{"id":60711,"date":"2024-03-18T20:00:00","date_gmt":"2024-03-18T12:00:00","guid":{"rendered":"https:\/\/roo.cash\/blog\/?p=60711"},"modified":"2026-03-23T13:54:42","modified_gmt":"2026-03-23T05:54:42","slug":"passive-investing-article","status":"publish","type":"post","link":"https:\/\/roo.cash\/blog\/passive-investing-article\/","title":{"rendered":"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2"},"content":{"rendered":"\n<p><a href=\"https:\/\/roo.cash\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#14a571\" class=\"has-inline-color\">\u888b\u9f20\u91d1\u878d<\/mark><\/a>\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5<a href=\"https:\/\/roo.cash\/blog\/stock-etf-invest\/\" target=\"_blank\" rel=\"noreferrer noopener\"> <mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">ETF \u6295\u8cc7<\/mark><\/a>\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55<a href=\"https:\/\/roo.cash\/blog\/stock-open-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">\u80a1\u7968\u958b\u6236<\/mark><\/a>\u548c <a href=\"https:\/\/roo.cash\/blog\/stock-how-to-regular-purchase-etf\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#2567b7\" class=\"has-inline-color\">ETF \u5b9a\u671f\u5b9a\u984d<\/mark><\/a>\u3002<\/p>\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u672c\u6587\u6574\u7406\u76f8\u95dc\u512a\u60e0\u8207\u6ce8\u610f\u4e8b\u9805\uff0c\u51fa\u767c\u524d\u5efa\u8b70\u81f3\u5b98\u65b9\u7db2\u7ad9\u78ba\u8a8d\u6700\u65b0\u8cc7\u8a0a\u3002<\/p>\n<\/blockquote>\n\n\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E7%9A%84%E5%AE%9A%E7%BE%A9\" >\u88ab\u52d5\u6295\u8cc7\u7684\u5b9a\u7fa9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E7%9A%84%E5%84%AA%E9%BB%9E\" >\u88ab\u52d5\u6295\u8cc7\u7684\u512a\u9ede<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#1_%E6%93%8D%E4%BD%9C%E7%B0%A1%E5%96%AE\" >1. \u64cd\u4f5c\u7c21\u55ae<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#2_%E8%B2%BB%E7%94%A8%E4%BD%8E%E5%BB%89\" >2. \u8cbb\u7528\u4f4e\u5ec9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#3_%E9%A2%A8%E9%9A%AA%E8%BC%83%E4%BD%8E\" >3. \u98a8\u96aa\u8f03\u4f4e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#4_%E9%81%A9%E5%90%88%E9%95%B7%E6%9C%9F%E6%8A%95%E8%B3%87\" >4. \u9069\u5408\u9577\u671f\u6295\u8cc7<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E7%9A%84%E7%BC%BA%E9%BB%9E\" >\u88ab\u52d5\u6295\u8cc7\u7684\u7f3a\u9ede<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#1_%E7%84%A1%E6%B3%95%E9%9D%88%E6%B4%BB%E6%87%89%E5%B0%8D%E7%9F%AD%E6%9C%9F%E6%B3%A2%E5%8B%95\" >1. \u7121\u6cd5\u9748\u6d3b\u61c9\u5c0d\u77ed\u671f\u6ce2\u52d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#2_%E7%84%A1%E6%B3%95%E8%B6%85%E8%B6%8A%E5%A4%A7%E7%9B%A4\" >2. \u7121\u6cd5\u8d85\u8d8a\u5927\u76e4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#3_%E9%81%B8%E6%93%87%E6%8C%87%E6%95%B8%E7%9A%84%E9%9B%A3%E5%BA%A6\" >3. \u9078\u64c7\u6307\u6578\u7684\u96e3\u5ea6<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87_vs_%E4%B8%BB%E5%8B%95%E6%8A%95%E8%B3%87%E5%B7%AE%E7%95%B0%E5%8F%8A%E9%81%A9%E5%90%88%E5%B0%8D%E8%B1%A1\" >\u88ab\u52d5\u6295\u8cc7 vs \u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\u53ca\u9069\u5408\u5c0d\u8c61<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E8%88%87%E4%B8%BB%E5%8B%95%E6%8A%95%E8%B3%87%E5%93%AA%E5%80%8B%E5%A5%BD%EF%BC%9F\" >\u88ab\u52d5\u6295\u8cc7\u8207\u4e3b\u52d5\u6295\u8cc7\u54ea\u500b\u597d\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E5%A6%82%E4%BD%95%E9%96%8B%E5%A7%8B%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87\" >\u5982\u4f55\u958b\u59cb\u88ab\u52d5\u6295\u8cc7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/roo.cash\/blog\/passive-investing-article\/#%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" >\u88ab\u52d5\u6295\u8cc7\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-\u88ab\u52d5\u6295\u8cc7\u7684\u5b9a\u7fa9\"><span class=\"ez-toc-section\" id=\"%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E7%9A%84%E5%AE%9A%E7%BE%A9\"><\/span>\u88ab\u52d5\u6295\u8cc7\u7684\u5b9a\u7fa9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1976 \u5e74\uff0c\u7b2c\u4e00\u6a94\u6307\u6578\u57fa\u91d1\u2014\u2014\u5148\u92d2 500 \u6307\u6578\u57fa\u91d1 \uff08Vanguard 500 Index Fund\uff09 \u6210\u7acb\uff0c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u4e86\u4e00\u500b\u7c21\u55ae\u3001\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u4e5f\u5c31\u662f\u63a1\u53d6\u8cb7\u9032\u6301\u6709\u7b56\u7565\u3001\u4e0d\u770b\u51fa\u5165\u5834\u6642\u6a5f\u3001\u4e0d\u8a66\u5716\u8ffd\u6c42\u9ad8\u5831\u916c\u7684\u65b9\u5f0f\uff0c\u6b64\u5f8c\uff0c\u6307\u6578\u57fa\u91d1\u548c\u6307\u6578\u578b ETF \u7684\u767c\u5c55\u8fc5\u901f\uff0c\u6210\u70ba\u88ab\u52d5\u6295\u8cc7\u7684\u4e3b\u6d41\u5de5\u5177\u3002<\/p>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u662f\u4e00\u7a2e\u6295\u8cc7\u7b56\u7565\uff0c\u5176\u76ee\u6a19\u662f\u900f\u904e\u6295\u8cc7\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578b ETF\uff0c\u4ee5\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u8207\u4e3b\u52d5\u6295\u8cc7\u8a66\u5716\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u6642\u6a5f\uff0c\u8ffd\u6c42\u9ad8\u5831\u916c\u3001\u64ca\u6557\u5927\u76e4\u4e0d\u540c\uff0c\u88ab\u52d5\u6295\u8cc7\u8a8d\u70ba\u5e02\u5834\u662f\u6709\u6548\u7684\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u88ab\u52d5\u6295\u8cc7\u7684\u512a\u9ede\"><span class=\"ez-toc-section\" id=\"%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E7%9A%84%E5%84%AA%E9%BB%9E\"><\/span>\u88ab\u52d5\u6295\u8cc7\u7684\u512a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u64cd\u4f5c\u7c21\u55ae\"><span class=\"ez-toc-section\" id=\"1_%E6%93%8D%E4%BD%9C%E7%B0%A1%E5%96%AE\"><\/span>1. \u64cd\u4f5c\u7c21\u55ae<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u4e0d\u9700\u8981\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\uff0c\u56e0\u6b64\u9069\u5408\u6295\u8cc7\u65b0\u624b\u6216\u6c92\u6709\u6642\u9593\u7814\u7a76\u6295\u8cc7\u7684\u5fd9\u788c\u4eba\u58eb\uff0c\u6295\u8cc7\u8005\u53ea\u9700\u9078\u64c7\u5408\u9069\u7684\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578b ETF\uff0c\u5373\u53ef\u8f15\u9b06\u53c3\u8207\u5e02\u5834\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u8cbb\u7528\u4f4e\u5ec9\"><span class=\"ez-toc-section\" id=\"2_%E8%B2%BB%E7%94%A8%E4%BD%8E%E5%BB%89\"><\/span>2. \u8cbb\u7528\u4f4e\u5ec9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u56e0\u70ba\u88ab\u52d5\u6295\u8cc7\u4e0d\u6703\u983b\u7e41\u9032\u51fa\u5e02\u5834\uff0c\u4ea4\u6613\u6210\u672c\u6703\u6bd4\u8f03\u4f4e\uff0c\u518d\u4f86\uff0c\u88ab\u52d5\u6295\u8cc7\u7684\u6a19\u7684\u70ba\u6307\u6578\u578b\uff0c\u4e5f\u5c31\u662f\u8ffd\u8457\u6307\u6578\u8dd1\uff0c\u6bd4\u8d77\u57fa\u91d1\u9019\u985e\u7684\u4e3b\u52d5\u578b\u6295\u8cc7\u5546\u54c1\uff0c\u5c11\u4e86\u7d93\u7406\u8cbb\u3001\u7ba1\u7406\u8cbb\u7b49\u6210\u672c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u98a8\u96aa\u8f03\u4f4e\"><span class=\"ez-toc-section\" id=\"3_%E9%A2%A8%E9%9A%AA%E8%BC%83%E4%BD%8E\"><\/span>3. \u98a8\u96aa\u8f03\u4f4e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u900f\u904e\u5206\u6563\u6295\u8cc7\u5230\u773e\u591a\u6a19\u7684\uff0c\u56e0\u6b64\u53ef\u4ee5\u964d\u4f4e\u55ae\u4e00\u6a19\u7684\u7684\u98a8\u96aa\u3002\u4f8b\u5982\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u900f\u904e\u6295\u8cc7\u6a19\u666e 500 \u6307\u6578\u57fa\u91d1\uff0c\u4e00\u6b21\u6027\u6295\u8cc7 500 \u5bb6\u7f8e\u570b\u5927\u578b\u516c\u53f8\u7684\u80a1\u7968\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-\u9069\u5408\u9577\u671f\u6295\u8cc7\"><span class=\"ez-toc-section\" id=\"4_%E9%81%A9%E5%90%88%E9%95%B7%E6%9C%9F%E6%8A%95%E8%B3%87\"><\/span>4. \u9069\u5408\u9577\u671f\u6295\u8cc7<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u662f\u4e00\u7a2e\u9069\u5408\u9577\u671f\u6295\u8cc7\u7684\u7b56\u7565\uff0c\u7531\u65bc\u5e02\u5834\u5728\u77ed\u671f\u5167\u53ef\u80fd\u6703\u51fa\u73fe\u6ce2\u52d5\uff0c\u56e0\u6b64\u9577\u671f\u6295\u8cc7\u53ef\u4ee5\u5e6b\u52a9\u6295\u8cc7\u8005\u5206\u6524\u6ce2\u52d5\uff0c\u7372\u5f97\u7a69\u5065\u7684\u56de\u5831\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u88ab\u52d5\u6295\u8cc7\u7684\u7f3a\u9ede\"><span class=\"ez-toc-section\" id=\"%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E7%9A%84%E7%BC%BA%E9%BB%9E\"><\/span>\u88ab\u52d5\u6295\u8cc7\u7684\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u7121\u6cd5\u9748\u6d3b\u61c9\u5c0d\u77ed\u671f\u6ce2\u52d5\"><span class=\"ez-toc-section\" id=\"1_%E7%84%A1%E6%B3%95%E9%9D%88%E6%B4%BB%E6%87%89%E5%B0%8D%E7%9F%AD%E6%9C%9F%E6%B3%A2%E5%8B%95\"><\/span>1. \u7121\u6cd5\u9748\u6d3b\u61c9\u5c0d\u77ed\u671f\u6ce2\u52d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u901a\u5e38\u6703\u9577\u671f\u6301\u6709\u8cc7\u7522\uff0c\u56e0\u6b64\u7121\u6cd5\u9748\u6d3b\u61c9\u5c0d\u5e02\u5834\u7684\u77ed\u671f\u6ce2\u52d5\u3002\u4f8b\u5982\uff0c\u5728\u5e02\u5834\u4e0b\u8dcc\u6642\uff0c\u88ab\u52d5\u6295\u8cc7\u8005\u53ef\u80fd\u6703\u906d\u53d7\u8f03\u5927\u7684\u640d\u5931\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u7121\u6cd5\u8d85\u8d8a\u5927\u76e4\"><span class=\"ez-toc-section\" id=\"2_%E7%84%A1%E6%B3%95%E8%B6%85%E8%B6%8A%E5%A4%A7%E7%9B%A4\"><\/span>2. \u7121\u6cd5\u8d85\u8d8a\u5927\u76e4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u5927\u76e4\u6307\u6578\u7684\u8868\u73fe\uff0c\u56e0\u6b64\u7121\u6cd5\u8d85\u8d8a\u5927\u76e4\u6307\uff0c\u5982\u679c\u5927\u76e4\u6307\u6578\u8868\u73fe\u4e0d\u4f73\uff0c\u90a3\u9ebc\u88ab\u52d5\u6295\u8cc7\u8005\u7684\u5831\u916c\u7387\u4e5f\u6703\u53d7\u5230\u5f71\u97ff\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u9078\u64c7\u6307\u6578\u7684\u96e3\u5ea6\"><span class=\"ez-toc-section\" id=\"3_%E9%81%B8%E6%93%87%E6%8C%87%E6%95%B8%E7%9A%84%E9%9B%A3%E5%BA%A6\"><\/span>3. \u9078\u64c7\u6307\u6578\u7684\u96e3\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6295\u8cc7\u8005\u9700\u8981\u6839\u64da\u81ea\u5df1\u7684\u6295\u8cc7\u76ee\u6a19\u3001\u98a8\u96aa\u627f\u53d7\u5ea6\u3001\u4ee5\u53ca\u6295\u8cc7\u671f\u9650\u4f86\u9078\u64c7\u5408\u9069\u7684\u6307\u6578\u3002\u9019\u5c0d\u65bc\u6295\u8cc7\u65b0\u624b\u4f86\u8aaa\u53ef\u80fd\u6703\u6709\u4e00\u9ede\u7684\u96e3\u5ea6\uff0c\u9700\u8981\u82b1\u9ede\u6642\u9593\u505a\u529f\u8ab2\u3002<\/p>\n\n\n\n<table id=\"tablepress-801\" class=\"tablepress tablepress-id-801\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><span style=\"font-size:24px; color:#FFF\">\u26a1\ufe0f\u65b0\u624b\u958b\u6236\u8d85\u63a8\u85a6\u26a1\ufe0f\u65b0\u5149\u8b49\u5238<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><a href=\"https:\/\/roo.cash\/goto\/securities_blog-tbprs-skb-securities\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/04\/16134919\/AD_SC_2603_21_%E6%96%B0%E5%85%89%E8%AD%89%E5%88%B8-2_1200x628.jpg\" width=\"600\" height=\"314\" class=\"aligncenter size-full wp-image-12216\"\/><\/a><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><span style=\"font-size:16px\">\ud83c\udf81 \u65b0\u5149\u8b49\u5238\u958b\u62360\u9580\u6abb\uff0c\u6295\u8cc7\u66f4\u8f15\u9b06\uff01<\/span><br \/>\n<span style=\"font-size:16px\">\ud83c\udf81 \u3010\u624b\u7e8c\u8cbb\u512a\u60e0\u3011\u624b\u7e8c\u8cbb\u56de\u994b 100%\uff0c\u73fe\u77018,000\u5143\uff01<\/span><br \/>\n<span style=\"font-size:16px\">\ud83c\udf81 \u3010\u7dda\u4e0a\u958b\u6236\u514d\u51fa\u9580\u3011\u652f\u63f4\u9ad8\u905425\u5bb6\u9280\u884c\uff0c\u5168\u7a0b\u9060\u7aef\u958b\u6236\uff0c\u6bcf\u6708\u518d\u4eab 50 \u6b21\u8de8\u8f49\u514d\u624b\u7e8c\u8cbb\uff01<\/span><br \/>\n<span style=\"font-size:16px\">\ud83c\udf81 \u3010\u3010\u5c08\u696d\u8edf\u9ad4\u514d\u8cbb\u7528\u3011\u5bcc\u8cb4\u89d2XQ\u5c08\u696d\u4e0b\u55ae\u795e\u5668\uff0c\u8b93\u4f60\u638c\u63e1\u5148\u6a5f\uff01<\/span><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><a href=\"https:\/\/roo.cash\/goto\/securities_blog-tbprs-skb-securities\" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><span style=\"font-size:14px; color:#808080\">\u8b39\u614e\u7406\u8ca1  \u4fe1\u7528\u81f3\u4e0a<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u88ab\u52d5\u6295\u8cc7-vs-\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\u53ca\u9069\u5408\u5c0d\u8c61\"><span class=\"ez-toc-section\" id=\"%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87_vs_%E4%B8%BB%E5%8B%95%E6%8A%95%E8%B3%87%E5%B7%AE%E7%95%B0%E5%8F%8A%E9%81%A9%E5%90%88%E5%B0%8D%E8%B1%A1\"><\/span>\u88ab\u52d5\u6295\u8cc7 vs \u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\u53ca\u9069\u5408\u5c0d\u8c61<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u662f\u4e0d\u540c\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u6295\u8cc7\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578bETF\uff0c\u4ee5\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u4e0d\u8ffd\u6c42\u9ad8\u5831\u916c\u3001\u9032\u5834\u6642\u6a5f\u548c\u9810\u6e2c\uff0c\u56e0\u70ba\u662f\u9577\u671f\u8cb7\u9032\u6301\u6709\uff0c\u6210\u672c\u548c\u98a8\u96aa\u5e73\u5747\u5206\u6524\u6389\uff0c\u6bd4\u8d77\u4e3b\u52d5\u6295\u8cc7\u5c31\u6bd4\u8f03\u4f4e\u3002<\/p>\n\n\n\n<p>\u76f8\u53cd\u7684\uff0c\u4e3b\u52d5\u6295\u8cc7\u5247\u8a66\u5716\u9078\u80a1\u6216\u9032\u51fa\u5834\u6642\u6a5f\uff0c\u5e0c\u671b\u80fd\u7372\u5f97\u9ad8\u5831\u916c\uff0c\u4e26\u64ca\u6557\u5927\u76e4\u6307\u6578\uff0c\u50cf\u662f\u81ea\u5df1\u5728\u76e4\u4e2d\u4ea4\u6613\uff0c\u6216\u662f\u7d93\u7406\u5718\u968a\u64cd\u76e4\u7684\u57fa\u91d1\uff0c\u90fd\u7b97\u662f\u4e3b\u52d5\u6295\u8cc7\u3002\u7531\u65bc\u9032\u51fa\u6642\u9593\u983b\u7e41\u3001\u57fa\u91d1\u7ba1\u7406\u5718\u968a\u7684\u8cbb\u7528\u8f03\u591a\uff0c\u76f8\u5c0d\u88ab\u52d5\u6295\u8cc7\u8cbb\u7528\u8f03\u9ad8\uff0c\u540c\u6642\uff0c\u4e5f\u6703\u627f\u53d7\u8f03\u591a\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<style type=\"text\/css\">\n.tg  {border-collapse:collapse;border-spacing:0;}\n.tg td{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg th{border-color:black;border-style:solid;border-width:1px;font-family:Arial, sans-serif;font-size:14px;\n  font-weight:normal;overflow:hidden;padding:10px 5px;word-break:normal;}\n.tg .tg-ve35{border-color:#c0c0c0;text-align:left;vertical-align:middle}\n.tg .tg-cko6{background-color:#112858;border-color:#c0c0c0;color:#ffffff;font-size:20px;text-align:center;vertical-align:top}\n.tg .tg-u4qj{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:top}\n.tg .tg-4ydh{background-color:#efefef;border-color:#c0c0c0;text-align:left;vertical-align:middle}\n<\/style>\n<figure class=\"wp-block-table need-scroll\">\n<table class=\"tg\" style=\"width: 100%\">\n<colgroup>\n<col style=\"width: 20%\">\n<col style=\"width: 40%\">\n<col style=\"width: 40%\">\n<\/colgroup>\n<thead>\n  <tr>\n    <th class=\"tg-cko6\" colspan=\"3\"><span style=\"font-weight:400;font-style:normal;text-decoration:none\">\u88ab\u52d5\u6295\u8cc7 vs. \u4e3b\u52d5\u6295\u8cc7<\/span><\/th>\n  <\/tr>\n<\/thead>\n<tbody>\n  <tr>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u6295\u8cc7\u65b9\u5f0f<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u88ab\u52d5\u6295\u8cc7<\/span><\/td>\n    <td class=\"tg-u4qj\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u4e3b\u52d5\u6295\u8cc7<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u76ee\u6a19<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8ffd\u8e64\u5927\u76e4\u6307\u6578<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u64ca\u6557\u5927\u76e4\u6307\u6578<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u64cd\u4f5c\u65b9\u5f0f<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6295\u8cc7\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578bETF<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u9078\u80a1\u3001\u64c7\u6642\u9032\u51fa<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u8cbb\u7528<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8f03\u4f4e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8f03\u9ad8<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u98a8\u96aa<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8f03\u4f4e<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8f03\u9ad8<\/span><\/td>\n  <\/tr>\n  <tr>\n    <td class=\"tg-4ydh\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000\">\u9069\u5408\u5c0d\u8c61<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u6295\u8cc7\u65b0\u624b\u3001\u5fd9\u788c\u4eba\u58eb\u3001\u98a8\u96aa\u627f\u53d7\u5ea6\u8f03\u4f4e\u7684\u6295\u8cc7\u4eba<\/span><\/td>\n    <td class=\"tg-ve35\"><span style=\"font-weight:400;font-style:normal;text-decoration:none;color:#000;background-color:transparent\">\u8cc7\u6df1\u6295\u8cc7\u4eba\u3001\u8ffd\u6c42\u9ad8\u5831\u916c\u7684\u6295\u8cc7\u4eba<\/span><\/td>\n  <\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u88ab\u52d5\u6295\u8cc7\u8207\u4e3b\u52d5\u6295\u8cc7\u54ea\u500b\u597d\"><span class=\"ez-toc-section\" id=\"%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E8%88%87%E4%B8%BB%E5%8B%95%E6%8A%95%E8%B3%87%E5%93%AA%E5%80%8B%E5%A5%BD%EF%BC%9F\"><\/span>\u88ab\u52d5\u6295\u8cc7\u8207\u4e3b\u52d5\u6295\u8cc7\u54ea\u500b\u597d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7b54\u6848\u53d6\u6c7a\u65bc\u6295\u8cc7\u8005\u7684\u500b\u4eba\u60c5\u6cc1\u3002\u5c0d\u65bc\u6295\u8cc7\u65b0\u624b\u3001\u6c92\u6709\u6642\u9593\u7814\u7a76\u6295\u8cc7\u7684\u5fd9\u788c\u4eba\u58eb\u3001\u98a8\u96aa\u627f\u53d7\u5ea6\u8f03\u4f4e\u7684\u6295\u8cc7\u4eba\u4f86\u8aaa\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4e00\u7a2e\u66f4\u70ba\u5408\u9069\u7684\u9078\u64c7\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u3001\u8cc7\u6df1\u6295\u8cc7\u4eba\u3001\u8ffd\u6c42\u9ad8\u5831\u916c\u7684\u6295\u8cc7\u4eba\u3001\u9858\u610f\u627f\u64d4\u8f03\u9ad8\u98a8\u96aa\u7684\u6295\u8cc7\u4eba\u4f86\u8aaa\uff0c\u4e3b\u52d5\u6295\u8cc7\u5247\u53ef\u80fd\u5e36\u4f86\u66f4\u9ad8\u7684\u56de\u5831\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u6295\u8cc7\u8005\u4e5f\u53ef\u4ee5\u8003\u616e\u5c07\u5169\u7a2e\u7b56\u7565\u7d50\u5408\u8d77\u4f86\u3002\u4f8b\u5982\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u5c07\u5927\u90e8\u5206\u8cc7\u91d1\u6295\u8cc7\u65bc\u88ab\u52d5\u6295\u8cc7\u57fa\u91d1\uff0c\u4e26\u7559\u51fa\u4e00\u90e8\u5206\u8cc7\u91d1\u9032\u884c\u4e3b\u52d5\u6295\u8cc7\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5982\u4f55\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E9%96%8B%E5%A7%8B%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87\"><\/span>\u5982\u4f55\u958b\u59cb\u88ab\u52d5\u6295\u8cc7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u88ab\u52d5\u6295\u8cc7\u662f\u4e00\u7a2e\u7c21\u55ae\u3001\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u9069\u5408\u5404\u7a2e\u6295\u8cc7\u8005\u3002\u5982\u679c\u60f3\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\uff0c\u53ef\u4ee5\u6309\u7167\u4ee5\u4e0b\u6b65\u9a5f\u9032\u884c\uff1a<\/p>\n\n\n\n<p>1. \u958b\u8a2d\u8b49\u5238\u6236<\/p>\n\n\n\n<p>\u5411\u5238\u5546\u6216\u9280\u884c\u7533\u8acb\u958b\u7acb\u6295\u8cc7\u5e33\u6236\uff0c\u4ee5\u4e0b\u8b49\u5238\u6236\u63d0\u4f9b\u7d66\u5927\u5bb6\u53c3\u8003\uff1a<\/p>\n\n\n\n<table id=\"tablepress-803\" class=\"tablepress tablepress-id-803 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\"><span style=\"font-size:24px; color:#FFF\">\u888b\u9f20\u91d1\u878d \u00d7 \u7cbe\u9078\u8b49\u5238\u5546 \u958b\u6236\u4eab\u512a\u60e0 \u2728<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/08\/26003600\/logo_FBS.png\" height=\"120\"  width=\"225\" alt=\"\u5bcc\u90a6\u8b49\u5238\"><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/securities_blog-tbprs-fubon-securities\" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td><td class=\"column-2\"><p align=\"left\"><br \/>\n<span style=\"font-size:16px\"><strong>  \ud83d\udcb0 \u53f0\u80a1\u624b\u7e8c\u8cbb\u9707\u64bc\u50f9 <font color=\"#CE0000\">\u65b0\u958b\u6236\u7368\u4eab\u53f0\u80a1\u96fb\u5b50\u4ea4\u6613\u91cf100\u842c\u4ee5\u4e0b\u8d85\u4f4e\u624b\u7e8c\u8cbb<\/font>\uff01<\/strong><\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u5168\u65b0\u4e0b\u55aeAPP\u300cAI PRO\u300d\u64cd\u4f5c\u8d85\u76f4\u89ba\u3011\u5b8c\u6210\u6307\u5b9a\u4efb\u52d9\u6708\u6708\u62bdiPhone 17 Pro\uff01<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u5b9a\u671f\u5b9a\u984d\u65e5\u65e5\u6263\u5929\u6578\u7121\u4e0a\u9650\uff0c\u53f0\/\u7f8e\u5b9a\u55ae\u7b46\u6700\u4f4e\u6295\u8cc7\u91d1\u984d1,000\u53f0\u5e63\/10\u7f8e\u5143\uff0c\u7f8e\u5b9a\u8cb7\u9032\u8cbb\u7387\u5927\u964d\u50f9\uff0c\u80a1\u606f\u518d\u6295\u5165\u529f\u80fd\u8d85\u65b9\u4fbf<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u958b\u6236+\u5b8c\u6210\u6307\u5b9a\u4efb\u52d9\uff0c\u5c31\u9001\u5496\u6ce2\u9650\u91cf\u806f\u540d\u79ae\uff01(2025\/10\/1~2026\/2\/28)<\/span><\/p><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><img decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/05\/26003032\/logo_SKIS.png\" height=\"120\"  width=\"225\" alt=\"\u65b0\u5149\u8b49\u5238\"><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/securities_blog-tbprs-skb-securities\" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td><td class=\"column-2\"><p align=\"left\"><br \/>\n<span style=\"font-size:16px\"><strong>  \ud83d\udcb0 \u53f0\u80a1\u624b\u7e8c\u8cbb\u9a5a\u559c\u50f9<font color=\"#CE0000\">\u6bd4\u6298\u6263\u9084\u512a\u60e0<\/font>\uff01<\/strong><\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u958b\u6236\u5373\u9001 NT$ 3,000 \u62b5\u7528\u91d1<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u8cc7\u91d1\u7ba1\u7406\u5e33\u6236\u4eab50\u6b21\u8de8\u8f49\u512a\u60e0<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u5b9a\u671f\u5b9a\u984d\u52a0\u78bc\u56de\u994b NT$ 500 \u62b5\u7528\u91d1\uff01<\/span><\/p><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/09\/30225644\/IMG_7518.jpg\" height=\"120\"  width=\"225\" alt=\"\u6c38\u8c50\u91d1\u8b49\u5238\"><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/securities_blog-tbprs-sinopac-securities\" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td><td class=\"column-2\"><p align=\"left\"><br \/>\n<span style=\"font-size:16px\"><strong>  \ud83d\udcb0 \u8d85\u76f4\u89ba\u64cd\u4f5c\u4ecb\u9762<font color=\"#CE0000\"> \u4e0b\u55ae\u9996\u9078<\/font>\uff01<\/strong><\/span><br \/>\n<span style=\"font-size:14px\"> \ud83c\udf81 \u5b8c\u6210\u6307\u5b9a\u4efb\u52d9\u9001 \u661f\u5b87\u822a\u7a7a\u6a5f\u7968\u3001\u4efb\u5929\u5802switch\u3001\u65c5\u904a\u91d1$20,000\u3001\u8d85\u5546\u79ae\u5238$500\u3001City cafe \u7b49\u597d\u79ae\uff01<\/span><br \/>\n<span style=\"font-size:14px\"> \ud83c\udf81 \u3010\u4ea4\u5272\u5e33\u6236\u3011\u512a\u5229\u6d3b\u5b581.5%\u56de\u994b\uff0c\u6bcf\u670820\u6b21\u8de8\u63d0\u8de8\u8f49\u514d\u8cbb\uff01<\/span><br \/>\n<span style=\"font-size:14px\"> \ud83c\udf81 \u3010\u6263\u6b3e\u65e5\u81ea\u7531\u9078\u3011\u6bcf\u6708\u53ef\u90789\u5929\u6263\u6b3e\u65e5\uff0c\u9748\u6d3b\u8cc7\u91d1\u63a7\u7ba1\uff01<br \/>\n<\/span><\/p><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/07\/06233825\/%E5%85%83%E5%A4%A7%E8%AD%89%E5%88%B8LOGO.jpg\" height=\"90\"  width=\"225\" alt=\"\u5143\u5927\u8b49\u5238\"><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/1bm4tq\" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td><td class=\"column-2\"><p align=\"left\"><br \/>\n<span style=\"font-size:16px\"><strong>  \ud83d\udcb0 \u9001\u624b\u7e8c\u8cbb\u62b5\u7528\u91d1\u6700\u9ad8<font color=\"#CE0000\"> NT$1,688<\/font>\uff01<\/strong><\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u65b0\u958b\u6236\u3011\u9818388\u5143\u624b\u7e8c\u8cbb\u62b5\u7528\u91d1\uff0c\u518d\u62bd\u661f\u5b87\u5546\u52d9\u8259\u6771\u4eac\u96d9\u4eba\u4f86\u56de\u6a5f\u7968\u3001\u6700\u65b0iPhone\u7b49\u591a\u9805\u842c\u5143\u8c6a\u79ae<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u53f0\u80a1\u5b9a\u671f\u5b9a\u984d\u3011\u9054\u6210\u4efb\u52d9\u9001600\u5143\u624b\u7e8c\u8cbb\u62b5\u7528\uff01<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u53f0\u80a1ETF\u4ea4\u6613\u3011\u6eff\u984d\u9001\u6700\u9ad8600\u5143\u624b\u7e8c\u8cbb\u62b5\u7528\u91d1 (\u4ea4\u6613=\u300c\u8cb7\u300d\u6216\u300c\u8ce3\u300d\uff0c\u542b\u6574\u5f35\u3001\u96f6\u80a1\u3001\u5b9a\u671f\u5b9a\u984d\uff09<br>\ud83c\udf81 \u3010\u7f8e\u80a1ETF\u4ea4\u6613\u3011\u6eff\u984d\u9001\u6700\u9ad8300\u5143\u624b\u7e8c\u8cbb\u62b5\u7528\u91d1<\/span><\/p><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/11\/26173742\/img-logo-Concord.webp\" height=\"120\"  width=\"225\" alt=\"\u5eb7\u548c\u8b49\u5238\"><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/48BotR\" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td><td class=\"column-2\"><p align=\"left\"><br \/>\n<span style=\"font-size:16px\"><strong>  \ud83d\udcb0 \u3010\u5361\u597d\u901a\u3011<font color=\"#CE0000\"> \u667a\u80fd\u5e33\u52d9\u6574\u5408\uff0c\u591a\u5e33\u6236\u4e00\u7ad9\u5f0f\u7ba1\u7406\ud83d\udc4d\ud83c\udffb<\/font><\/strong><\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u597d\u5eb7fun\u5fc3\u6295\u2764\ufe0f\u3011\u5e74\u8f15\u4eba\u5fc5\u5099\uff01\u65b0\u4e16\u4ee3\u7406\u8ca1\u5e73\u53f0\ud83d\udc4d\ud83c\udffb<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u98c6\u8cfa\u4e0b\u55ae\u3011\u5373\u6642\u5feb\u55ae \u00d7 \u7cbe\u6e96\u76e3\u63a7\ud83d\udc4d\ud83c\udffb<\/span><br \/>\n<\/p><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2025\/08\/11104742\/%E5%87%B1%E5%9F%BA%E6%9C%9F%E8%B2%A8_%E7%99%BD%E5%BA%95%E8%97%8D%E5%AD%97.jpg\" height=\"120\"  width=\"225\" alt=\"\u51f1\u57fa\u671f\u8ca8\"><br \/>\n<a href=\"https:\/\/roo.cash\/goto\/3Pu4qv \" class=\"roo-button\">\u9ede\u6211\u958b\u6236<\/a><\/td><td class=\"column-2\"><p align=\"left\"><br \/>\n<span style=\"font-size:16px\"><strong>  \ud83d\udcb0 \u9650\u6642\u958b\u6236\u62ff<font color=\"#CE0000\"> 500\u5143\u5373\u4eab\u5238<\/font>\uff01\u518d\u62bd\u661f\u7d1a\u597d\u79ae\uff01<\/strong><\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u6cd5\u4eba\u7d1a\u6975\u901f\u4ea4\u6613\u5e73\u53f0\u3011\u9078\u64c7\u5e02\u4f54\u7b2c\u4e00\u4ea4\u6613\u7cfb\u7d71\uff0c\u964d\u4f4e\u932f\u5931\u7372\u5229\u826f\u6a5f\u98a8\u96aa\uff01<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u56db\u5927e\u667a\u6167\u529f\u80fd\u3011\u4e00\u79d2\u9032\u51fa\u3001\u96a8\u6642\u88dc\u55ae\uff0c\u4e0d\u76ef\u76e4\u4e5f\u80fd\u63d0\u5347\u4ea4\u6613\u6548\u7387\uff01<\/span><br \/>\n<span style=\"font-size:14px\">  \ud83c\udf81 \u3010\u5c08\u696d\u6df1\u5ea6\u7814\u7a76\u5831\u544a\u3011\u6bcf\u65e5\u7531\u5c08\u696d\u5206\u6790\u5e2b\u64b0\u5beb\u7814\u7a76\u5831\u544a\uff0c\u52a9\u60a8\u6d1e\u6089\u5e02\u5834\u8108\u52d5\uff01<\/span><\/p><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td colspan=\"2\" class=\"column-1\"><span style=\"font-size:14px; color:#808080\">\u8b39\u614e\u7406\u8ca1  \u4fe1\u7528\u81f3\u4e0a<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><\/p>\n\n\n\n<p>2. \u9078\u64c7\u6295\u8cc7\u6a19\u7684\u958b\u59cb\u6295\u5165\u8cc7\u91d1<\/p>\n\n\n\n<p>\u6839\u64da\u81ea\u5df1\u7684\u6295\u8cc7\u76ee\u6a19\u958b\u59cb\u6295\u8cc7\uff0c\u5982\u679c\u4e0d\u60f3\u983b\u7e41\u81ea\u5df1\u4e1f\u9322\uff0c\u53ef\u4ee5\u4f7f\u7528\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u88ab\u52d5\u6295\u8cc7\u5e38\u898b\u554f\u984c\"><span class=\"ez-toc-section\" id=\"%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u88ab\u52d5\u6295\u8cc7\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1710754651359\"><strong class=\"schema-faq-question\">Q1\uff1a\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u6240\u6709\u4eba\u55ce\uff1f<\/strong><p class=\"schema-faq-answer\">\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u60f3\u8981\u9577\u671f\u6295\u8cc7\u3001\u4e0d\u60f3\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\u5e02\u5834\u7684\u6295\u8cc7\u4eba\u3002<\/p><\/div><div class=\"schema-faq-section\" id=\"faq-question-1710754672576\"><strong class=\"schema-faq-question\">Q2\uff1a\u5982\u4f55\u6311\u9078\u88ab\u52d5\u6295\u8cc7\u7684\u6a19\u7684\uff1f<\/strong><p class=\"schema-faq-answer\">\u6839\u64da\u81ea\u5df1\u7684\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u5ea6\uff0c\u9078\u64c7\u5408\u9069\u7684\u6295\u8cc7\u6a19\u7684\u3002\u4e00\u822c\u800c\u8a00\uff0c\u5efa\u8b70\u9078\u64c7\u8cbb\u7528\u7387\u4f4e\u3001\u8ffd\u8e64\u8aa4\u5dee\u5c0f\u7684\u6307\u6578\u578b\u57fa\u91d1\u6216 ETF\u3002<\/p><\/div><div class=\"schema-faq-section\" id=\"faq-question-1710754681842\"><strong class=\"schema-faq-question\">Q3. \u5982\u4f55\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\uff1f<\/strong><p class=\"schema-faq-answer\">\u9078\u64c7\u5408\u9069\u7684\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578b ETF\uff0c\u518d\u900f\u904e\u5b9a\u671f\u5b9a\u984d\u7684\u65b9\u5f0f\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\u3002<\/p><\/div><div class=\"schema-faq-section\" id=\"faq-bff23d3d\"><strong class=\"schema-faq-question\">\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u7684\u8cbb\u7528\u5dee\u7570\u5728\u54ea\u88e1\uff1f<\/strong><p class=\"schema-faq-answer\">\u88ab\u52d5\u6295\u8cc7\u901a\u5e38\u53ea\u9700\u652f\u4ed8\u6307\u6578\u578b\u57fa\u91d1\u6216ETF\u7684\u4f4e\u7ba1\u7406\u8cbb\u7528\uff08\u5e74\u8cbb\u7d040.1%-0.5%\uff09\uff0c\u800c\u4e3b\u52d5\u6295\u8cc7\u9700\u8ca0\u64d4\u57fa\u91d1\u7d93\u7406\u4eba\u85aa\u8cc7\u53ca\u7814\u7a76\u6210\u672c\uff0c\u8cbb\u7528\u7387\u666e\u904d\u8f03\u9ad8\uff08\u5e74\u8cbb\u7d041%-2%\uff09\uff0c\u5efa\u8b70\u6295\u8cc7\u4eba\u6bd4\u8f03\u5404\u7522\u54c1\u7684\u516c\u958b\u8aaa\u660e\u66f8\uff0c\u78ba\u8a8d\u5be6\u969b\u8cbb\u7528\u7d50\u69cb\u3002<\/p><\/div><div class=\"schema-faq-section\" id=\"faq-d42ce654\"><strong class=\"schema-faq-question\">\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u54ea\u4e9b\u65cf\u7fa4\uff1f<\/strong><p class=\"schema-faq-answer\">\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u7f3a\u4e4f\u6642\u9593\u7814\u7a76\u500b\u80a1\u3001\u5c0d\u5e02\u5834\u5224\u65b7\u6c92\u628a\u63e1\u3001\u6216\u60f3\u964d\u4f4e\u6c7a\u7b56\u98a8\u96aa\u7684\u6295\u8cc7\u4eba\uff0c\u7279\u5225\u662f\u9577\u671f\u5b58\u80a1\u7684\u4e0a\u73ed\u65cf\u6216\u9000\u4f11\u898f\u5283\u8005\uff0c\u4f46\u4ecd\u9700\u5b9a\u671f\u6aa2\u8996\u914d\u7f6e\u4e26\u8a55\u4f30\u81ea\u8eab\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002<\/p><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002<\/p>\n","protected":false},"author":7,"featured_media":60713,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\u88ab\u52d5\u6295\u8cc7","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[1756,1786],"tags":[],"class_list":["post-60711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-roo-news","category-investment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2 - Roo.Cash<\/title>\n<meta name=\"description\" content=\"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2\" \/>\n<meta property=\"og:description\" content=\"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/60711\/\" \/>\n<meta property=\"og:site_name\" content=\"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/roo.taiwan\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-18T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-23T05:54:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Mr. Roo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mr. Roo\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/\"},\"author\":{\"name\":\"Mr. Roo\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f\"},\"headline\":\"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2\",\"datePublished\":\"2024-03-18T12:00:00+00:00\",\"dateModified\":\"2026-03-23T05:54:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/\"},\"wordCount\":36,\"publisher\":{\"@id\":\"https:\/\/roo.cash\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png\",\"articleSection\":[\"Roo \u6642\u4e8b\u5feb\u8a0a\",\"\u7406\u8ca1\u77e5\u8b58\"],\"inLanguage\":\"zh-TW\",\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\/\/roo.cash\/blog\/#organization\"}},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/\",\"url\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/\",\"name\":\"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2 - Roo.Cash\",\"isPartOf\":{\"@id\":\"https:\/\/roo.cash\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png\",\"datePublished\":\"2024-03-18T12:00:00+00:00\",\"dateModified\":\"2026-03-23T05:54:42+00:00\",\"description\":\"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754651359\"},{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754672576\"},{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754681842\"},{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-bff23d3d\"},{\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-d42ce654\"}],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/roo.cash\/blog\/passive-investing-article\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage\",\"url\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png\",\"contentUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png\",\"width\":1200,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9801\",\"item\":\"https:\/\/roo.cash\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/roo.cash\/blog\/#website\",\"url\":\"https:\/\/roo.cash\/blog\/\",\"name\":\"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash\",\"description\":\"\u888b\u9f20\u91d1\u878d Roo.Cash \u70ba\u60a8\u6bd4\u8f03\u5404\u5f0f\u91d1\u878d\u5546\u54c1\uff0c\u7d71\u6574\u5168\u53f0\u5404\u5bb6\u9280\u884c\u7684\u4fe1\u8cb8\u3001\u4fe1\u7528\u5361\u3001\u623f\u8cb8\u3001\u6578\u4f4d\u5e33\u6236\u7b49\u65b9\u6848\uff0c\u6211\u5011\u4e5f\u63d0\u4f9b\u514d\u8cbb\u8a66\u7b97\u5de5\u5177\uff0c\u8f38\u5165\u500b\u4eba\u689d\u4ef6\u5373\u53ef\u8a66\u7b97\u51fa\u6700\u5408\u9069\u81ea\u5df1\u7684\u91d1\u878d\u65b9\u6848\uff01\u82e5\u6709\u4efb\u4f55\u91d1\u878d\u76f8\u95dc\u554f\u984c\uff0c\u888b\u9f20\u91d1\u878d Roo.Cash \u4e5f\u63d0\u4f9b1:1 \u514d\u8cbb\u7dda\u4e0a\u5c08\u4eba\u8aee\u8a62\uff0c\u70ba\u60a8\u89e3\u6c7a\u5404\u5f0f\u91d1\u878d\u7591\u96e3\u96dc\u75c7\uff0c\u4f86\u554f\u888b\u9f20\u91d1\u878d\u5c31\u5c0d\u4e86\uff01\",\"publisher\":{\"@id\":\"https:\/\/roo.cash\/blog\/#organization\"},\"alternateName\":\"Roo.Cash\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/roo.cash\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/roo.cash\/blog\/#organization\",\"name\":\"\u888b\u9f20\u91d1\u878d\",\"url\":\"https:\/\/roo.cash\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png\",\"contentUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png\",\"width\":2400,\"height\":1260,\"caption\":\"\u888b\u9f20\u91d1\u878d\"},\"image\":{\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/roo.taiwan\",\"https:\/\/www.instagram.com\/roo.cash_taiwan\/\",\"https:\/\/www.threads.com\/@roo.cash_taiwan\",\"https:\/\/www.youtube.com\/@roo.cash_taiwan\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f\",\"name\":\"Mr. Roo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/roo.cash\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png\",\"contentUrl\":\"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png\",\"caption\":\"Mr. Roo\"},\"description\":\"\u888b\u9f20\u91d1\u878d\u5e0c\u671b\u80fd\u5efa\u7acb\u4e00\u500b\u5b89\u5168\u3001\u503c\u5f97\u4fe1\u4efb\u7684\u5e73\u53f0\uff0c\u8b93\u6c11\u773e\u53ef\u4ee5\u5728\u9019\u88e1\u627e\u5230\u6700\u597d\u7684\u91d1\u878d\u65b9\u6848\uff0c\u7528\u8cc7\u91d1\u7e7c\u7e8c\u5be6\u73fe\u5922\u60f3\u7684\u85cd\u5716\u3002 \u888b\u9f20\u91d1\u878d\u806f\u624b\u591a\u9593\u9280\u884c\u63d0\u4f9b\u512a\u60e0\u91d1\u878d\u65b9\u6848\uff0c\u4e0d\u50c5\u904b\u7528 Gogolook \u9632\u8a50\u8cc7\u6599\u5eab\u8207 AI \u6280\u8853\uff0c\u66f4\u7b26\u5408\u91d1\u7ba1\u6703\u958b\u653e\u9280\u884c (Open Banking) \u653f\u7b56\u4e2d\u8cc7\u5b89\u8a8d\u8b49\u8207\u8cc7\u6599\u50b3\u8f38\u898f\u7bc4\u3002\u888b\u9f20\u91d1\u878d\u70ba\u6bcf\u4e00\u4f4d\u6c11\u773e\u5275\u9020\u4fbf\u6377\u3001\u5b89\u5168\u3001\u9ad8\u6548\u7684\u91d1\u878d\u670d\u52d9\u9ad4\u9a57\uff0c\u4ee5\u5be6\u8e10\u666e\u60e0\u91d1\u878d\u7684\u50f9\u503c\u3002\",\"url\":\"https:\/\/roo.cash\/blog\/author\/roo-cash\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754651359\",\"position\":1,\"url\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754651359\",\"name\":\"Q1\uff1a\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u6240\u6709\u4eba\u55ce\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u60f3\u8981\u9577\u671f\u6295\u8cc7\u3001\u4e0d\u60f3\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\u5e02\u5834\u7684\u6295\u8cc7\u4eba\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754672576\",\"position\":2,\"url\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754672576\",\"name\":\"Q2\uff1a\u5982\u4f55\u6311\u9078\u88ab\u52d5\u6295\u8cc7\u7684\u6a19\u7684\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u6839\u64da\u81ea\u5df1\u7684\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u5ea6\uff0c\u9078\u64c7\u5408\u9069\u7684\u6295\u8cc7\u6a19\u7684\u3002\u4e00\u822c\u800c\u8a00\uff0c\u5efa\u8b70\u9078\u64c7\u8cbb\u7528\u7387\u4f4e\u3001\u8ffd\u8e64\u8aa4\u5dee\u5c0f\u7684\u6307\u6578\u578b\u57fa\u91d1\u6216 ETF\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754681842\",\"position\":3,\"url\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754681842\",\"name\":\"Q3. \u5982\u4f55\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u9078\u64c7\u5408\u9069\u7684\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578b ETF\uff0c\u518d\u900f\u904e\u5b9a\u671f\u5b9a\u984d\u7684\u65b9\u5f0f\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-bff23d3d\",\"position\":4,\"url\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-bff23d3d\",\"name\":\"\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u7684\u8cbb\u7528\u5dee\u7570\u5728\u54ea\u88e1\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u88ab\u52d5\u6295\u8cc7\u901a\u5e38\u53ea\u9700\u652f\u4ed8\u6307\u6578\u578b\u57fa\u91d1\u6216ETF\u7684\u4f4e\u7ba1\u7406\u8cbb\u7528\uff08\u5e74\u8cbb\u7d040.1%-0.5%\uff09\uff0c\u800c\u4e3b\u52d5\u6295\u8cc7\u9700\u8ca0\u64d4\u57fa\u91d1\u7d93\u7406\u4eba\u85aa\u8cc7\u53ca\u7814\u7a76\u6210\u672c\uff0c\u8cbb\u7528\u7387\u666e\u904d\u8f03\u9ad8\uff08\u5e74\u8cbb\u7d041%-2%\uff09\uff0c\u5efa\u8b70\u6295\u8cc7\u4eba\u6bd4\u8f03\u5404\u7522\u54c1\u7684\u516c\u958b\u8aaa\u660e\u66f8\uff0c\u78ba\u8a8d\u5be6\u969b\u8cbb\u7528\u7d50\u69cb\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-d42ce654\",\"position\":5,\"url\":\"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-d42ce654\",\"name\":\"\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u54ea\u4e9b\u65cf\u7fa4\uff1f\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u7f3a\u4e4f\u6642\u9593\u7814\u7a76\u500b\u80a1\u3001\u5c0d\u5e02\u5834\u5224\u65b7\u6c92\u628a\u63e1\u3001\u6216\u60f3\u964d\u4f4e\u6c7a\u7b56\u98a8\u96aa\u7684\u6295\u8cc7\u4eba\uff0c\u7279\u5225\u662f\u9577\u671f\u5b58\u80a1\u7684\u4e0a\u73ed\u65cf\u6216\u9000\u4f11\u898f\u5283\u8005\uff0c\u4f46\u4ecd\u9700\u5b9a\u671f\u6aa2\u8996\u914d\u7f6e\u4e26\u8a55\u4f30\u81ea\u8eab\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002\",\"inLanguage\":\"zh-TW\"},\"inLanguage\":\"zh-TW\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2 - Roo.Cash","description":"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"zh_TW","og_type":"article","og_title":"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2","og_description":"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002","og_url":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/60711\/","og_site_name":"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash","article_publisher":"https:\/\/www.facebook.com\/roo.taiwan","article_published_time":"2024-03-18T12:00:00+00:00","article_modified_time":"2026-03-23T05:54:42+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png","type":"image\/png"}],"author":"Mr. Roo","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"Mr. Roo","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#article","isPartOf":{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/"},"author":{"name":"Mr. Roo","@id":"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f"},"headline":"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2","datePublished":"2024-03-18T12:00:00+00:00","dateModified":"2026-03-23T05:54:42+00:00","mainEntityOfPage":{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/"},"wordCount":36,"publisher":{"@id":"https:\/\/roo.cash\/blog\/#organization"},"image":{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage"},"thumbnailUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png","articleSection":["Roo \u6642\u4e8b\u5feb\u8a0a","\u7406\u8ca1\u77e5\u8b58"],"inLanguage":"zh-TW","copyrightYear":"2024","copyrightHolder":{"@id":"https:\/\/roo.cash\/blog\/#organization"}},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/","url":"https:\/\/roo.cash\/blog\/passive-investing-article\/","name":"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2 - Roo.Cash","isPartOf":{"@id":"https:\/\/roo.cash\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage"},"image":{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage"},"thumbnailUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png","datePublished":"2024-03-18T12:00:00+00:00","dateModified":"2026-03-23T05:54:42+00:00","description":"\u888b\u9f20\u91d1\u878d\u5c0e\u8b80\uff5c\u6295\u8cc7\u7684\u4e16\u754c\u4e2d\uff0c\u6709\u5169\u7a2e\u4e3b\u8981\u7684\u6295\u8cc7\u7b56\u7565\uff1a\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u3002\u88ab\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u8ffd\u8e64\u7279\u5b9a\u5e02\u5834\u6307\u6578\u7684\u8868\u73fe\uff0c\u591a\u4ee5 ETF \u6295\u8cc7\u70ba\u4e3b\uff1b\u4e3b\u52d5\u6295\u8cc7\u7684\u76ee\u6a19\u662f\u900f\u904e\u9078\u80a1\u6216\u64c7\u6642\u9032\u51fa\u4ee5\u64ca\u6557\u5927\u76e4\u6307\u6578\u3002\u672c\u7bc7\u5c07\u8aaa\u660e\uff0c\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff0c\u4e26\u8207\u4e3b\u52d5\u6295\u8cc7\u9032\u884c\u6bd4\u8f03\uff0c\u5206\u5225\u8aaa\u660e\u512a\u7f3a\u9ede\uff0c\u4e5f\u6703\u544a\u8a34\u4f60\u5982\u4f55\u80a1\u7968\u958b\u6236\u548c ETF \u5b9a\u671f\u5b9a\u984d\u3002","breadcrumb":{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754651359"},{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754672576"},{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754681842"},{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-bff23d3d"},{"@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-d42ce654"}],"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/roo.cash\/blog\/passive-investing-article\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#primaryimage","url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png","contentUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2024\/03\/26005019\/%E8%A2%AB%E5%8B%95%E6%8A%95%E8%B3%87.png","width":1200,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9801","item":"https:\/\/roo.cash\/blog\/"},{"@type":"ListItem","position":2,"name":"\u88ab\u52d5\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u8207\u4e3b\u52d5\u6295\u8cc7\u5dee\u7570\uff1f\u512a\u7f3a\u9ede\u53ca\u9069\u5408\u5c0d\u8c61\u4e00\u6b21\u641e\u61c2"}]},{"@type":"WebSite","@id":"https:\/\/roo.cash\/blog\/#website","url":"https:\/\/roo.cash\/blog\/","name":"\u5c08\u6b04\u6587\u7ae0 - \u888b\u9f20\u91d1\u878d Roo.Cash","description":"\u888b\u9f20\u91d1\u878d Roo.Cash \u70ba\u60a8\u6bd4\u8f03\u5404\u5f0f\u91d1\u878d\u5546\u54c1\uff0c\u7d71\u6574\u5168\u53f0\u5404\u5bb6\u9280\u884c\u7684\u4fe1\u8cb8\u3001\u4fe1\u7528\u5361\u3001\u623f\u8cb8\u3001\u6578\u4f4d\u5e33\u6236\u7b49\u65b9\u6848\uff0c\u6211\u5011\u4e5f\u63d0\u4f9b\u514d\u8cbb\u8a66\u7b97\u5de5\u5177\uff0c\u8f38\u5165\u500b\u4eba\u689d\u4ef6\u5373\u53ef\u8a66\u7b97\u51fa\u6700\u5408\u9069\u81ea\u5df1\u7684\u91d1\u878d\u65b9\u6848\uff01\u82e5\u6709\u4efb\u4f55\u91d1\u878d\u76f8\u95dc\u554f\u984c\uff0c\u888b\u9f20\u91d1\u878d Roo.Cash \u4e5f\u63d0\u4f9b1:1 \u514d\u8cbb\u7dda\u4e0a\u5c08\u4eba\u8aee\u8a62\uff0c\u70ba\u60a8\u89e3\u6c7a\u5404\u5f0f\u91d1\u878d\u7591\u96e3\u96dc\u75c7\uff0c\u4f86\u554f\u888b\u9f20\u91d1\u878d\u5c31\u5c0d\u4e86\uff01","publisher":{"@id":"https:\/\/roo.cash\/blog\/#organization"},"alternateName":"Roo.Cash","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/roo.cash\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/roo.cash\/blog\/#organization","name":"\u888b\u9f20\u91d1\u878d","url":"https:\/\/roo.cash\/blog\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png","contentUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2026\/03\/13143702\/Blog.png","width":2400,"height":1260,"caption":"\u888b\u9f20\u91d1\u878d"},"image":{"@id":"https:\/\/roo.cash\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/roo.taiwan","https:\/\/www.instagram.com\/roo.cash_taiwan\/","https:\/\/www.threads.com\/@roo.cash_taiwan","https:\/\/www.youtube.com\/@roo.cash_taiwan"]},{"@type":"Person","@id":"https:\/\/roo.cash\/blog\/#\/schema\/person\/546534100b6cbd2e2aee97083b18062f","name":"Mr. Roo","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/roo.cash\/blog\/#\/schema\/person\/image\/","url":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png","contentUrl":"https:\/\/blog-media-cdn.roo.cash\/blog\/wp-content\/uploads\/2023\/03\/26002635\/img_mrroo-150x150.png","caption":"Mr. Roo"},"description":"\u888b\u9f20\u91d1\u878d\u5e0c\u671b\u80fd\u5efa\u7acb\u4e00\u500b\u5b89\u5168\u3001\u503c\u5f97\u4fe1\u4efb\u7684\u5e73\u53f0\uff0c\u8b93\u6c11\u773e\u53ef\u4ee5\u5728\u9019\u88e1\u627e\u5230\u6700\u597d\u7684\u91d1\u878d\u65b9\u6848\uff0c\u7528\u8cc7\u91d1\u7e7c\u7e8c\u5be6\u73fe\u5922\u60f3\u7684\u85cd\u5716\u3002 \u888b\u9f20\u91d1\u878d\u806f\u624b\u591a\u9593\u9280\u884c\u63d0\u4f9b\u512a\u60e0\u91d1\u878d\u65b9\u6848\uff0c\u4e0d\u50c5\u904b\u7528 Gogolook \u9632\u8a50\u8cc7\u6599\u5eab\u8207 AI \u6280\u8853\uff0c\u66f4\u7b26\u5408\u91d1\u7ba1\u6703\u958b\u653e\u9280\u884c (Open Banking) \u653f\u7b56\u4e2d\u8cc7\u5b89\u8a8d\u8b49\u8207\u8cc7\u6599\u50b3\u8f38\u898f\u7bc4\u3002\u888b\u9f20\u91d1\u878d\u70ba\u6bcf\u4e00\u4f4d\u6c11\u773e\u5275\u9020\u4fbf\u6377\u3001\u5b89\u5168\u3001\u9ad8\u6548\u7684\u91d1\u878d\u670d\u52d9\u9ad4\u9a57\uff0c\u4ee5\u5be6\u8e10\u666e\u60e0\u91d1\u878d\u7684\u50f9\u503c\u3002","url":"https:\/\/roo.cash\/blog\/author\/roo-cash\/"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754651359","position":1,"url":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754651359","name":"Q1\uff1a\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u6240\u6709\u4eba\u55ce\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u60f3\u8981\u9577\u671f\u6295\u8cc7\u3001\u4e0d\u60f3\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u7814\u7a76\u5e02\u5834\u7684\u6295\u8cc7\u4eba\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754672576","position":2,"url":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754672576","name":"Q2\uff1a\u5982\u4f55\u6311\u9078\u88ab\u52d5\u6295\u8cc7\u7684\u6a19\u7684\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u6839\u64da\u81ea\u5df1\u7684\u6295\u8cc7\u76ee\u6a19\u548c\u98a8\u96aa\u627f\u53d7\u5ea6\uff0c\u9078\u64c7\u5408\u9069\u7684\u6295\u8cc7\u6a19\u7684\u3002\u4e00\u822c\u800c\u8a00\uff0c\u5efa\u8b70\u9078\u64c7\u8cbb\u7528\u7387\u4f4e\u3001\u8ffd\u8e64\u8aa4\u5dee\u5c0f\u7684\u6307\u6578\u578b\u57fa\u91d1\u6216 ETF\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754681842","position":3,"url":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-question-1710754681842","name":"Q3. \u5982\u4f55\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u9078\u64c7\u5408\u9069\u7684\u6307\u6578\u57fa\u91d1\u6216\u6307\u6578\u578b ETF\uff0c\u518d\u900f\u904e\u5b9a\u671f\u5b9a\u984d\u7684\u65b9\u5f0f\u958b\u59cb\u88ab\u52d5\u6295\u8cc7\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-bff23d3d","position":4,"url":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-bff23d3d","name":"\u88ab\u52d5\u6295\u8cc7\u548c\u4e3b\u52d5\u6295\u8cc7\u7684\u8cbb\u7528\u5dee\u7570\u5728\u54ea\u88e1\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u88ab\u52d5\u6295\u8cc7\u901a\u5e38\u53ea\u9700\u652f\u4ed8\u6307\u6578\u578b\u57fa\u91d1\u6216ETF\u7684\u4f4e\u7ba1\u7406\u8cbb\u7528\uff08\u5e74\u8cbb\u7d040.1%-0.5%\uff09\uff0c\u800c\u4e3b\u52d5\u6295\u8cc7\u9700\u8ca0\u64d4\u57fa\u91d1\u7d93\u7406\u4eba\u85aa\u8cc7\u53ca\u7814\u7a76\u6210\u672c\uff0c\u8cbb\u7528\u7387\u666e\u904d\u8f03\u9ad8\uff08\u5e74\u8cbb\u7d041%-2%\uff09\uff0c\u5efa\u8b70\u6295\u8cc7\u4eba\u6bd4\u8f03\u5404\u7522\u54c1\u7684\u516c\u958b\u8aaa\u660e\u66f8\uff0c\u78ba\u8a8d\u5be6\u969b\u8cbb\u7528\u7d50\u69cb\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-d42ce654","position":5,"url":"https:\/\/roo.cash\/blog\/passive-investing-article\/#faq-d42ce654","name":"\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u54ea\u4e9b\u65cf\u7fa4\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u88ab\u52d5\u6295\u8cc7\u9069\u5408\u7f3a\u4e4f\u6642\u9593\u7814\u7a76\u500b\u80a1\u3001\u5c0d\u5e02\u5834\u5224\u65b7\u6c92\u628a\u63e1\u3001\u6216\u60f3\u964d\u4f4e\u6c7a\u7b56\u98a8\u96aa\u7684\u6295\u8cc7\u4eba\uff0c\u7279\u5225\u662f\u9577\u671f\u5b58\u80a1\u7684\u4e0a\u73ed\u65cf\u6216\u9000\u4f11\u898f\u5283\u8005\uff0c\u4f46\u4ecd\u9700\u5b9a\u671f\u6aa2\u8996\u914d\u7f6e\u4e26\u8a55\u4f30\u81ea\u8eab\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"}]}},"_links":{"self":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/60711","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/comments?post=60711"}],"version-history":[{"count":4,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/60711\/revisions"}],"predecessor-version":[{"id":125338,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/posts\/60711\/revisions\/125338"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/media\/60713"}],"wp:attachment":[{"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/media?parent=60711"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/categories?post=60711"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/roo.cash\/blog\/wp-json\/wp\/v2\/tags?post=60711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}