{"id":60667,"date":"2025-09-30T16:45:49","date_gmt":"2025-09-30T08:45:49","guid":{"rendered":"https:\/\/roo.cash\/blog\/?p=60667"},"modified":"2025-09-30T16:50:27","modified_gmt":"2025-09-30T08:50:27","slug":"down-payment","status":"publish","type":"post","link":"https:\/\/roo.cash\/blog\/down-payment\/","title":{"rendered":"\u8cb7\u623f\u982d\u671f\u6b3e\u8981\u591a\u5c11\u624d\u5920\uff1f\u982d\u671f\u6b3e\u8a66\u7b97\u3001\u8cc7\u91d1\u4f86\u6e90\u4e00\u6b21\u770b\uff01"},"content":{"rendered":"\n<p><a href=\"https:\/\/roo.cash\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5c0e\u8b80\u2502\u8cb7\u623f\u4e4b\u524d\uff0c\u5927\u5bb6\u90fd\u5fc5\u9808\u5148\u6e96\u5099\u597d\u8cb7\u623f\u982d\u671f\u6b3e\uff0c\u4f46\u5177\u9ad4\u61c9\u8a72\u8981\u6e96\u5099\u591a\u5c11\u9322\u624d\u5920\u5462\uff1f\u5728\u7533\u8fa6<a href=\"https:\/\/roo.cash\/blog\/mortgage-apply-step\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u623f\u5c4b\u8cb8\u6b3e<\/mark><\/a>\u4e4b\u524d\uff0c\u61c9\u8a72\u5148\u5c0d\u8cb7\u623f\u982d\u671f\u6b3e\u6709\u591a\u5c11\u4e86\u89e3\u624d\u6bd4\u8f03\u597d\uff1f\u888b\u9f20\u91d1\u878d\u5728\u672c\u7bc7\u6587\u7ae0\u6574\u7406\u4e86\u8cb7\u623f\u982d\u671f\u6b3e\u7684\u76f8\u95dc\u8cc7\u8a0a\uff0c\u5305\u542b\u8cb7\u623f\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\u3001\u8cb7\u623f\u982d\u671f\u6b3e\u4e0d\u5920\u600e\u9ebc\u8fa6\u3001\u8cb7\u623f\u982d\u671f\u6b3e\u8a66\u7b97\u4ee5\u53ca\u8cb7\u623f\u982d\u671f\u6b3e\u7684\u5e38\u898b\u554f\u984c\uff0c\u53e6\u5916\u9084\u6709<a href=\"https:\/\/roo.cash\/blog\/mortgage-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u623f\u8cb8\u5229\u7387<\/mark><\/a>\u3001<a href=\"https:\/\/roo.cash\/mortgage\/recommendation?&amp;ts=1710668790755\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u623f\u8cb8\u63a8\u85a6<\/mark><\/a>\u3001<a href=\"https:\/\/roo.cash\/blog\/how-to-calculate-mortgage-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u623f\u8cb8\u5229\u7387\u8a66\u7b97<\/mark><\/a>\u7b49\u6587\u7ae0\u63d0\u4f9b\u7d66\u5927\u5bb6\u53c3\u8003\uff0c\u8b93\u5927\u5bb6\u5728\u8cb7\u623f\u524d\u80fd\u5920\u505a\u8db3\u6e96\u5099\uff0c\u907f\u514d\u8ca1\u52d9\u58d3\u529b\u904e\u5927\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/roo.cash\/blog\/down-payment\/#%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A6%81%E6%BA%96%E5%82%99%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\" >\u8cb7\u623f\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/roo.cash\/blog\/down-payment\/#%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE_6_%E7%A8%AE%E8%B3%87%E9%87%91%E4%BE%86%E6%BA%90\" >\u8cb7\u623f\u982d\u671f\u6b3e 6 \u7a2e\u8cc7\u91d1\u4f86\u6e90<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/roo.cash\/blog\/down-payment\/#%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A9%A6%E7%AE%97\" >\u8cb7\u623f\u982d\u671f\u6b3e\u8a66\u7b97<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/roo.cash\/blog\/down-payment\/#%E8%A2%8B%E9%BC%A0%E9%87%91%E8%9E%8D%E6%88%BF%E8%B2%B8%E6%9C%88%E4%BB%98%E9%87%91%E8%A9%A6%E7%AE%97\" >\u888b\u9f20\u91d1\u878d\u623f\u8cb8\u6708\u4ed8\u91d1\u8a66\u7b97<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/roo.cash\/blog\/down-payment\/#%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" >\u8cb7\u623f\u982d\u671f\u6b3e\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u8cb7\u623f\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A6%81%E6%BA%96%E5%82%99%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\"><\/span>\u8cb7\u623f\u982d\u671f\u6b3e\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7121\u8ad6\u662f\u5426\u8cb7\u904e\u623f\u5b50\uff0c\u76f8\u4fe1\u5927\u5bb6\u90fd\u77e5\u9053\u5728\u8cb7\u623f\u524d\u90fd\u9700\u8981\u4e00\u7b46\u9322\u4f5c\u70ba\u5148\u652f\u4ed8\u7684\u7b2c\u4e00\u7b46\u8cbb\u7528\uff0c\u800c\u9019\u7b46\u8cbb\u7528\u53c8\u88ab\u7a31\u70ba\u300c\u982d\u671f\u6b3e\u300d\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u982d\u671f\u6b3e\u7d04\u5360\u623f\u5c4b\u7e3d\u50f9\u7684 30%<\/p>\n<\/blockquote>\n\n\n\n<p>\u4f8b\u5982\u4e00\u9593\u50f9\u503c NT$ 2,300 \u842c\u7684\u623f\u5b50\uff0c\u5176\u982d\u671f\u6b3e\u7d04\u70ba NT$ 2,300 \u842c\uff0a30%\uff1dNT$ 690 \u842c\u3002\u4e0d\u904e\uff0c\u982d\u671f\u6b3e\u5176\u5be6\u4e5f\u53ef\u4ee5\u6839\u64da\u5927\u5bb6\u8cb7\u623f\u6642\uff0c\u60f3\u8981\u8cb8\u591a\u5c11\u7684\u623f\u8cb8\u4f86\u505a\u8abf\u6574\uff0c\u5047\u8a2d\u4eca\u5929\u8cb7\u623f\u60f3\u8981\u8cb8\u6b3e 8 \u6210\uff0c\u90a3\u9ebc\u982d\u671f\u6b3e\u5c31\u53ea\u9700\u6e96\u5099 2\uff5e3 \u6210\u7684\u8cbb\u7528\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8cb7\u623f\u982d\u671f\u6b3e-6-\u7a2e\u8cc7\u91d1\u4f86\u6e90\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE_6_%E7%A8%AE%E8%B3%87%E9%87%91%E4%BE%86%E6%BA%90\"><\/span>\u8cb7\u623f\u982d\u671f\u6b3e 6 \u7a2e\u8cc7\u91d1\u4f86\u6e90<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8a31\u591a\u4eba\u5728\u8cb7\u623f\u6642\uff0c\u90fd\u6703\u76f4\u63a5\u806f\u60f3\u5230\u623f\u5c4b\u8cb8\u6b3e\uff0c\u6216\u662f\u60f3\u76f4\u63a5\u900f\u904e\u8cb8\u6b3e\u4f86\u88dc\u8db3\u8cc7\u91d1\u7f3a\u53e3\uff0c\u9664\u4e86\u4e00\u822c\u5e38\u898b\u7684\u623f\u5c4b\u8cb8\u6b3e\u5916\uff0c\u888b\u9f20\u91d1\u878d\u5c07\u5e38\u898b\u7684 6 \u7a2e\u982d\u671f\u6b3e\u8cc7\u91d1\u4f86\u6e90\uff0c\u4f9d\u7167\u984d\u5ea6\u3001\u5229\u7387\u3001\u671f\u9650\u53ca\u512a\u7f3a\u9ede\u6574\u7406\u6210\u8868\u683c\uff0c\u63d0\u4f9b\u7d66\u5927\u5bb6\u53c3\u8003\uff01<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-ve35{border-color:#c0c0c0;text-align:left;vertical-align:middle}\n.tg .tg-cko6{background-color:#112858;border-color:#c0c0c0;color:#ffffff;font-size:20px;text-align:center;vertical-align:top}\n.tg .tg-u4qj{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:top}\n.tg .tg-4ydh{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n<\/style>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 15%\">\n<col style=\"width: 35%\">\n<col style=\"width: 25%\">\n<col style=\"width: 25%\">\n<\/colgroup>\n<thead>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"4\"><span style=\"font-weight:400;font-style:normal;text-decoration:none\">\u8cb7\u623f\u982d\u671f\u6b3e\u8cc7\u91d1\u4f86\u6e90<\/span><\/th>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u7a2e\u985e<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u984d\u5ea6<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u5229\u7387<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u9084\u6b3e\u671f\u9650<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4fe1\u7528\u8cb8\u6b3e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6700\u9ad8 NT$ 800 \u842c<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">1.95% \u8d77<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6700\u9577 7 \u5e74<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u88dd\u6f62\u8cb8\u6b3e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u623f\u5c4b\u9451\u50f9 10%<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">1.92% \u8d77<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6700\u9577 20 \u5e74<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u623f\u5c4b\u8f49\u8cb8<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4f9d\u7167\u9280\u884c\u7684\u623f\u5c4b\u9451\u50f9\u800c\u5b9a<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">2%\uff5e2.5%<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6700\u9577 30 \u5e74<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u73fe\u6709\u623f\u5c4b\u589e\u8cb8<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4ee5\u539f\u6709\u623f\u5730\u7522\u50f9\u503c\u8207\u9280\u884c\u8cb8\u6b3e\u6210\u6578\u898f\u5b9a\u6838\u5b9a<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">2.06% \u8d77<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6700\u9577 20 \u5e74<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4e8c\u80ce\u623f\u8cb8<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u5c07\u540c\u4e00\u9593\u623f\u5b50\u5411\u5176\u4ed6\u9280\u884c\u7533\u8acb\u7b2c\u4e8c\u6b21\u623f\u8cb8<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u25cf \u9280\u884c\u984d\u5ea6\u6700\u9ad8 NT$ 350 \u842c<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u25cf \u878d\u8cc7\u984d\u5ea6\u6700\u9ad8 NT$ 500 \u842c<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u25cf \u9280\u884c 4%\uff5e11%<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u25cf \u878d\u8cc7 7%\uff5e14%<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u25cf \u9280\u884c\u6700\u9577 20 \u5e74<\/span><br><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u25cf \u878d\u8cc7\u6700\u9577 10 \u5e74<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4fdd\u55ae\u501f\u6b3e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u4fdd\u55ae\u50f9\u503c\u6e96\u5099\u91d1\u7684 6\uff5e8 \u6210<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">2.7%\uff5e9% \u5de6\u53f3<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u9808\u6309\u6642\u9084\u6b3e\uff0c\u5426\u5247\u5c07\u7121\u4fdd\u55ae\u6b0a\u76ca<\/span><\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8cb7\u623f\u982d\u671f\u6b3e\u8a66\u7b97\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE%E8%A9%A6%E7%AE%97\"><\/span>\u8cb7\u623f\u982d\u671f\u6b3e\u8a66\u7b97<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u4f60\u672c\u8eab\u8cb7\u623f\u7684\u982d\u671f\u6b3e\u9084\u4e0d\u8db3\u5920\uff0c\u60f3\u8981\u5c0b\u627e\u8cb8\u6b3e\u4f86\u88dc\u8db3\u8cc7\u91d1\u7f3a\u53e3\uff0c\u5efa\u8b70\u5927\u5bb6\u5148\u8a66\u7b97\u81ea\u5df1\u61c9\u8a72\u6e96\u5099\u591a\u5c11\u982d\u671f\u6b3e\uff0c\u4ee5\u53ca\u6574\u9ad4\u623f\u50f9\u5927\u6982\u6709\u591a\u5c11\u662f\u53ef\u4ee5\u900f\u904e\u8cb8\u6b3e\u4f86\u5354\u52a9\u7684\uff0c\u70ba\u65b9\u4fbf\u5927\u5bb6\u78ba\u8a8d\u81ea\u8eab\u7684\u8cb7\u623f\u982d\u671f\u6b3e\u60c5\u6cc1\uff0c\u888b\u9f20\u91d1\u878d\u5728\u5e95\u4e0b\u70ba\u5927\u5bb6\u8aaa\u660e\u8cb7\u623f\u982d\u671f\u6b3e\u8a72\u5982\u4f55\u8a66\u7b97\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u888b\u9f20\u91d1\u878d\u623f\u8cb8\u6708\u4ed8\u91d1\u8a66\u7b97\"><span class=\"ez-toc-section\" id=\"%E8%A2%8B%E9%BC%A0%E9%87%91%E8%9E%8D%E6%88%BF%E8%B2%B8%E6%9C%88%E4%BB%98%E9%87%91%E8%A9%A6%E7%AE%97\"><\/span>\u888b\u9f20\u91d1\u878d\u623f\u8cb8\u6708\u4ed8\u91d1\u8a66\u7b97<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5047\u8a2d\u4eca\u5929\u4f60\u76ee\u524d\u81ea\u5099\u6b3e\u6709 NT$ 150 \u842c\uff0c\u4f46\u4f60\u770b\u4e2d\u4e00\u9593 NT$ 2,000 \u842c\u7684\u623f\u5b50\uff0c\u9810\u8a08\u53ef\u8cb8\u6b3e 8 \u6210\uff0c\u4f46\u4e0d\u78ba\u5b9a\u8cb8\u6b3e\u671f\u9593\u3001\u5bec\u9650\u671f\u6700\u591a\u6709\u591a\u9577\uff0c\u53ef\u4ee5\u5148\u53c3\u8003<a href=\"https:\/\/roo.cash\/mortgage\/recommendation?&amp;ts=1710668790755\">\u623f\u8cb8\u63a8\u85a6<\/a>\u7684\u8cc7\u8a0a\uff0c\u78ba\u8a8d\u4f60\u6709\u5f80\u4f86\u7684\u9280\u884c\u7684\u623f\u8cb8\u65b9\u6848\u8cc7\u8a0a\uff0c\u4e26\u5c07\u8cc7\u8a0a\u900f\u904e<a href=\"https:\/\/roo.cash\/calculator\/mortgage-monthly-payment\">\u888b\u9f20\u91d1\u878d\u623f\u8cb8\u6708\u4ed8\u91d1\u8a66\u7b97<\/a>\u4f86\u8a08\u7b97\u4f60\u7684\u8cb7\u5c4b\u982d\u671f\u6b3e\uff0c\u4e26\u5354\u52a9\u64ec\u898f\u5283\u623f\u8cb8\u7684\u9084\u6b3e\u8a08\u756b\uff01<\/p>\n\n\n\n<div style=\"text-align:center; margin:20px 0;\">\n  <a class=\"roo-cta-btn\" href=\"https:\/\/roo.cash\/calculator\/mortgage-monthly-payment?utm_source=blog&#038;utm_medium=cta_button&#038;utm_campaign=mortgage_subsidy\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u524d\u5f80\u888b\u9f20\u91d1\u878d\u623f\u8cb8\u8a08\u7b97\u5668\">\n    \u7acb\u5373\u8a66\u7b97\u623f\u8cb8\uff08\u888b\u9f20\u91d1\u878d\uff09\n  <\/a>\n<\/div>\n\n<style>\n.roo-cta-btn,\n.roo-cta-btn:link,\n.roo-cta-btn:visited {\n  display: inline-block;\n  padding: 14px 24px;\n  border-radius: 10px;\n  font-weight: 700;\n  font-size: 1.1rem;\n  text-decoration: none;\n  line-height: 1;\n  background: rgb(23, 37, 85);  \/* \u6df1\u85cd\u5e95 *\/\n  color: #fff !important;       \/* \u5f37\u5236\u767d\u5b57 *\/\n  box-shadow: 0 4px 10px rgba(0,0,0,.12);\n  transition: all 0.25s ease;\n}\n\n.roo-cta-btn:hover,\n.roo-cta-btn:active {\n  background: rgb(33, 53, 115); \/* hover \u6642\u8b8a\u6dfa\u4e00\u9ede\u7684\u85cd *\/\n  color: #fff !important;       \/* \u4fdd\u6301\u767d\u5b57 *\/\n  transform: translateY(-2px);\n  box-shadow: 0 6px 14px rgba(0,0,0,.18);\n}\n<\/style>\n\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u6b65\u9a5f\u4e00-\u8f38\u5165\u8cb8\u6b3e\u91d1\u984d-\u671f\u9593-\u5bec\u9650\u671f-\u5229\u7387\u53ca\u624b\u7e8c\u8cbb\">\u6b65\u9a5f\u4e00\uff1a\u8f38\u5165\u8cb8\u6b3e\u91d1\u984d\u3001\u671f\u9593\u3001\u5bec\u9650\u671f\u3001\u5229\u7387\u53ca\u624b\u7e8c\u8cbb<\/h4>\n\n\n\n<p>\u8f38\u5165\u65b9\u6848\u8cc7\u8a0a\u5f8c\uff0c\u5373\u53ef\u958b\u59cb\u8a66\u7b97\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"916\" height=\"904\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-34.png\" alt=\"\" class=\"wp-image-60696\" srcset=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-34.png 916w, https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-34-300x296.png 300w, https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-34-768x758.png 768w, https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-34-405x400.png 405w\" sizes=\"(max-width: 916px) 100vw, 916px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u6b65\u9a5f\u4e8c-\u78ba\u8a8d\u8a66\u7b97\u7d50\u679c\">\u6b65\u9a5f\u4e8c\uff1a\u78ba\u8a8d\u8a66\u7b97\u7d50\u679c<\/h4>\n\n\n\n<p>\u78ba\u8a8d\u623f\u8cb8\u6708\u4ed8\u91d1\u8a66\u7b97\u7d50\u679c\u5f8c\uff0c\u888b\u9f20\u91d1\u878d\u4e5f\u6709\u63d0\u4f9b\u5b8c\u6574\u7684\u672c\u606f\u6524\u9084\u8868\u7d66\u5927\u5bb6\u53c3\u8003\uff0c\u82e5\u60f3\u78ba\u8a8d\u66f4\u8a73\u7d30\u7684\u8868\u683c\u8cc7\u8a0a\uff0c\u8acb\u52d9\u5fc5\u7533\u8fa6\u888b\u9f20\u91d1\u878d\u6703\u54e1\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"934\" height=\"898\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-44.png\" alt=\"\" class=\"wp-image-60697\" srcset=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-44.png 934w, https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-44-300x288.png 300w, https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-44-768x738.png 768w, https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005016\/image-44-416x400.png 416w\" sizes=\"(max-width: 934px) 100vw, 934px\" \/><\/figure>\n\n\n\n<table id=\"tablepress-503\" class=\"tablepress tablepress-id-503 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"3\" class=\"column-1\"><span style=\"color:#FFF\">\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\u63a8\u85a6<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">\u623f\u8cb8\u65b9\u6848<\/td><td class=\"column-2\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2020\/04\/25174259\/ctbc.png\" alt=\"\u4e2d\u570b\u4fe1\u8a17\u623f\u8cb8\u8f49\u589e\u8cb8\" width=\"110\" height=\"38\"><br><a href=\"https:\/\/roo.cash\/goto\/3yP5Wl\" target=\"_blank\" rel=\"noopener noreferrer\">\u4e2d\u570b\u4fe1\u8a17<br>\u623f\u8cb8\u8f49\u589e\u8cb8<\/a><\/td><td class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2020\/04\/25174259\/ctbc.png\" alt=\"\u4e2d\u570b\u4fe1\u8a17\u623f\u5c4b\u501f\u73fe\u91d1\/\u878d\u8cc7\u623f\u8cb8\" width=\"110\" height=\"38\"><br><a href=\"https:\/\/roo.cash\/goto\/3vOayW\">\u4e2d\u570b\u4fe1\u8a17<br>\u623f\u5c4b\u501f\u73fe\u91d1 \/ \u878d\u8cc7\u623f\u8cb8<\/a><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">\u7e3d\u8cbb\u7528<br \/>\n\u5e74\u767e\u5206\u7387<\/td><td class=\"column-2\"><font size=\"5\"><span style=\"font-weight:bold;color:#FE0000\">2.68% \u8d77<\/font><\/td><td class=\"column-3\"><font size=\"5\"><span style=\"font-weight:bold;color:#FE0000\">2.85% \u8d77<\/font><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">\u624b\u7e8c\u8cbb<\/td><td class=\"column-2\">NT$ 8,000<\/td><td class=\"column-3\">NT$ 8,000<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">\u5bec\u9650\u671f<\/td><td class=\"column-2\">\u6700\u9577 3 \u5e74<\/td><td class=\"column-3\">\u6700\u9577 3 \u5e74<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">\u8cb8\u6b3e\u6210\u6578<\/td><td class=\"column-2\">\u6700\u9ad8 85%<\/td><td class=\"column-3\">\u6700\u9ad8 85%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">\u5176\u4ed6<\/td><td class=\"column-2\"><span style=\"font-size:14px; color:#112858; font-weight:bold\">\u25cf \u8cb8\u6b3e\u5e74\u9650\uff1a<\/span><br \/>\n\u6700\u9577 30 \u5e74<br \/>\n\uff08\u975e\u8cfc\u5c4b\u76ee\u7684\u6700\u9577 20 \u5e74\uff09<br \/>\n<span style=\"font-size:14px; color:#112858; font-weight:bold\">\u25cf\u8cb8\u6b3e\u5e74\u5229\u7387\uff1a<\/span><br \/>\n\u524d\u5341\u4e8c\u671f2.185% (\u6a5f\u52d5\u8a08\u606f)<br \/>\n\u7b2c\u5341\u4e09\u671f\u8d77\u6a5f\u52d5\u5229\u73872.68%\u8d77<br \/>\n<\/td><td class=\"column-3\"><span style=\"font-size:14px; color:#112858; font-weight:bold\">\u25cf \u8cb8\u6b3e\u5e74\u9650\uff1a<\/span><br \/>\n\u6700\u9577 30 \u5e74<br \/>\n<br \/>\n<span style=\"font-size:14px; color:#112858; font-weight:bold\">\u25cf\u4f4e\u5229\u7387\uff1a<\/span><br \/>\n\u524d\u5341\u4e8c\u671f\u5e74\u5229\u7387 2.185%<br \/>\n\u7b2c\u5341\u4e09\u500b\u6708\u8d77\u6a5f\u52d5\u5229\u7387 2.88% \u8d77<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">\u6d3b\u52d5\u512a\u60e0\u671f\u9650<\/td><td class=\"column-2\">2025\/12\/31<\/td><td class=\"column-3\">2025\/12\/31<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><a href=\"https:\/\/roo.cash\/goto\/3yP5Wl\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2021\/05\/25235554\/IMG_0226.jpg\"alt=\"\u7acb\u5373\u7533\u8acb\" width=\"100\" height=\"38\"><\/td><td class=\"column-3\"><a href=\"https:\/\/roo.cash\/goto\/3vOayW\"target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2021\/05\/25235554\/IMG_0226.jpg\" alt=\"\u7acb\u5373\u7533\u8acb\" width=\"100\" height=\"38\"><\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td colspan=\"3\" class=\"column-1\"><font size=\"5\"><span style=\"font-weight:bold\"><a href=\"https:\/\/roo.cash\/mortgage\/recommendation\" target=\"_blank\" rel=\"noopener noreferrer\">\u5b8c\u6574\u6bd4\u8f03\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848<\/a><\/font><\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td colspan=\"3\" class=\"column-1\">\u88fd\u8868\u65e5\u671f\uff1a2024\/12\/31<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8cb7\u623f\u982d\u671f\u6b3e\u5e38\u898b\u554f\u984c\"><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%88%BF%E9%A0%AD%E6%9C%9F%E6%AC%BE%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u8cb7\u623f\u982d\u671f\u6b3e\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1710749245169\"><strong class=\"schema-faq-question\">Q1. \u8cb7\u623f\u982d\u671f\u6b3e\u6e96\u5099\u591a\u5c11\u6bd4\u8f03\u597d\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e00\u822c\u8cb7\u623f\u982d\u671f\u6b3e\u7684\u91d1\u984d\u6703\u843d\u5728\u623f\u5c4b\u50f9\u683c\u7684 30% \u5de6\u53f3\uff0c\u56e0\u6b64\u982d\u671f\u6b3e\u8a72\u6e96\u5099\u591a\u5c11\u9700\u8981\u6839\u64da\u500b\u4eba\u770b\u4e0a\u7684\u7269\u4ef6\u50f9\u683c\u800c\u5b9a\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1710749253233\"><strong class=\"schema-faq-question\">Q2. \u8cb7\u623f\u982d\u671f\u6b3e\u4e0d\u5920\u53ef\u4ee5\u8cb8\u6b3e\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5982\u679c\u982d\u671f\u6b3e\u4e0d\u5920\uff0c\u53ef\u4ee5\u900f\u904e\u4fe1\u8cb8\u3001\u88dd\u6f62\u8cb8\u6b3e\u3001\u623f\u5c4b\u589e\u8f49\u8cb8\u7b49\u65b9\u5f0f\u4f86\u586b\u88dc\u8cc7\u91d1\u7f3a\u53e3\uff0c\u53e6\u5916\u82e5\u662f\u982d\u671f\u6b3e\u4e0d\u5920\uff0c\u4e5f\u53ef\u8003\u616e\u5f80\u9810\u552e\u5c4b\u3001\u86cb\u767d\u5340\u6216\u76f8\u5c0d\u4e0d\u53d7\u6b61\u8fce\u7684\u7269\u4ef6\u7684\u65b9\u5411\u4f86\u5c0b\u627e\uff0c\u78ba\u8a8d\u662f\u5426\u6709\u81ea\u5df1\u80fd\u8ca0\u64d4\u982d\u671f\u6b3e\u7684\u7269\u4ef6\u3002<\/p> <\/div> <\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>\u60a8\u53ef\u80fd\u611f\u8208\u8da3\uff1a<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-roo-cash wp-block-embed-roo-cash\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"DBIahlX3if\"><a href=\"https:\/\/roo.cash\/blog\/mortgage-loan-interest\/\">2025 \u6700\u65b0\u623f\u8cb8\u5229\u7387\u5927\u516c\u958b\uff01\u623f\u8cb8\u5229\u7387\u6700\u4f4e\u591a\u5c11\uff1f\u6559\u4f60\u8a66\u7b97\u4e0d\u8e29\u96f7\uff01<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"2025 \u6700\u65b0\u623f\u8cb8\u5229\u7387\u5927\u516c\u958b\uff01\u623f\u8cb8\u5229\u7387\u6700\u4f4e\u591a\u5c11\uff1f\u6559\u4f60\u8a66\u7b97\u4e0d\u8e29\u96f7\uff01 &#8212; \u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash\" src=\"https:\/\/roo.cash\/blog\/mortgage-loan-interest\/embed\/#?secret=ZPJJyMSAbB#?secret=DBIahlX3if\" data-secret=\"DBIahlX3if\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" 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