u58d3\u529b\u66f2\u7dda\u66f4\u8da8\u65bc\u5e73\u7de9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u6578\u4f4d\u5316\u8207\u884c\u52d5\u652f\u4ed8\"><span class=\"ez-toc-section\" id=\"%E6%95%B8%E4%BD%8D%E5%8C%96%E8%88%87%E8%A1%8C%E5%8B%95%E6%94%AF%E4%BB%98\"><\/span>\u6578\u4f4d\u5316\u8207\u884c\u52d5\u652f\u4ed8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u91dd\u5c0d\u7fd2\u6163\u5728 PChome\u3001momo \u6216\u65e5\u8ca8\u4ee3\u8cfc\u5e73\u53f0\u8cfc\u7269\u7684\u6d88\u8cbb\u8005\uff0cBNPL \u63d0\u4f9b\u4e86\u66f4\u6d41\u66a2\u7684\u7d50\u5e33\u9ad4\u9a57\uff0c\u5c0d\u65bc\u4e0d\u5e0c\u671b\u5728\u7db2\u8def\u4e0a\u983b\u7e41\u8f38\u5165\u4fe1\u7528\u5361\u5361\u865f\u3001\u64d4\u5fc3\u500b\u8cc7\u5916\u6d29\u98a8\u96aa\uff0c\u6216\u662f\u5c45\u4f4f\u5730\u4e0d\u4fbf\u6536\u4ef6\u53d6\u8ca8\u4ed8\u6b3e\u7684\u4eba\u4f86\u8aaa\uff0cBNPL \u7684\u5148\u6536\u8ca8\u5f8c\u4ed8\u6b3e\u6a5f\u5236\u63d0\u4f9b\u4e86\u66f4\u9ad8\u7684\u5fc3\u7406\u5b89\u5fc3\u611f\uff0c\u7279\u5225\u662f\u5c0d\u65bc\u7d93\u5e38\u4f7f\u7528\u884c\u52d5\u652f\u4ed8\uff08\u5982 Pi \u62cd\u9322\u5305\uff09\u7684\u6578\u4f4d\u65cf\u7fa4\uff0cBNPL \u80fd\u7121\u7e2b\u6574\u5408\u9032\u73fe\u6709\u7684App\u751f\u614b\u5708\uff0c\u8b93\u6d88\u8cbb\u8207\u7e73\u6b3e\u90fd\u80fd\u5728\u624b\u6a5f\u4e0a\u5feb\u901f\u5b8c\u6210\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u53f0\u7063\u6709\u54ea\u4e9b-bnpl-\u696d\u8005\u8207\u4f7f\u7528\u901a\u8def\"><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3%E6%9C%89%E5%93%AA%E4%BA%9B_BNPL_%E6%A5%AD%E8%80%85%E8%88%87%E4%BD%BF%E7%94%A8%E9%80%9A%E8%B7%AF%EF%BC%9F\"><\/span><strong>\u53f0\u7063\u6709\u54ea\u4e9b BNPL \u696d\u8005\u8207\u4f7f\u7528\u901a\u8def\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BNPL_%E5%B9%B3%E5%8F%B0%E6%9C%89%E5%93%AA%E4%BA%9B\"><\/span>BNPL \u5e73\u53f0\u6709\u54ea\u4e9b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u7684\u7528\u9014\u5176\u5be6\u5df2\u7d93\u76f8\u7576\u5ee3\u6cdb\uff0c\u53ea\u8981\u662f\u570b\u5167\u8f03\u5927\u7684\u7dda\u4e0a\u8cfc\u7269\u5e73\u53f0\u90fd\u53ef\u4ee5\u627e\u5230 BNPL \u696d\u8005\u7684\u670d\u52d9\u3002\u800c\u570b\u5167\u7684 BNPL \u696d\u8005\u4e5f\u767c\u5c55\u51fa\u5404\u81ea\u5c08\u9577\u7684 BNPL \u696d\u52d9\u7bc4\u570d\u3002\u8209\u51e1\u570b\u5167\u6700\u5927\u7684 BNPL \u696d\u8005\u300czingala \u9280\u89d2\u96f6\u5361\u300d\u5728 momo \u8cfc\u7269\u7db2\u3001yahoo \u8cfc\u7269\u4e2d\u5fc3\uff0c\u751a\u81f3\u662f YAMAHA\u3001\u5c0f\u6797\u773c\u93e1\u3001\u7279\u529b\u5c4b\u7b49\u90fd\u53ef\u4ee5\u4f7f\u7528\u3002\u800c\u8fd1\u5e74\u4f86\u4e5f\u6709\u767e\u8ca8\u516c\u53f8\u8207 BNPL \u696d\u8005\u5408\u4f5c\u7684\u6848\u4f8b\uff0c\u5982 BeautyPay \u4fbf\u662f\u4ee5\u53f0\u4e2d\u7684\u4e2d\u53cb\u767e\u8ca8\u70ba\u4e3b\u7684 BNPL \u670d\u52d9\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60f3\u8981\u78ba\u8a8d\u6b32\u8cfc\u7269\u7684\u96fb\u5546\u5e73\u53f0\u662f\u5426\u6709\u63d0\u4f9b BNPL \u7684\u670d\u52d9\uff0c\u53ef\u4ee5\u53c3\u7167<a href=\"https:\/\/roo.cash\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5e6b\u5927\u5bb6\u6574\u7406\u7684\u8868\u683c\uff1a<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-398m{background-color:#efefef;border-color:#c0c0c0;color:#000000;font-weight:bold;text-align:left;vertical-align:middle}\n.tg .tg-otbx{background-color:#112858;border-color:#c0c0c0;color:#FFF;font-size:20px;font-weight:bold;text-align:center;\n  vertical-align:top}\n.tg .tg-nc7u{background-color:#ffffff;border-color:#c0c0c0;color:#000000;text-align:left;vertical-align:middle}\n.tg .tg-uuq4{background-color:#efefef;border-color:#c0c0c0;color:#000000;font-size:14px;font-weight:bold;text-align:left;\n  vertical-align:middle}\n<\/style>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 20%\">\n<col style=\"width: 40%\">\n<col style=\"width: 40%\">\n<\/colgroup>\n<thead>\n  <tr>\n    <th class=\"tg-otbx\" colspan=\"3\">\u570b\u5167\u4e3b\u8981 BNPL \u696d\u8005<\/th>\n  <\/tr><\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-uuq4\">\u696d\u8005\u540d\u7a31<\/td>\n    <td class=\"tg-398m\">\u670d\u52d9\u7279\u8272\u8207\u80cc\u666f<\/td>\n    <td class=\"tg-398m\">\u4e3b\u8981\u5408\u4f5c\u901a\u8def<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-uuq4\">zingala \u9280\u89d2\u96f6\u5361<\/td>\n    <td class=\"tg-nc7u\">\u4e2d\u79df\u63a7\u80a1\u63d0\u4f9b\uff0c\u70ba\u76ee\u524d\u5e02\u4f54\u7387\u6700\u9ad8\u3001\u5be6\u9ad4\u8207\u96fb\u5546\u901a\u8def\u6700\u5ee3\u6cdb\u7684\u670d\u52d9<\/td>\n    <td class=\"tg-nc7u\">momo \u8cfc\u7269\u7db2\u3001Yahoo \u8cfc\u7269\u4e2d\u5fc3\u3001\u6771\u68ee\u8cfc\u7269\u3001\u5730\u6a19\u7db2\u901a\u3001\u5c0f\u6797\u773c\u93e1\u3001YAMAHA\u3001\u7279\u529b\u5c4b\u7b49<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">AFTEE \u5148\u4eab\u5f8c\u4ed8<\/td>\n    <td class=\"tg-nc7u\">\u65e5\u5546\u80cc\u666f\uff0c\u8207\u65e5\u8ca8\u4ee3\u8cfc\u96fb\u5546\u6df1\u5ea6\u5408\u4f5c\uff0c\u4e3b\u6253\u54c8\u65e5\u65cf\u7fa4\u8207\u5c0f\u984d\u6d88\u8cbb<\/td>\n    <td class=\"tg-nc7u\">PChome\u3001\u6771\u68ee\u8cfc\u7269\u3001\u6a02\u6dd8 Letao\u3001\u6bd4\u6bd4\u6602\u3001DOKODEMO \u7b49<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">\u6162\u9ede\u4ed8<\/td>\n    <td class=\"tg-nc7u\">PChome \u65d7\u4e0b\u4e8c\u5341\u4e00\u4e16\u7d00\u6578\u4f4d\u79d1\u6280\u63d0\u4f9b\uff0c\u9808\u7d81\u5b9a Pi \u62cd\u9322\u5305\u4f7f\u7528\uff0c\u6307\u5b9a\u901a\u8def\u5177\u5099 P \u5e63\u56de\u994b\u512a\u52e2<\/td>\n    <td class=\"tg-nc7u\">PChome\u3001Pi \u62cd\u9322\u5305\u7dda\u4e0a\u53ca\u7dda\u4e0b\u5408\u4f5c\u901a\u8def<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">Fula \u4ed8\u5566<\/td>\n    <td class=\"tg-nc7u\">\u4e2d\u4fe1\u91d1\u63a7\u65d7\u4e0b\u4e2d\u4fe1\u8cc7\u878d\u63a8\u51fa\u7684\u652f\u4ed8\u5de5\u5177\uff0c\u6574\u5408\u91d1\u878d\u96c6\u5718\u8cc7\u6e90<\/td>\n    <td class=\"tg-nc7u\">\u71e6\u5764\u3001\u4e09\u661f\u3001Mi \u5c0f\u7c73\u3001\u6613\u904a\u7db2\u7b49<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">\u5927\u54e5\u4ed8\u4f60\u5206\u671f<\/td>\n    <td class=\"tg-nc7u\">\u53f0\u7063\u5927\u54e5\u5927\u63a8\u51fa\u7684\u672a\u4f86\u5546\u52d9\u670d\u52d9\uff0c\u6574\u5408\u96fb\u4fe1\u8207\u96fb\u5546\u751f\u614b\u5708<\/td>\n    <td class=\"tg-nc7u\">momo \u8cfc\u7269\u7db2\u300191APP \u5408\u4f5c\u54c1\u724c\u3001\u53f0\u7063\u5927\u54e5\u5927\u7db2\u8def\u9580\u5e02\u7b49<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">Fasney\uff08\u7f8e\u800c\u5feb\uff09<\/td>\n    <td class=\"tg-nc7u\">\u7f8e\u800c\u5feb\u96c6\u5718\u63d0\u4f9b\uff0c\u6df1\u8015\u5feb\u6642\u5c1a\u96fb\u5546\u9818\u57df\uff0c\u63d0\u4f9b\u7121\u5361\u5206\u671f\u8207\u5f8c\u652f\u4ed8\u670d\u52d9<\/td>\n    <td class=\"tg-nc7u\">Pazzo\u3001MEIER.Q\u3001Mercci22\u3001mouggan \u53ca\u96c6\u5718\u65d7\u4e0b\u5973\u88dd\u5e73\u53f0<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">BeautyPay<\/td>\n    <td class=\"tg-nc7u\">\u4e2d\u53cb\u767e\u8ca8\u8207\u738b\u9053\u9280\u884c\u5408\u4f5c\u958b\u767c\uff0c\u5c08\u6ce8\u65bc\u767e\u8ca8\u8207\u7f8e\u599d\u7522\u696d<\/td>\n    <td class=\"tg-nc7u\">\u4e2d\u53cb\u767e\u8ca8\u53ca\u7f8e\u5bb9\u76f8\u95dc\u5408\u4f5c\u5e97\u5bb6<\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-398m\">\u6a02\u5206\u671f<\/td>\n    <td class=\"tg-nc7u\">\u5c08\u6ce8\u65bc\u7d93\u71df\u81ea\u6709\u96fb\u5546\u5e73\u53f0\u7684\u7121\u5361\u5206\u671f\u670d\u52d9<\/td>\n    <td class=\"tg-nc7u\">\u6a02\u5206\u671f\u5b98\u65b9\u5546\u57ce<\/td>\n  <\/tr>\n<\/tbody><\/table>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BNPL_%E7%9A%84%E9%A2%A8%E9%9A%AA%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span><strong>BNPL \u7684\u98a8\u96aa\u6709\u54ea\u4e9b\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136 BNPL \u7684\u7533\u8fa6\u901f\u5ea6\u5341\u5206\u5feb\u901f\uff0c\u4f7f\u7528\u4e0a\u4e5f\u6709\u8a31\u591a\u901a\u8def\u63d0\u4f9b\u76f8\u95dc\u670d\u52d9\uff0c\u4e0d\u904e\u5982\u6b64\u4fbf\u5229\u7684\u670d\u52d9\u80cc\u5f8c\u4e00\u5b9a\u4e5f\u6703\u6709\u6240\u96b1\u6182\u3002\u73fe\u5728\u5c31\u8981\u5e36\u5927\u5bb6\u4f86\u770b\u770b\u5728\u4f7f\u7528 BNPL \u670d\u52d9\u7684\u540c\u6642\uff0c\u8981\u6ce8\u610f\u7684 3 \u4ef6\u6ce8\u610f\u4e8b\u9805\uff0c\u624d\u80fd\u505a\u5230\u7406\u6027\u6d88\u8cbb\u5594\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E6%B3%A8%E6%84%8F%E6%B6%88%E8%B2%BB%E9%87%91%E9%A1%8D\"><\/span>1. \u6ce8\u610f\u6d88\u8cbb\u91d1\u984d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u56e0\u70ba\u662f\u63a1\u7528\u5148\u8cb7\u5f8c\u4ed8\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u6d88\u8cbb\u8005\u5f80\u5f80\u6703\u5fd8\u8a18\u81ea\u5df1\u7e3d\u5171\u6d88\u8cbb\u4e86\u54ea\u4e9b\u5546\u54c1\uff0c\u6216\u662f\u5c0d\u65bc\u6d88\u8cbb\u7684\u5546\u54c1\u91d1\u984d\u7121\u611f\u800c\u7522\u751f\u8d85\u8d8a\u81ea\u5df1\u80fd\u529b\u7bc4\u570d\u4e4b\u5916\u7684\u6d88\u8cbb\u3002\u5982\u6b64\u4e00\u4f86\u4fbf\u5bb9\u6613\u5c0e\u81f4\u7121\u6cd5\u511f\u9084\u51fa\u6b3e\u9805\u7684\u554f\u984c\uff0c\u4e5f\u5c31\u9700\u8981\u652f\u4ed8\u9ad8\u984d\u7684\u6eef\u7d0d\u91d1\uff01\u56e0\u6b64\u5982\u679c\u662f\u4f7f\u7528 BNPL \u9032\u884c\u6d88\u8cbb\u7684\u670b\u53cb\u5011\uff0c\u52d9\u5fc5\u8981\u5c0d\u81ea\u5df1\u7684\u6bcf\u4e00\u9805\u6d88\u8cbb\u90fd\u5341\u5206\u6e05\u695a\uff0c\u624d\u4e0d\u6703\u9020\u6210\u56b4\u91cd\u5f8c\u679c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E6%B3%A8%E6%84%8F%E5%84%9F%E9%82%84%E8%83%BD%E5%8A%9B\"><\/span>2. \u6ce8\u610f\u511f\u9084\u80fd\u529b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BNPL \u8207\u4fe1\u7528\u5361\u7684\u652f\u4ed8\u65b9\u5f0f\u985e\u4f3c\uff0c\u4e5f\u90fd\u5341\u5206\u5728\u610f\u7528\u6236\u7684\u511f\u9084\u80fd\u529b\u3002BNPL \u7684\u7528\u6236\u591a\u534a\u662f\u6536\u5165\u4e0d\u7a69\u5b9a\u7684\u5b78\u751f\u8207\u81ea\u7531\u696d\u65cf\u7fa4\uff0c\u56e0\u6b64\u66f4\u8981\u6ce8\u610f\u81ea\u8eab\u511f\u9084\u80fd\u529b\uff0c\u5728\u8cfc\u7269\u524d\u5148\u5be9\u8996\u81ea\u5df1\u662f\u5426\u80fd\u6e96\u6642\u7e73\u4ea4\u4e09\u671f\u7684\u6b3e\u9805\uff0c\u624d\u80fd\u843d\u5be6\u8070\u660e\u6d88\u8cbb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E6%B3%A8%E6%84%8F%E9%80%BE%E6%9C%9F%E9%82%84%E6%AC%BE%E8%A6%8F%E7%AF%84\"><\/span>3. \u6ce8\u610f\u903e\u671f\u9084\u6b3e\u898f\u7bc4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u7121\u6cd5\u5728\u4e09\u671f\u4e4b\u5167\u6b78\u9084\u900f\u904e BNPL \u652f\u4ed8\u7684\u6b3e\u9805\uff0c\u5c31\u53ef\u80fd\u6703\u9762\u81e8\u903e\u671f\u9084\u6b3e\u7684\u898f\u7bc4\u3002\u96d6\u7136\u5927\u5bb6\u90fd\u4e0d\u5e0c\u671b\u843d\u5f97\u5982\u6b64\u4e0b\u5834\uff0c\u4f46\u662f\u5728\u7533\u8acb BNPL \u4e4b\u524d\u4ecd\u7136\u8981\u7279\u5225\u6ce8\u610f\u8a72\u696d\u8005\u7684\u903e\u671f\u9084\u6b3e\u898f\u7bc4\u662f\u5426\u5408\u7406\u3002\u570b\u5167 BNPL \u696d\u8005\u56e0\u61c9\u903e\u671f\u9084\u6b3e\u6240\u9700\u8981\u652f\u4ed8\u7684\u6eef\u7d0d\u91d1\u7d04\u70ba\u8ca8\u6b3e\u7684 16%\uff0c\u5982\u679c\u662f\u8d85\u904e\u9019\u6a23\u7684\u6bd4\u4f8b\uff0c\u6216\u751a\u81f3\u662f\u6709\u9644\u52a0\u689d\u6b3e\u7684\u8a71\uff0c\u6050\u6015\u5c31\u9700\u8981\u6d88\u8cbb\u8005\u591a\u52a0\u7559\u5fc3\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BNPL_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>BNPL \u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1663145371523\"><strong class=\"schema-faq-question\">Q1. BNPL \u5982\u4f55\u7533\u8fa6\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4ee5\u570b\u5167\u6700\u5927\u7684 BNPL \u696d\u8005\u300c\u4e2d\u79df\u96f6\u5361\u5206\u671f\u300d\u70ba\u4f8b\uff0c\u53ea\u8981\u4f60\u5e74\u6eff 20 \u6b72\uff0c\u5099\u59a5\u5b78\u751f\u8b49\u6216\u662f\u4e0a\u73ed\u6642\u4f7f\u7528\u7684\u8b58\u5225\u8b49\uff0c\u5c31\u53ef\u4ee5\u4e0b\u8f09\u4e2d\u79df\u96f6\u5361\u5206\u671f\u7684\u624b\u6a5f APP \u4f86\u9032\u884c\u4f7f\u7528\u5566\uff01\u5c31\u7b97\u4f60\u662f\u81ea\u7531\u696d\u5de5\u4f5c\u8005\u4e5f\u4e0d\u8981\u64d4\u5fc3\uff0c\u51fa\u793a\u5b58\u647a\u4e5f\u540c\u6a23\u53ef\u4ee5\u7533\u8fa6 BNPL \u7684\u670d\u52d9\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1663145382105\"><strong class=\"schema-faq-question\">Q2. BNPL \u5982\u4f55\u50ac\u7e73\u6b3e\u9805\uff1f<\/strong> <p class=\"schema-faq-answer\">\u7531\u65bc BNPL \u7684\u652f\u4ed8\u65b9\u5f0f\u5bb9\u6613\u5c0e\u81f4\u6d88\u8cbb\u8005\u885d\u52d5\u8cfc\u7269\uff0c\u4e00\u65e6\u767c\u751f\u8d85\u51fa\u81ea\u5df1\u511f\u9084\u80fd\u529b\u7684\u6d88\u8cbb\u5c31\u53ef\u80fd\u6703\u5ef6\u9072\u4ed8\u6b3e\uff0c\u5c0e\u81f4 BNPL \u696d\u8005\u9700\u8981\u50ac\u6b3e\u3002\u76ee\u524d\u570b\u5167\u696d\u8005\u591a\u534a\u4ee5\u96fb\u8a71\u9032\u884c\u50ac\u6b3e\uff0c\u9bae\u5c11\u6709\u4eba\u70ba\u76f4\u63a5\u4ecb\u7d39\u50ac\u6b3e\u7684\u72c0\u6cc1\u7522\u751f\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1663145397239\"><strong class=\"schema-faq-question\">Q3. BNPL \u7684\u8cb8\u6b3e\u4e0a\u9650\u662f\u591a\u5c11\uff1f<\/strong> <p class=\"schema-faq-answer\">\u6bcf\u4e00\u5bb6\u696d\u8005\u90fd\u6709\u5176\u8cb8\u6b3e\u7684\u4e0a\u9650\uff0c\u751a\u81f3\u4e5f\u53ef\u80fd\u56e0\u70ba\u500b\u4eba\u4fe1\u7528\u548c\u511f\u9084\u72c0\u6cc1\u4e0d\u540c\u6709\u6240\u8abf\u6574\u3002\u4ee5\u570b\u5167\u7684 BNPL \u696d\u8005\u300c\u6162\u9ede\u4ed8\u300d\u70ba\u4f8b\uff0c\u6bcf\u671f\u53ef\u8cb8\u6b3e\u984d\u5ea6\u7d04\u5728 NT$1,000 \u81f3 50,000 \u5143\u4e0d\u7b49\u3002<\/p> <\/div> <\/div>\n\n\n\n<p style=\"font-size:30px\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5cBNPL \u662f\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u7684\u82f1\u6587\u7e2e\u5beb\uff0c\u985e\u4f3c\u65bc\u4fe1\u7528\u5361\u6d88\u8cbb\u7684\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u670d\u52d9\u3002\u53f0\u7063\u6709\u63d0\u4f9b BNPL \u5148\u8cb7\u5f8c\u4ed8\u7684\u696d\u8005\u773e\u591a\uff0c\u4e5f\u6709\u8207\u8a31\u591a\u5e73\u53f0\u5408\u4f5c\uff0c\u4f8b\u5982 AFTEE\u3002\u4f46\u662f\u5728\u4f7f\u7528\u524d\uff0c\u9084\u662f\u8981\u5148\u4e00\u8d77\u4e86\u89e3 BNPL \u5148\u8cb7\u5f8c\u4ed8\u5230\u5e95\u662f\u4ec0\u9ebc\u3001BNPL \u8207\u7121\u5361\u5206\u671f\u4ee5\u53ca\u4fe1\u7528\u5361\u7684\u5dee\u5225\u3001BNPL \u5148\u8cb7\u5f8c\u4ed8\u6709\u54ea\u4e9b\u901a\u8def\u53ef\u4ee5\u4f7f\u7528\u3002\u53e6\u5916\uff0c\u5982\u679c\u77ed\u671f\u5167\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u53ef\u4ee5\u53c3\u8003\u5c0f\u984d\u8cb8\u6b3e\u3001\u624b\u6a5f\u8cb8\u6b3e\u8cc7\u8a0a\uff0c\u4f86\u6e1b\u8f15\u81ea\u5df1\u7684\u8ca1\u52d9\u8ca0\u64d4\uff01<\/p>\n","protected":false},"author":7,"featured_media":83053,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"BNPL","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[1754,1549],"tags":[1918,1825,2012,2020],"class_list":["post-33536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-roo-loan","category-microloan-knowledge","tag-1918","tag-1825","tag-2012","tag-2020"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.3) - 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